tag:blogger.com,1999:blog-55920788118438115912024-03-27T22:58:19.080-07:00Ninis LatifaAnonymoushttp://www.blogger.com/profile/03001151896324100839noreply@blogger.comBlogger9125tag:blogger.com,1999:blog-5592078811843811591.post-47870353781222797922017-03-15T09:03:00.001-07:002017-03-15T09:03:26.429-07:00KPR BTN SYARIAH (KREDIT BERMASALAH)<!--[if !mso]>
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<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-ascii-theme-font: major-bidi; mso-bidi-theme-font: major-bidi; mso-hansi-theme-font: major-bidi;"> Yuniar Dwi Astuti<span style="mso-tab-count: 2;"> </span>20140730026</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-ascii-theme-font: major-bidi; mso-bidi-theme-font: major-bidi; mso-hansi-theme-font: major-bidi;"> Neneng Marlina <span style="mso-tab-count: 2;"> </span>20140730031</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-ascii-theme-font: major-bidi; mso-bidi-theme-font: major-bidi; mso-hansi-theme-font: major-bidi;"> Ririn Windiananti <span style="mso-tab-count: 2;"> </span>20140730035<span style="mso-tab-count: 1;"> </span></span></div>
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<br /></div>
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<br /></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-ascii-theme-font: major-bidi; mso-bidi-theme-font: major-bidi; mso-hansi-theme-font: major-bidi;">EKONOMI
DAN PERBANKAN ISLAM</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-ascii-theme-font: major-bidi; mso-bidi-theme-font: major-bidi; mso-hansi-theme-font: major-bidi;">FAKULTAS
AGAMA ISLAM</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-ascii-theme-font: major-bidi; mso-bidi-theme-font: major-bidi; mso-hansi-theme-font: major-bidi;">UNIVERSITAS
MUHAMMADIYAH YOGYAKARTA</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-ascii-theme-font: major-bidi; mso-bidi-theme-font: major-bidi; mso-hansi-theme-font: major-bidi;">2017</span></div>
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<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">A.<span style="font: 7.0pt "Times New Roman";">
</span></span></span></b><span dir="LTR"></span><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">KASUS :</span></b></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Nasabah x mengajukan permohonan KPR BTN
Syariah cabang Jakarta Pusat dengan data sbb :</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Harga rumah<span style="mso-tab-count: 1;"> </span>: Rp 300.000.000</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Uang muka<span style="mso-tab-count: 1;"> </span>: Rp 60.000.000</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">KPR<span style="mso-tab-count: 2;"> </span>: Rp 240.000.000</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Jangka Waktu<span style="mso-tab-count: 1;"> </span>: 10 Tahun</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Pada
saat pengajuan nasabah x bekerja di perusahaan asing dengan gaji Rp 12.000.000
per bulan. Biaya hidup Rp 3.000.000 perbulan. Analisa AO KPR BTN Syariah
melakukan analisa dengan ketentuan yang berlaku pada saat itu, yaitu :</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Margin 10 tahun<span style="mso-tab-count: 1;"> </span>: 10% p.a</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Uang Muka Minimal<span style="mso-tab-count: 1;"> </span>: 20% dari harga rumah </span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-tab-count: 1;"> </span>Setelah dilakukan perhitungan, angsuran perbulan untuk
pembiayaan KPR adalah sebesar Rp. 4.000.000 sedangkan penghasilan bersih
nasabah X adalah sebesar Rp. 9.000.000 sehingga permohonan nasabah X dapat di
setujui (karena angsuran hanya 44,44% dari penghasilan bersih). Setelah
berjalan 3 tahun nasabah X tersebut menunggak angsuran.</span></div>
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<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">B.<span style="font: 7.0pt "Times New Roman";">
</span></span></span></b><span dir="LTR"></span><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">KAJIAN TEORITIK</span></b></div>
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<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";">
</span></span></span></b><span dir="LTR"></span><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Permasalahan, Condition of Economic</span></b></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Condition of Economic
adalah keadaan perekonomian nasabah. Permasalahan mengenai condition of
economic erat kaitannya dengan faktor politik, peraturan perundang-undangan
negara dan perbankan pada saat itu, serta keadaan lain yang mempengaruhi
pemasaran seperti gempa bumi, tsunami, longsor dan sebagainya.</span></div>
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<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";">
</span></span></span></b><span dir="LTR"></span><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Solusi, </span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN;">Alih nasabah atau novasi</span></b></div>
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<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN;">Kebijakan ini </span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">merupakan
salah satu cara dari restructuring, kebijakan ini </span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN;">diberikan jika nasabah mengalami kesulitan melanjutkan
pembayaran angsuran dan untuk mengatasinya nasabah mengalihkan kewajiban kepada
pihak lain (calon nasabah baru) atau jika nasabah yang lama sulit dihubungi
(menghilang) maka bank berhak mewakili setelah ada keputusan dari pengadilan
agama.</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;"></span></div>
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<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">C.<span style="font: 7.0pt "Times New Roman";">
</span></span></span></b><span dir="LTR"></span><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">ANALISIS:</span></b></div>
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<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN;">Hal yang pertama kali pihak
bank lakukan adalah melakukan pembinaan terhadap nasabah dengan cara mengirim
surat peringatan tunggakan angsuran. Karena tidak di respon</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">,</span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN;"> pihak bank mendatangi rumah nasabah x tersebut. Ternyata
nasabah tersebut memiliki masalah yaitu dia sudah di PHK dari termpat
bekerjanya </span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">di perusahaan batu bara milik asing yaitu
PT Aceh Mineral Gemilang yang berlokasi di Nagan Raya, Aceh </span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN;">sehingga mengakibatkan nasabah </span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">X</span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN;"> tidak memiliki kemampuan untuk membayar angsuran K</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">PR</span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN;"> nya kepada Bank. Nasabah tidak dapat memastikan kapan ia
akan mendapatkan pekerjaan baru dan mampu untuk melunasi angsurannya di bank. </span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;"></span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Setelah ditelusuri mengapa ia dipecat
dari perusahaan tersebut satu tahun yang lalu (2014) ternyata ini berkaitan
dengan instruksi Gubernur Aceh no 11/INSTR/2014 mengenai moratorium izin usaha
pertambangan mineral logam dan batu bara. Hal ini berdampak pada pencabutan
Izin Usaha Pertambangan (IUP) logam dan batu bara. Karena perusahaan tersebut
dianggap melanggar aturan merusak hutan Aceh dan melakukan kejahatan
lingkungan. </span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Setelah perusahaan ditutup pada tahun
2014 dan nasabah X menganggur ia masih dapat melalukan angsuran secara teratur
selama satu tahun dengan menggunakan uang pesangon dari perusahaan tersebut.
Tetapi pada tahun 2015 uang pesangon yang diberikan oleh perusahaan itu telah habis
sehingga ia tidak bisa membayar sisa angsuran pada BTN Syariah cabang Jakarta
sehingga terjadi kredit macet. </span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Berdasarkan kasus tersebut hal ini masuk
ke dalam salah satu analisis 5C yaitu Condition of Economic. Permasalahan
mengenai condition of economic erat kaitannya dengan faktor politik, peraturan
perundang-undangan negara dan perbankan pada saat itu, serta keadaan lain yang
mempengaruhi pemasaran seperti gempa bumi, tsunami, longsor dan sebagainya. Dalam
hal ini kasus kredit macet karena nasabah X dipecat bukanlah karena kesalahan
nasabah tetapi karena perusahaan asing tempat nasabah tersebut bekerja bermasalah
sehingga harus tutup atas peraturan Gubernur Aceh. </span></div>
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<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN;">Oleh karena itu, melihat
kondisi nasabah akhirnya Bank memberikan solusi untuk melakukan alih nasabah
(novasi) di mana nasabah menjual rumah tersebut kepada calon nasabah baru untuk
melunasi pembiayaan KPR pada BTN Syariah cabang Jakarta</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">,
dengan syarat-sayarat :</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Nasabah X mengajukan surat permohonan
secara tertulis ke bank BTN Syariah cabang Jakarta Pusat.</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Telah ada calon nasabah pengganti yang
memenuhi syarat sebagai pemohon pembiayaan perorangan.</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Telah ada kesepakatan antara nasabah
lama atau bank dengan calon nasabah pengganti dalam hal harga, pembayaran uang
muka, penanggung biaya-biaya, jangka waktu dan lain-lain.</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">4.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Biaya-biaya yang berkaitan dengan alih
nasabah atau novasi yang berhubungan dengan bank (biaya notaris, biaya asuransi
dan lain-lain) merupakan bban nasabah pengganti.</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">5.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bukti kepemilikan telah terbit atas nama
nasabah lama.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">6.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Apabila bukti kepemilikan atas nama
nasabah lama belum terbit akan dibicarakan dengan notaris, baru kemudian dapat
dilaksanakan alih nasabah atau novasi</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">7.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Akta-akta yang harus dibuat meliputi: </span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo2; tab-stops: 90.0pt; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">a)<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Akad
pembiayaan baru dengan nasabah baru (pengganti, sehingga muncul nomor nasabh
baru.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo2; tab-stops: 90.0pt; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">b)<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Akta
Notaris tentang Akta Pengakuan Utang yang dibuat nasabah baru.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo2; tab-stops: 90.0pt; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">c)<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Akta
notaris tentang Akta Kuasa Menjual.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo2; tab-stops: 90.0pt; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">d)<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Akta
SKMHT yang dibuat nasabah baru.</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">e)<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Akta
Jual Beli.</span></div>
<div class="MsoListParagraphCxSpLast" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo2; tab-stops: 90.0pt; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">f)<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Akta
Pengalihan Utang Dan Jaminan.</span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 21.0pt;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN;"><span style="mso-spacerun: yes;"> </span>Sebenarnya Bank bisa saja memberikan kebijakan
berupa penambahan maupun penundaan jangka waktu pembayaran kepada nasabah,
namun saat ini nasabah sendiri tidak memiliki penghasilan dan tidak bisa
memastikan kapan ia akan mendapatkan pekerjaan baru. Oleh karena itu kebijakan
yang Bank ambil sudah sesuai dengan prosedur. Melihat kondisi nasabah yang
memang tidak memungkinkan untuk dapat melanjutkan dan melunasi angsuran KPR.
Jadi alih nasabah (novasi) merupakan langkah terakhir yang diambil oleh Bank
dalam mengatasi pembiayaan (kredit) macet.</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;"></span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 21.0pt;">
<br /></div>
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<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">D.<span style="font: 7.0pt "Times New Roman";">
</span></span></span></b><span dir="LTR"></span><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">KESIMPULAN</span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Nasabah
X mengalami kredit macet KPR setelah 3 tahun berjalan di BTN Syariah Cabang
Jakarta Pusat, hal ini dikarenakan condition of economic dimana nasabah
tersebut di PHK dari perusaahaan batu bara tempat ia bekerja di kawasan Nagan
Raya, Aceh dikarenakan perusahaan ersebut dianggap melanggar aturan dan merusak
hutan serta melakukan kejahatan lingkungan sehingga di moratorium oleh Gubernur
Aceh dan dicabut Ijin Usaha Pertambangan (IUP) nya. Penyelesaian dari kasus ini
adalah pihak bank melakukan novasi/alih nasabah kepada nasabah baru sesuai
dengan syarat dan ketentuan yang berlaku.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 18.0pt;">
<br /></div>
<div class="MsoListParagraphCxSpLast" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo3; text-align: justify; text-indent: -18.0pt;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">E.<span style="font: 7.0pt "Times New Roman";">
</span></span></span></b><span dir="LTR"></span><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">SARAN</span></b></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 11.0pt;">Dalam kasus ini,
akan lebih baik jika Bank lebih teliti lagi dalam menganalisis keadaan
perusahaan dimana nasabahnya bekerja. Yang harus di analisis oleh bank terhadap
perusahaan tersebut meliputi keadaan keuangan perusahaan, bagaimana reputasi
perusahaan dan apakah perusahaan tersebut sudah memiliki izin usaha yang resmi
atau belum.<span style="mso-spacerun: yes;"> </span>Hal-hal tersebut perlu
diperhatikan oleh pihak Bank supaya nantinya tidak terjadi masalah antara bank
dengan nasabah.</span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 11.0pt;">Untuk nasabah
sendiri akan lebih baik jika dia menyatakan kondisi ekonominya secara jujur
kepada pihak Bank, seperti pendapatan per bulan, keadaan ekonomi pribadi,
dimana tempat bekerja dan bagaimana keadaan perusahaan tempat nasabah tersebut
bekerja. Dengan begitu dari awal nasabah mengajukan pembiayaan Bank akan lebih
mempertimbangkan lagi, layak atau tidaknya nasabah tersebut diberi pembiayaan.</span></div>
Anonymoushttp://www.blogger.com/profile/03001151896324100839noreply@blogger.com0tag:blogger.com,1999:blog-5592078811843811591.post-48936242548302014702017-02-15T21:38:00.000-08:002017-02-15T21:38:04.107-08:00SURAT EDARAN BI (MANAJEMEN RESIKO)<!--[if !mso]>
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untuk memenuhi tugas mata kuliah</span></b></div>
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<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Calibri;">Dosen Pengampu</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Calibri;"> Gita Danupranata</span></b></div>
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<br /></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEij4LBKtBWwrAbICalz-7NA1klLUGxIvVxDz495PvURunlNrNCJSkyIzB1eGeF5JD7kM7gimb33DvNl0y9bCDlYkzduTZDlRAPkhaze2r8847pmyNjq8jqbLpX1hNRMT03H2P98uCpKWrWp/s1600/logo+umy.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="313" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEij4LBKtBWwrAbICalz-7NA1klLUGxIvVxDz495PvURunlNrNCJSkyIzB1eGeF5JD7kM7gimb33DvNl0y9bCDlYkzduTZDlRAPkhaze2r8847pmyNjq8jqbLpX1hNRMT03H2P98uCpKWrWp/s320/logo+umy.jpg" width="320" /></a></div>
<div align="center" class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;"><br /></span></div>
<div align="center" class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<br /></div>
<div align="center" class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<br /></div>
<div align="center" class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Calibri;">KELOMPOK 6</span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Calibri;"> :</span></b></div>
<div align="center" class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Calibri;">Nistriannisa Latifa<span style="mso-tab-count: 1;"> </span><span style="mso-tab-count: 1;"> </span>(20140730025)</span></b></div>
<div align="center" class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
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<div align="center" class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
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<div align="center" class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Calibri;">Ririn Windiananti<span style="mso-tab-count: 2;"> </span>(20140730035)</span></b></div>
<div align="center" class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-ansi-language: EN-US; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Calibri;">Muhammad Taufik <span style="mso-tab-count: 2;"> </span>(20140730020)</span></b></div>
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<br /></div>
<div align="center" class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<br /></div>
<div align="center" class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: Calibri;">UNIVERSITAS MUHAMMADIYAH YOGYAKARTA</span></b></div>
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<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: Calibri;">FAKULTAS AGAMA ISLAM</span></b></div>
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<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: Calibri;">EKONOMI DAN PERBANKAN ISLAM</span></b></div>
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<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: Calibri;">2016</span></b></div>
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<b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; mso-no-proof: no;">Peraturan</span></b></div>
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<b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; mso-no-proof: no;">:</span></b></div>
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<td style="padding: .75pt .75pt .75pt .75pt;">
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<b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; mso-no-proof: no;">Surat Edaran Bank Indonesia Nomor 15/40/DKMP tanggal 24 September 2013
perihal Penerapan Manajemen Risiko pada Bank yang Melakukan Pemberian Kredit
atau Pembiayaan Pemilikan Properti, Kredit atau Pembiayaan Konsumsi Beragun
Properti, dan Kredit atau Pembiayaan Kendaraan Bermotor</span></b></div>
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<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; mso-no-proof: no;">:</span></div>
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<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; mso-no-proof: no;">Sejak tanggal 30 September 2013</span></div>
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<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; mso-no-proof: no;"> </span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; mso-no-proof: no;">SE ini menginduk pada PBI tentang
Penerapan Manajemen Risiko Bagi Bank Umum dan PBI tentang Penerapan Manajemen
Risiko Bagi Bank Umum Syariah dan Unit Usaha Syariah. Pokok-pokok pengaturan
dalam SE adalah sebagai berikut:</span></div>
<ol start="1" style="margin-top: 0cm;" type="1">
<li class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; text-align: justify;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; mso-no-proof: no;">Loan to Value (LTV)/Financing to Value (FTV) berlaku
untuk :</span></li>
<ol start="1" style="margin-top: 0cm;" type="a">
<li class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-list: l0 level2 lfo1; tab-stops: list 72.0pt; text-align: justify;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; mso-no-proof: no;">Kredit/Pembiayaan Pemilikan
Properti (KPP/KPP iB), meliputi KPR/KPR iB, KPRS/KPRS iB, KPRukan/KPRukan
iB, dan KPRuko/KPRuko iB; dan</span></li>
<li class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-list: l0 level2 lfo1; tab-stops: list 72.0pt; text-align: justify;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; mso-no-proof: no;">Kredit/Pembiayaan Konsumsi
Beragun Properti (KKBP/KKBP iB).</span></li>
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<li class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; text-align: justify;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; mso-no-proof: no;">Pengaturan mengenai LTV atau FTV dikecualikan terhadap
KPP atau KPP iB dalam rangka pelaksanaan Program Perumahan Pemerintah
Pusat dan/atau Pemerintah Daerah sebagaimana dimaksud dalam peraturan
perundang-undangan yang berlaku.</span></li>
<li class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; text-align: justify;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; mso-no-proof: no;">LTV dan FTV ditetapkan paling tinggi sebagaimana tersaji
dalam tabel berikut : </span></li>
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<br /></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh1VK59mNKx0Ntkc6mzY2cHvzQCcQiX2DCHK80cmkJpbgBQBQzjZUy4R3-THUV81Y903EPkAf4NnNjmg5NlUvloCcRk5f22zLLnk6NU63BEEpMDKy5btU8uYcuk3xjXiq3257LDQfqfQcF0/s1600/khqdbhsbxxsxjhsjsxjscdjo.gif" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh1VK59mNKx0Ntkc6mzY2cHvzQCcQiX2DCHK80cmkJpbgBQBQzjZUy4R3-THUV81Y903EPkAf4NnNjmg5NlUvloCcRk5f22zLLnk6NU63BEEpMDKy5btU8uYcuk3xjXiq3257LDQfqfQcF0/s1600/khqdbhsbxxsxjhsjsxjscdjo.gif" /></a></div>
<br />
<ol start="4" style="margin-top: 0cm;" type="1">
<li class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; text-align: justify;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; mso-no-proof: no;">Penentuan urutan fasilitas kredit/pembiayaan dalam
perhitungan LTV/FTV harus memperhitungkan seluruh fasilitas KPP/KPP iB dan
KKBP/KKBP iB yang telah diterima debitur/nasabah di bank yang sama maupun
bank lainnya.</span></li>
</ol>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;">
<br /></div>
<ol start="5" style="margin-top: 0cm;" type="1">
<li class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; text-align: justify;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; mso-no-proof: no;">Dalam hal perjanjian KPP/KPP iB antara Bank dan
debitur/nasabah mengikat lebih dari 1 (satu) unit Properti pada saat
bersamaan dan/atau beberapa perjanjian KPP/KPP iB terhadap beberapa
Properti yang dilakukan pada tanggal yang sama, Bank wajib menetapkan
urutan fasilitas kredit/pembiayaan berdasarkan urutan nilai agunan dimulai
dari nilai agunan yang paling rendah.</span></li>
</ol>
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<br /></div>
<ol start="6" style="margin-top: 0cm;" type="1">
<li class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; text-align: justify;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; mso-no-proof: no;">Pengaturan atas hal-hal yang harus dipenuhi Bank dalam
rangka melaksanakan pengaturan LTV/FTV, antara lain persyaratan dokumen,
perlakuan debitur suami dan istri, dan penerapan prinsip kehati-hatian
berupa pengaturan top up kredit atau pembiayaan baru berdasarkan Properti
yang masih menjadi agunan dari fasilitas KPP iB sebelumnya.</span></li>
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<br /></div>
<ol start="7" style="margin-top: 0cm;" type="1">
<li class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; text-align: justify;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; mso-no-proof: no;">Penerapan prinsip kehati-hatian dalam pemberian fasilitas
KPP/KPP iB jika Properti yang dijadikan agunan belum tersedia secara utuh
dimana fasilitas tersebut hanya dapat diberikan untuk fasilitas KPP/KPP iB
pertama dan harus memenuhi persyaratan lainnya dalam rangka prinsip
kehati-hatian.</span></li>
</ol>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;">
<br /></div>
<ol start="8" style="margin-top: 0cm;" type="1">
<li class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; text-align: justify;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; mso-no-proof: no;">Pengaturan minimum down payment (DP) untuk
kredit/pembiayaan kendaraan bermotor yaitu 25% untuk kendaraan bermotor
roda dua, 30% untuk kendaraan bermotor roda tiga atau lebih untuk
keperluan non produktif, dan 20% untuk kendaraan bermotor roda tiga atau lebih
untuk keperluan produktif.</span></li>
</ol>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;">
<br /></div>
<ol start="9" style="margin-top: 0cm;" type="1">
<li class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-list: l0 level1 lfo1; tab-stops: list 36.0pt; text-align: justify;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; mso-no-proof: no;">Penerapan prinsip kehati-hatian berupa larangan pemberian
kredit/pembiayaan untuk uang muka atau down payment.</span></li>
</ol>
<br />
Anonymoushttp://www.blogger.com/profile/03001151896324100839noreply@blogger.com0tag:blogger.com,1999:blog-5592078811843811591.post-26363570740876469612016-05-15T06:35:00.002-07:002016-05-15T06:35:35.816-07:00IDE KREATIF TRANSFORMASI KARTU ATM KE e-ATM ( SOFTFILE)<div align="center" class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: center;">
<b><span style="font-family: "Times New Roman","serif"; font-size: 20.0pt; line-height: 150%; mso-bidi-font-size: 24.0pt; mso-fareast-font-family: "Times New Roman";">IDE KREATIF<o:p></o:p></span></b></div>
<div align="center" class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: center;">
<b><span style="font-family: "Times New Roman","serif"; font-size: 22.0pt; line-height: 150%; mso-bidi-font-size: 24.0pt; mso-fareast-font-family: "Times New Roman";"> </span></b><b><span style="font-family: "Times New Roman","serif"; font-size: 20.0pt; line-height: 150%; mso-bidi-font-size: 24.0pt; mso-fareast-font-family: "Times New Roman";">TRANSFORMASI
KARTU ATM KE e-ATM ( SOFTFILE)</span></b><b><span style="font-family: "Times New Roman","serif"; font-size: 20.0pt; line-height: 150%; mso-bidi-font-size: 24.0pt; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></b></div>
<div align="center" class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: center;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Disusun
Untuk Memenuhi Tugas Mata Kuliah Sistem Operasional Bank Syariah<o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: center;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Dosen
Pengampu: Gita Danupranata, S.E., M. Si<o:p></o:p></span></div>
<div class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm;">
<br /></div>
<div align="center" class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: center;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">
</span></div>
<div class="separator" style="clear: both; text-align: center;">
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</v:shape><![endif]--><!--[if !vml]--><!--[endif]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"> <o:p></o:p></span><br />
<div align="center" class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: center;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"> <o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: center;">
<b><span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Kelompok 5:</span></b><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpFirst" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 144.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level1 lfo1; text-indent: -18.0pt;">
<!--[if !supportLists]--><b><span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">1.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;">
</span></span></b><!--[endif]--><b><span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Dwi Friski Amelia (20140730003)<o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 144.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level1 lfo1; text-indent: -18.0pt;">
<!--[if !supportLists]--><b><span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">2.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;">
</span></span></b><!--[endif]--><b><span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Nistrianisa Latifa (20140730025)<o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 144.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level1 lfo1; text-indent: -18.0pt;">
<!--[if !supportLists]--><b><span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">3.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;">
</span></span></b><!--[endif]--><b><span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Yuniar Dwi Astuti (20140730026)<o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 144.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level1 lfo1; text-indent: -18.0pt;">
<!--[if !supportLists]--><b><span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">4.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;">
</span></span></b><!--[endif]--><b><span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Neneng Marlina (20140730031)<o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpLast" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 144.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level1 lfo1; text-indent: -18.0pt;">
<!--[if !supportLists]--><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">5.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;">
</span></span></b><!--[endif]--><b><span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Ririn Windiananti (20140730035)</span></b><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></b></div>
<div class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 126.0pt; margin-right: 0cm; margin-top: 0cm;">
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<div align="center" class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: center;">
<b><span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Jurusan
Ekonomi Dan Perbankan Islam, Fakultas Agama Islam</span></b><span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<div align="center" class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: center;">
<b><span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Universitas
Muhammadiyah Yogyakarta<o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpFirst" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">A.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;">
</span></span></b><!--[endif]--><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">Definisi<o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 36.0pt;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">Seiring dengan
perkembangan teknologi yang semakin maju, maka kami memiliki ide jika berbelanja,
mengambil uang dan transaksi-transaksi lainnya di ATM sudah tidak menggunakan
kartu ATM secara fisik lagi. Tetapi menggunakan kartu ATM dalam bentuk soft file
yang disimpan dalam sebuah aplikasi khusus yang diberikan oleh Bank yang
disimpan di Handphone, jadi setiap penggunaannya cukup di scan pada mesin-mesin
yang sudah disediakan di setiap tempat perbelanjaan atau tempat-tempat makan
atau disetiap mesin ATM yang memang sudah memiliki fitur tersebut. <o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 36.0pt;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">Fitur e-ATM
ini cara penggunaannya hampir sama seperti fitur e-Banking yang telah banyak digunakan saat
ini. Fitur ini juga menggunakan ID dan password yang dibuatkan oleh pihak bank
ketika nasabah datang ke bank dan ingin mengaktifkan fitur e-ATM ini. Untuk
membuka e-ATM yang berada di handphone harus login dulu dengan menggunakan akun
yang telah dibuatkan oleh pihak bank seperti akun yang ada pada e-banking. Dengan
begitu transaksi akan aman, lebih mudah dan efisien, tidak harus lagi membawa
kartu ATM. Keamanannya pun terjamin karena hanya pemiliklah yang mengetahui ID
dan password dari akun tesebut. <o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 36.0pt;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">Seperti halnya
yang telah diterapkan pada Samsung Pay dan Apple Pay, fitur ini memiliki
kesamaan dan juga perbedaan. Seperti pada Samsung Pay fitur tersebut di
keluarkan oleh pihak Samsung yang bekerja sama dengan bank-bank yang ada. Sedangkan
fitur e-ATM ini di keluarkan oleh pihak banknya sendiri, jadi jika sebelumnya
telah memiliki rekening disuatu bank misalnya bank Mandiri maka nasabah harus
datang ke Bank Mandiri jika ingin mengaktifkan fitur e-ATM ini seperti halnya
dengan cara mengaktifkan e-Banking. Jika Samsung Pay hanya bias digunakan pada
HP Samsung dengan tipe S6, maka fitur e-ATM ini bias digunkan semua tipe
Handphone yang mendukung fitur android. <o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 36.0pt;">
<br /></div>
<div class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;">
<br /></div>
<div class="MsoListParagraphCxSpFirst" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">B.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;">
</span></span></b><!--[endif]--><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">Cara
Mendapatkan Fitur e-ATM<o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;">
<br /></div>
<div class="separator" style="clear: both; text-align: center;">
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<br />
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;">
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<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">Penjelasan Flowchart :<o:p></o:p></span></div>
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<!--[if !supportLists]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">1.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">Nasabah
atau calon nasabah datang ke Bank dan mengambil nomer antrian ke CS. Untuk
nasabah cukup membawa buku tabungan dan kartu ATM yang sudah ada. Sedangkan
calon nasabah membawa persyaratan pembukaan rekening baru seperti kartu
identitas dll.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo3; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">2.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">Nasabah
atau calon nasabah akan mendapat pengarahan dari petugas CS. Bagi nasabah
langsung mengisi formulir pembuatan e-ATM sedangkan untuk calon nasabah mengisi
formulir dan melengkapi persyaratan pembukaan rekening baru serta mengisi
formulir pembuatan e-ATM.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo3; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">3.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">Data-data
nasabah atau calon nasabah akan di analisis dan di tanda tangani oleh oleh
komite atau pejabat bank untuk selanjutnya disetujui.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo3; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">4.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">Jika
komite menyetujui pembuatan e-ATM maka CS akan membuatkan akun untuk nasabah
untuk Login ke aplikasi e-ATM nantinya dan setelah membuatkan akun untuk
nasabah CS akan memberikan aplikasi e-ATM yang selanjutnya harus diinstal terlebih
dahulu di Handphone nasabah. <o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo3; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">5.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">Setelah
fitur sudah terpasang di Handphone nasabah maka nasabah dapat Login ke fitur
tersebut menggunakan ID dan password yang telah dibuatkan oleh pihak bank dan e-ATM
sudah dapat digunakan di tempat-tempat
yang sudah menggunakan fitur ini pula.<o:p></o:p></span></div>
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<br /></div>
<div class="MsoListParagraphCxSpFirst" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">C.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;">
</span></span></b><!--[endif]--><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">Kelebihan Penggunaan
e-ATM<o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo4; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">1.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">Lebih
modern<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo4; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">2.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">Lebih
praktis dan efisien<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo4; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">3.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">Resiko ATM
ketinggalan atau hilang sangat kecil, karena saat ini handphone selalu dibawa
kemana-mana.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo4; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">4.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">Dapat digunakan
dalam semua merk Handphone yang ada.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo4; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">5.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">Tidak perlu
menyimpan banyak kartu ATM di dompet. <o:p></o:p></span></div>
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<br /></div>
<div class="MsoListParagraphCxSpFirst" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;">
<br /></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">D.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;">
</span></span></b><!--[endif]--><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">Kekurangan
Penggunaan e-ATM<o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpLast" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo5; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">1.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">Belum
semua tempat perbelanjaan, restaurant, dll memiliki alat atau fitur ATM scanner
ini.<a href="https://www.blogger.com/null" name="_GoBack"></a><o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo5; text-align: justify; text-indent: -18.0pt;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-size: 14.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-US;">2. Harus menggunakan wifi atau paket data untuk menjalankan
aplikasinya</span></div>
<br />Anonymoushttp://www.blogger.com/profile/03001151896324100839noreply@blogger.com0tag:blogger.com,1999:blog-5592078811843811591.post-41691647917004624472016-04-17T03:07:00.000-07:002016-04-17T03:07:39.008-07:00Sistem Operasional Pembiayaan Ijarah Muntahia bit Tamlik<!--[if !mso]>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Disusun Untuk Memenuhi Tugas Mata
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<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjF-ySChuq3hXNXL_of8pow2z16w5qGc66mm8gaOQvazPzrOvdmy59iDHXjE_L1FNfZaupLsg8jLLaJmwEY1gWyhRoOh5y0umK3YlduATe0bqHURcTAZosG6Lpmjmw_5LtK1msmyLLFzPas/s1600/logo+umy.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="313" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjF-ySChuq3hXNXL_of8pow2z16w5qGc66mm8gaOQvazPzrOvdmy59iDHXjE_L1FNfZaupLsg8jLLaJmwEY1gWyhRoOh5y0umK3YlduATe0bqHURcTAZosG6Lpmjmw_5LtK1msmyLLFzPas/s320/logo+umy.jpg" width="320" /></a></div>
<span style="mso-ansi-language: IN; mso-fareast-language: IN; mso-no-proof: yes;"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"> </span><br />
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-spacerun: yes;"> </span> </span></div>
<div align="center" class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-spacerun: yes;"> </span>Kelompok 5:</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"></span></b></div>
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<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";">
</span></span></span></b><span dir="LTR"></span><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Dwi Friski
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Latifa<span style="mso-tab-count: 1;"> </span><span style="mso-tab-count: 1;"></span>(20140730025)</span></b></div>
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<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";">
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Astuti<span style="mso-tab-count: 1;"> </span>(20140730026)</span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -18.0pt;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">4.<span style="font: 7.0pt "Times New Roman";">
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Marlina <span style="mso-tab-count: 1;"> </span><span style="mso-tab-count: 1;"> </span>(20140730031)</span></b></div>
<div class="MsoListParagraphCxSpLast" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -18.0pt;">
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<div class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm;">
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<div align="center" class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<b><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Jurusan Ekonomi Dan Perbankan
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<div align="center" class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<b><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Universitas Muhammadiyah Yogyakarta</span></b><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"></span></div>
<div align="center" class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
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<div align="center" class="MsoNormalCxSpFirst" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-hyphenate: none; mso-pagination: none; tab-stops: 14.2pt 84.0pt 112.0pt 140.0pt 168.0pt 196.0pt 224.0pt 252.0pt 280.0pt 308.0pt 336.0pt; text-align: center; text-autospace: ideograph-numeric; text-indent: -14.2pt;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="color: #1d1b11; font-family: "Times New Roman","serif"; font-size: 16.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; mso-themecolor: background2; mso-themeshade: 26;">IJARAH MUNTAHIA BIT TAMLIK</span></b></div>
<div align="center" class="MsoNormalCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-hyphenate: none; mso-pagination: none; tab-stops: 14.2pt 84.0pt 112.0pt 140.0pt 168.0pt 196.0pt 224.0pt 252.0pt 280.0pt 308.0pt 336.0pt; text-align: center; text-autospace: ideograph-numeric; text-indent: -14.4pt;">
<br /></div>
<div class="MsoNormalCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-hyphenate: none; mso-pagination: none; tab-stops: 14.2pt 84.0pt 112.0pt 140.0pt 168.0pt 196.0pt 224.0pt 252.0pt 280.0pt 308.0pt 336.0pt; text-align: justify; text-autospace: ideograph-numeric; text-indent: -14.2pt;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="color: #1d1b11; font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; mso-themecolor: background2; mso-themeshade: 26;">A.</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="color: #1d1b11; font-family: "Times New Roman","serif"; font-size: 7.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; mso-themecolor: background2; mso-themeshade: 26;"> </span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="color: #1d1b11; font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Symbol; mso-fareast-language: IN; mso-themecolor: background2; mso-themeshade: 26;">Pengertian al-Ijarah al-Muntahia Bittamlik</span></b><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: -42.55pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">
Al Ijarah Al Muntahiya bit Tamlik <span style="border: none windowtext 1.0pt; mso-border-alt: none windowtext 0cm; padding: 0cm;">(</span>financial leasing with
purchase option<span style="border: none windowtext 1.0pt; mso-border-alt: none windowtext 0cm; padding: 0cm;">) atau Akad sewa menyewa yang berakhir dengan kepemilikan. </span></span><span lang="SV" style="border: none windowtext 1.0pt; font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: SV; mso-border-alt: none windowtext 0cm; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; padding: 0cm;">Istilah ini tersusun dari dua kata :</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;">
<span lang="EN-US" style="border: none windowtext 1.0pt; font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-border-alt: none windowtext 0cm; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; padding: 0cm;">1. A</span><span lang="SV" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: SV; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">t-ta’jiir / al-ijaaroh <span style="border: none windowtext 1.0pt; mso-border-alt: none windowtext 0cm; padding: 0cm;">(sewa)</span></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;">
<span lang="EN-US" style="border: none windowtext 1.0pt; font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-border-alt: none windowtext 0cm; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; padding: 0cm;">2. A</span><span lang="SV" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: SV; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">t-tamliik <span style="border: none windowtext 1.0pt; mso-border-alt: none windowtext 0cm; padding: 0cm;">(kepemilikan)</span></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;">
<span lang="SV" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: SV; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">Pertama<span style="border: none windowtext 1.0pt; mso-border-alt: none windowtext 0cm; padding: 0cm;">, </span>at-ta’jiir <span style="border: none windowtext 1.0pt; mso-border-alt: none windowtext 0cm; padding: 0cm;">menurut bahasa diambil dari
kata</span> al-ajr<span style="border: none windowtext 1.0pt; mso-border-alt: none windowtext 0cm; padding: 0cm;">, yaitu imbalan atas sebuah pekerjaan, dan
juga dimaksudkan dengan pahala. Adapun</span> al-ijaaroh<span style="border: none windowtext 1.0pt; mso-border-alt: none windowtext 0cm; padding: 0cm;"> nama untuk upah, yaitu suatu yang diberikan berupa upah terhadap
pekerjaan.</span></span><span lang="SV" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">
</span><span lang="SV" style="border: none windowtext 1.0pt; font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: SV; mso-border-alt: none windowtext 0cm; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; padding: 0cm;">Jadi dapat disimpulkan bahwa</span><span lang="SV" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: SV; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;"> al-ijaaroh <span style="border: none windowtext 1.0pt; mso-border-alt: none windowtext 0cm; padding: 0cm;">atau akad sewa terbagi menjadi dua :</span></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;">
<span lang="SV" style="border: none windowtext 1.0pt; font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: SV; mso-border-alt: none windowtext 0cm; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; padding: 0cm;">1. sewa barang</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;">
<span lang="SV" style="border: none windowtext 1.0pt; font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: SV; mso-border-alt: none windowtext 0cm; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; padding: 0cm;">2. sewa pekerjaan</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;">
<span lang="SV" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: SV; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">Kedua, at-tamliik <span style="border: none windowtext 1.0pt; mso-border-alt: none windowtext 0cm; padding: 0cm;">secara bahasa bermakna menjadikan
orang lain memiliki sesuatu. Dan</span> at-tamliik <span style="border: none windowtext 1.0pt; mso-border-alt: none windowtext 0cm; padding: 0cm;">bisa berupa kepemilikan terhadap benda, kepemilikan terhadap
manfaat, bisa dengan ganti atau tidak.</span></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 36.0pt; vertical-align: baseline;">
<span lang="SV" style="border: none windowtext 1.0pt; font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: SV; mso-border-alt: none windowtext 0cm; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; padding: 0cm;">Jika kepemilikan terhadap sesuatu
terjadi dengan adanya ganti maka ini adalah</span><span lang="SV" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: SV; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;"> jual beli<span style="border: none windowtext 1.0pt; mso-border-alt: none windowtext 0cm; padding: 0cm;">. Jika kepemilikan terhadap suatu manfaat
dengan adanya ganti maka disebut</span> persewaan<span style="border: none windowtext 1.0pt; mso-border-alt: none windowtext 0cm; padding: 0cm;">. Jika kepemilikan terhadap
sesuatu tanpa adanya ganti maka ini adalah</span> hibah/pemberian<span style="border: none windowtext 1.0pt; mso-border-alt: none windowtext 0cm; padding: 0cm;">. Adapun jika kepemilikan terhadap suatu manfaat tanpa adanya
ganti maka disebut</span> pinjaman.</span><span lang="SV" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"> </span><span lang="SV" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: SV; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">Ketiga, <span style="border: none windowtext 1.0pt; mso-border-alt: none windowtext 0cm; padding: 0cm;">definisi “</span>al ijarah al
muntahia bit tamlik (IMB)<span style="border: none windowtext 1.0pt; mso-border-alt: none windowtext 0cm; padding: 0cm;"> (persewaan yang berujung kepada kepemilikan)
yang terdiri dari dua kata adalah, </span></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">sejenis
perpaduan antara kontrak jual beli dan sewa atau lebih tepatnya akad sewa yang
diakhiri dengan kepemilikan barang di tangan si penyewa. Sifat pemindahan kepemilikan
ini pula yang membedakan dengan ijarah biasa.</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormalCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-hyphenate: none; mso-pagination: none; tab-stops: 14.2pt 84.0pt 112.0pt 140.0pt 168.0pt 196.0pt 224.0pt 252.0pt 280.0pt 308.0pt 336.0pt; text-align: justify; text-autospace: ideograph-numeric;">
<br /></div>
<div class="MsoNormalCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: justify; text-indent: -14.2pt;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">B.</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 7.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;"> </span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">Landasan
Hukum Ijarah Muntahia Bittamlik</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"></span></b></div>
<div class="MsoNormal" style="background: #FEFCFA; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 2.0cm;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">Sebagai
suatu transaksi yang bersifat tolong menolong, ijarah mempunyai landasan yang
kuat dalam Al-Quran dan Hadist. Konsep ini mulai dikembangkan pada masa
Khalifah Umar bin Khattab yaitu ketika adanya sistem bagian tanah dan adanya
langkah revolusioner dari Khalifah Umar yang melarang pemberian tanah bagi kaum
muslimin di wilayah yang ditaklukkan. Langkah alternatif dari larangan ini
adalah membudayakan tanah berdasarkan pembayaran Kharaj dan
Jizyah. Landasan ijarah disebut secara terang dalam Al-Qur’an dan Hadist. Dalam
Al-Qur’an Surat Al Baqarah Ayat 233 Allah menjelaskan bahwa :</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="background: #FEFCFA; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<i style="mso-bidi-font-style: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">”dan jika kamu ingin anakmu disusukan oleh orang lain, Maka tidak ada dosa
bagimu apabila kamu memberikan pembayaran menurut yang patut. bertakwalah kamu
kepada Allah dan ketahuilah bahwa Allah Maha melihat apa yang kamu
kerjakan”. </span></i><i style="mso-bidi-font-style: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"></span></i></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">Dalam ayat
diatas dijelaskan bahwa tidak berdosa jika ingin mengupahkan sesuatu kepada
orang lain dengan syarat harus membayar upah terhadap pekerjaan tersebut, dalam
ayat ini dijelaskan bahwa jika ingin anak-anak disusui oleh orang lain, maka
pekerjaan seperti ini tidak berdosa asalkan kita membayar upah. Jika dipahami
lebih dalam ayat ini mengisyaratkan kebolehan untuk menyewa jasa orang lain
dalam melakukan sesuatu pekerjaan yang kita butuhkan.</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"> </span><span lang="SV" style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: SV; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; mso-themecolor: text1;">Hal ini diatur pula dalam Fatwa
MUI tentang IMBT :</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoListParagraphCxSpFirst" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 14.75pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; tab-stops: list 42.55pt; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Arial; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; mso-themecolor: text1;">Pihak yang melakukan
al-Ijarah al-Muntahiah bi al-Tamlik harus melaksanakan akad Ijarah terlebih
dahulu. Akad pemindahan kepemilikan, baik dengan jual beli atau pemberian,
hanya dapat dilakukan setelah masa Ijarah selesai.</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoListParagraphCxSpLast" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 14.75pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; tab-stops: list 42.55pt; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Arial; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; mso-themecolor: text1;">Janji pemindahan
kepemilikan yang disepakati di awal akad Ijarah adalah <i>wa'd </i>(</span><span dir="RTL" lang="AR-SA" style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: SV; mso-ascii-font-family: "Times New Roman"; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; mso-hansi-font-family: "Times New Roman"; mso-themecolor: text1;">الوعد</span><span dir="LTR"></span><span dir="LTR"></span><span lang="EN-US" style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Arial; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN; mso-themecolor: text1;"><span dir="LTR"></span><span dir="LTR"></span>), yang hukumnya tidak mengikat.
Apabila janji itu ingin dilaksanakan, maka harus ada akad pemindahan
kepemilikan yang dilakukan setelah masa Ijarah selesai.</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"></span></div>
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<b><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">C.</span></b><b><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 7.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;"> </span></b><b><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">Rukun dan
Syarat Ijarahi</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"></span></b></div>
<div class="MsoNormalCxSpMiddle" style="line-height: 200%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: justify;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 200%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: KO;">a.</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 7.0pt; line-height: 200%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: KO;">
</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 200%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: KO;">Penyewa (must’jir)</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 200%; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormalCxSpMiddle" style="line-height: 200%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: justify;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 200%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: KO;">b.</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 7.0pt; line-height: 200%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: KO;">
</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 200%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: KO;">Pemberi sewa (mu’ajjir)</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 200%; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormalCxSpMiddle" style="line-height: 200%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: justify;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 200%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: KO;">c.</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 7.0pt; line-height: 200%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: KO;">
</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 200%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: KO;">Objek sewa (ma’jur)</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 200%; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormalCxSpMiddle" style="line-height: 200%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: justify;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 200%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: KO;">d.</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 7.0pt; line-height: 200%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: KO;">
</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 200%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: KO;">Harga sewa (ujrah)</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 200%; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormalCxSpMiddle" style="line-height: 200%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: justify;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 200%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: KO;">e.</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 7.0pt; line-height: 200%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: KO;">
</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 200%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: KO;">Manfaat sewa (manfa’ah)</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 200%; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormalCxSpMiddle" style="line-height: 200%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: justify;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 200%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: KO;">f.</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 7.0pt; line-height: 200%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: KO;">
</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 200%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: KO;">Ijab qabul (sighat).</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 200%; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormalCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; tab-stops: list 42.55pt; text-align: justify;">
<br /></div>
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<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">D.</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 7.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;"> </span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">Bentuk Al –
Ijaroh al muntahia bit Tamlik</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"></span></b></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">
Al – Ijaroh al muntahia bit Tamlik memiliki banyak bentuk, bergantung pada apa
yang disepakati kedua pihak yang berkontrak. Misalnya, al ijarah dan janji
menjual, nilai sewa yang mereka tentukan dalam al ijarah, harga barang dalam
transaksi jual, dan kapan kepemilikan dipindahkan.</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"> </span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">Ada 2 bentuk
Al – Ijaroh al muntahia bit Tamlik:</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: 5.0pt; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: -14.2pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">1. <i>Hibah,</i>
yakni transaksi <i>ijarah</i> yang diakhiri dengan perpindahan kepemilikan
barang secara <i>hibah </i>dari<i> </i>pemilik objek sewa kepada penyewa.
Pilihan ini diambil bila kemampuan financial penyewa untuk membayar sewa
relatif lebih besar. Sehingga akumulasi sewa di akhir periode sewa sudah
mencukupi untuk menutup harga beli barang dan margin laba yang ditetapkan oleh
bank</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: 5.0pt; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; tab-stops: list 21.3pt; text-align: justify; text-indent: -14.2pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">2.</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 7.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;"> </span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">Janji untuk
menjual, yakni transaksi <i>ijarah</i> yang diikuti dengan janji menjual barang
objek sewa dari pemilik objek sewa kepada penyewa dengan harga tertentu.
Pilihan ini biasanya diambil bila kemampuan financial penyewa untuk membayar
sewa relatif kecil. Karena sewa yang dibayarkan relatif kecil, maka akumulasi
nilai sewa yang sudah dibayarkan sampai akhir periode sewa belum mencukupi
harga beli barang tersebut dan margin laba yang ditetapkan oleh bank. Bila
pihak penyewa ingin memiliki barang tersebut, maka ia harus membeli barang itu
di akhir periode.</span></div>
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<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">E.</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 7.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">
</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">Perbedaan
Antara Leasing dengan Al – Ijaroh al muntahia bit Tamlik</span></b></div>
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<br /></div>
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<tbody>
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<td style="padding: 0cm 0cm 0cm 0cm; width: 72.75pt;" valign="top" width="97">
<div align="center" class="MsoNormal" style="line-height: normal; margin-bottom: 5.0pt; text-align: center;">
<b><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">Bidang</span></b><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"></span></div>
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<td style="padding: 0cm 0cm 0cm 0cm; width: 156.0pt;" valign="top" width="208">
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<b><i><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">IMBT</span></i></b><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"></span></div>
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<td style="padding: 0cm 0cm 0cm 0cm; width: 148.5pt;" valign="top" width="198">
<div align="center" class="MsoNormal" style="line-height: normal; margin-bottom: 5.0pt; text-align: center;">
<b><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">Leasing Konvensional</span></b><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 1;">
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<div class="MsoNormal" style="line-height: normal; margin-bottom: 5.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">a.Aset/Obyek</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
<td style="padding: 0cm 0cm 0cm 0cm; width: 156.0pt;" valign="top" width="208">
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">-
Aset selama masa sewa menjadi pemilik Bank/ muajjir</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: 5.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">-
Bank/muajjir tetap menjadi pemilik aset setelah masa sewa berakhir, jika
nasabah tidak bersedia membuat akad pemindahan kepemilikan (dengan jual
beli/hibah).</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
<td style="padding: 0cm 0cm 0cm 0cm; width: 148.5pt;" valign="top" width="198">
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">-
Sama seperti dalam financial lease nasabah membeli aset dari supplier dengan
dana pembiayaan dari bank dan asset langsung dicatatkan atas nama nasabah.</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: 5.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">-
Aset kemudian dikontruksikan sebagai milik Bank ( karena dibeli dengan uang
Bank) dan Bank menyewakannya kepada nasabah.</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 2;">
<td style="padding: 0cm 0cm 0cm 0cm; width: 72.75pt;" valign="top" width="97">
<div class="MsoNormal" style="line-height: normal; margin-bottom: 5.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">Aqad/
perjanjian</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
<td style="padding: 0cm 0cm 0cm 0cm; width: 156.0pt;" valign="top" width="208">
<div class="MsoNormal" style="line-height: normal; margin-bottom: 5.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">-
1.perjanjian menggunakan dengan 1 akad dan 1 wa’ad.(akadnya ijarah/sewa) dan
wa’adnya jual beli atau hibah) yang akan ditandatangani setelah ijarah
berakhir( jika nasabah menghendaki),maka perlu dilampirkan konsep perjanjian
jual beli/hibah. Juga dilampirkan konsep kuasa kepada bank untuk
menjual aset jika pada akhir masa ijarah nasabah tidak menginginkan aset.</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
<td style="padding: 0cm 0cm 0cm 0cm; width: 148.5pt;" valign="top" width="198">
<div class="MsoNormal" style="line-height: normal; margin-bottom: 5.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">-
sewa dan jual beli menjadi satu kesatuan dalam 1 perjanjian.</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 3;">
<td style="padding: 0cm 0cm 0cm 0cm; width: 72.75pt;" valign="top" width="97">
<div class="MsoNormal" style="line-height: normal; margin-bottom: 5.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">Perpindahan
kepemilikan</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
<td style="padding: 0cm 0cm 0cm 0cm; width: 156.0pt;" valign="top" width="208">
<div class="MsoNormal" style="line-height: normal; margin-bottom: 5.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">-
Perpindahan kepemilikan dengan menggunakan jual beli dan hibah.</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: 5.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">-
Perpindahan kepemilikan dilaksanakan setelah masa ijarah selesai.</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
<td style="padding: 0cm 0cm 0cm 0cm; width: 148.5pt;" valign="top" width="198">
<div class="MsoNormal" style="line-height: normal; margin-bottom: 5.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">-
Perpindahan kepemilikan diakui setelah seluruh pembayaran sewa telah diselesaiakan.</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: 5.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">-
Perpindahan kepemilikan dengan menggunakan jual beli.</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
</tr>
<tr style="mso-yfti-irow: 4; mso-yfti-lastrow: yes;">
<td style="padding: 0cm 0cm 0cm 0cm; width: 72.75pt;" valign="top" width="97">
<div class="MsoNormal" style="line-height: normal; margin-bottom: 5.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">Pembuktian
kepemilikan objek</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
<td style="padding: 0cm 0cm 0cm 0cm; width: 156.0pt;" valign="top" width="208">
<div class="MsoNormal" style="line-height: normal; margin-bottom: 5.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">-
Bank/Muajjir dianggap pemilik dari obyek yang disewakan logikanya banklah
yang membeli barang dari suplier. Dan nasabah untuk membeli barang atas
surat kuasa dari bank</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
<td style="padding: 0cm 0cm 0cm 0cm; width: 148.5pt;" valign="top" width="198">
<div class="MsoNormal" style="line-height: normal; margin-bottom: 5.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: IN;">-
Dalam financial lease tidak mengkontruksikan bahwa lessorlah yang membeli
barang dari suplier.</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";"></span></div>
</td>
</tr>
</tbody></table>
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<br /></div>
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<br /></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 9.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">F. Flowchart</span></b></div>
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<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-language: IN; mso-no-proof: yes;"></span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;"></span></b></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: 0.0001pt; text-align: center;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: 0.0001pt; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;"></span></b></div>
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<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;"><img alt="" height="452" 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" width="640" /></span></b></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 9.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 9.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">G. Penjelasan Flowchart</span></b></div>
<ol start="1" style="margin-top: 0cm;" type="1">
<li class="MsoNormalCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo3;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ascii-theme-font: major-bidi; mso-bidi-theme-font: major-bidi; mso-hansi-theme-font: major-bidi; mso-no-proof: yes;">Spesifikasi barang yang
akan di ijarahkan. Nasabah datang ke bank menyampaikan permasalahannya
dalam hal pembiayaan untuk membeli sebuah mobil, nasabah hanya memiliki
uang sebesar 30 juta sedangkan harga mobil sebesar 120 juta.</span></li>
<li class="MsoNormalCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo3;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ascii-theme-font: major-bidi; mso-bidi-theme-font: major-bidi; mso-hansi-theme-font: major-bidi; mso-no-proof: yes;">Setelah mendengar
permaslahan nasabah tersebut, AO sebagai pihak bank dapat menawarkan IMBT
dengan hibah. Setelah nasabah menyetujui produk pembiayaan tersebut
kemudian melakukan proses analisa pembiayaan, seperti berapa jumlah uang
yang harus dibayarkan per bulannya dengan uang dimiliki. </span></li>
<li class="MsoNormalCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo3;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ascii-theme-font: major-bidi; mso-bidi-theme-font: major-bidi; mso-hansi-theme-font: major-bidi; mso-no-proof: yes;">Setelah AO melakukan
proses analisa berdasarkan harga yang telah disebutkan, AO juga akan
menganalisa spesifikasi mobil yang akan di ijarahkan, apakah memenuhi
standar yang telah ditetapkan oleh bank.</span></li>
<li class="MsoNormalCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo3;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ascii-theme-font: major-bidi; mso-bidi-theme-font: major-bidi; mso-hansi-theme-font: major-bidi; mso-no-proof: yes;">Data-data yang telah
diperoleh AO tersebut akan diajukan kepada komite bank. Lalu komite
banklah yang akan memberi keputusan bahwa layak atau tidknya melakukan
pembiayaan IMBT menurut dari data nasabah dan data kendaraan.</span></li>
<li class="MsoNormalCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo3;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ascii-theme-font: major-bidi; mso-bidi-theme-font: major-bidi; mso-hansi-theme-font: major-bidi; mso-no-proof: yes;">Setelah pihak bank
menyetujui nasabah untuk melakukan pembiayaan IMBT, bank akan membeli
terlebih dahulu barang yang diinginkan oleh nasabah pada supplier</span></li>
<li class="MsoNormalCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo3;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ascii-theme-font: major-bidi; mso-bidi-theme-font: major-bidi; mso-hansi-theme-font: major-bidi; mso-no-proof: yes;">Setelah bank membeli
barang tersebut, bank akan menyerahkan pada nasabah.</span></li>
<li class="MsoNormalCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo3;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ascii-theme-font: major-bidi; mso-bidi-theme-font: major-bidi; mso-hansi-theme-font: major-bidi; mso-no-proof: yes;">Setelah nasabah menerima
barang tersebut, nasabah akan membayar angsuran yang telah disepakatinya
dengan bank per bulan sampai lunas dan barang tersebut akan menjadi milik
nasabah. </span></li>
</ol>
<div class="MsoNormalCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto;">
<br /></div>
<div class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<b><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-size: 14.0pt; mso-fareast-font-family: "Times New Roman";">H. Study
Kasus</span></b></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Praktek Ijarah Muntahia
Bittamlik Dengan Hibah Pada Perbankan.</span></b></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 36.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Contoh<span style="mso-spacerun: yes;">
</span>praktek ijarah muntahia bittamllik dengan hibah pada perbankan adalah
sebagai berikut. Bapak Tyo berniat memiliki mobil untuk kepentingan pribadi
seharga Rp 120.000.000 padahal saat itu ia hanya memiliki dana Rp 30.000.000.
untuk mengatasi permasalahannya, Bapak Tyo pergi ke bank syari’ah untuk mencari
solusi. Bagaimana skim yang akan diterima oleh Bapak Tyo? (asumsi: ekspektasi
keuntungan bank adalah 12%/tahun).</span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 36.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Untuk masalah diatas, bank dapat
menawarkan skim ijarah muntahia bittamlik dengan hibah. Pada skim ini, bank
membeli terlebih dahulu objek yang diinginkan oleh nasabah dari suplier. Objek
tersebut kemudian<span style="mso-spacerun: yes;"> </span>diijarahkan kepada
nasabah dengan menggunakan skim ijarah muntahia bittamlik. Pada akhirnya masa
sewa, bank akan menghibahkan barang dimaksud kepada nasabah sehingga terjadi
proses perpindahan kepemilikan dari bank kepada nasabah. Pada skim ini,angsuran
sewa dipastikan telah meliputi seluruh harga pokok barang dimaksud.</span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Dengan
data diatas maka diperoleh skim<span style="mso-spacerun: yes;">
</span>alternatif sebagai berikut:</span></div>
<div class="MsoListParagraph" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Perhitungan bank:</span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Harga
beli mobil oleh bank<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>=<span style="mso-spacerun: yes;"> </span>Rp
120.000.000</span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Residual
value<span style="mso-spacerun: yes;">
</span>=<span style="mso-spacerun: yes;"> </span>Rp 0</span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Keuntungan
yang diharapkan bank<span style="mso-spacerun: yes;"> </span>= Rp
120.000.000x12%/thnx2thn</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-spacerun: yes;">
</span>= 28.800.000</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">(catatan:
uang muka dalam sewa tidak dikenal)</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Harga
sewa<span style="mso-spacerun: yes;">
</span>= Rp 120.000.000 + Rp 28.800.000</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>= Rp 148.800.000 (untuk 2 thn)</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Angsuran
sewa per bulan<span style="mso-spacerun: yes;"> </span>= Rp
148.800.000/24</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>= Rp 6.200.000</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Karena
nasabah telah memiliki dana sebesar Rp 30.000.000, bank dapat mensyaratkan
pembayaran sewa di muka untuk 4 bulan pertama, yakni sebesar Rp 24.800.000.
namun, hal ini juga termasuk kebijakan bank. Dengan pertimbangan tertentu, bank
juga dapat memberikan fasilitas pembayaran sewa per bulan tanpa pembayaran sewa
di muka.</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Skim untuk nasabah:</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Jenis
fasilitas<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>: Ba’i wal ijarah
muntahia bittamlik</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-spacerun: yes;"> </span>dengan hibah</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Angsuran
sewa 9 bulan pertama<span style="mso-spacerun: yes;"> </span>: Rp
24.800.000</span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Angsuran
sewa<span style="mso-spacerun: yes;">
</span>: Rp 6.200.000/bulan</span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Akhir
masa sewa<span style="mso-spacerun: yes;">
</span>: Barang dihibahkan.</span></div>
<div class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;">
<br /></div>
<br />
Anonymoushttp://www.blogger.com/profile/03001151896324100839noreply@blogger.com1tag:blogger.com,1999:blog-5592078811843811591.post-66978620695621284002016-04-01T01:12:00.000-07:002016-04-01T01:12:19.147-07:00Sistem Operasional Pembiayaan Musyarakah oleh Nasabah Ideal<!--[if !mso]>
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<b><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 16.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Sistem Operasional Pembiayaan
Musyarakah oleh Nasabah Ideal</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 16.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"></span></b></div>
<div align="center" class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Disusun Untuk Memenuhi Tugas Mata
Kuliah Sistem Operasional Bank Syariah</span></div>
<div align="center" class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Dosen Pengampu: Gita
Danupranata, S.E., M. Si</span></div>
<div class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm;">
<br /></div>
<div align="center" class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"> </span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhrJv0-l4ixDve4_uui4UIT2PTFXQ73T5gHrOPmqdUpgC1hjL8GQFhXamZ5RERVAoSBjS6JVxZbaK3NbcRAGWQBcZd7wlSRrH16pgrSvXVx52F-MluAyrb3AIg6ZFrV1oC3wi8n5GsAulFx/s1600/logo+umy.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="313" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhrJv0-l4ixDve4_uui4UIT2PTFXQ73T5gHrOPmqdUpgC1hjL8GQFhXamZ5RERVAoSBjS6JVxZbaK3NbcRAGWQBcZd7wlSRrH16pgrSvXVx52F-MluAyrb3AIg6ZFrV1oC3wi8n5GsAulFx/s320/logo+umy.jpg" width="320" /></a></div>
<span style="mso-ansi-language: IN; mso-fareast-language: IN; mso-no-proof: yes;"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"> </span><br />
<div align="center" class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-spacerun: yes;"> </span> </span></div>
<div align="center" class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Kelompok 5:</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"></span></b></div>
<div class="MsoListParagraphCxSpFirst" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -18.0pt;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";">
</span></span></span></b><span dir="LTR"></span><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Dwi Friski
Amelia<span style="mso-tab-count: 1;"> </span>(20140730003)</span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -18.0pt;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";">
</span></span></span></b><span dir="LTR"></span><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Nistrianisa
Latifa<span style="mso-tab-count: 1;"> </span><span style="mso-tab-count: 1;"></span>(20140730025)</span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -18.0pt;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";">
</span></span></span></b><span dir="LTR"></span><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Yuniar Dwi
Astuti<span style="mso-tab-count: 1;"> </span>(20140730026)</span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -18.0pt;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">4.<span style="font: 7.0pt "Times New Roman";">
</span></span></span></b><span dir="LTR"></span><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Neneng
Marlina <span style="mso-tab-count: 1;"> </span><span style="mso-tab-count: 1;"> </span>(20140730031)</span></b></div>
<div class="MsoListParagraphCxSpLast" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -18.0pt;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">5.<span style="font: 7.0pt "Times New Roman";">
</span></span></span></b><span dir="LTR"></span><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Ririn
Windiananti<span style="mso-tab-count: 1;"> </span>(20140730035)</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"></span></b></div>
<div class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm;">
<br /></div>
<div align="center" class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<b><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Jurusan Ekonomi Dan Perbankan
Islam, Fakultas Agama Islam</span></b><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"></span></div>
<div align="center" class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<b><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Universitas Muhammadiyah Yogyakarta</span></b><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"></span></div>
<div align="center" class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<b><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Tahun Ajaran 2015/2016</span></b></div>
<div align="center" class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<br /></div>
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<b><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">BAB I</span></b></div>
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<b><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">PENDAHULUAN</span></b></div>
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<br /></div>
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<b><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;"> A.<span style="font: 7.0pt "Times New Roman";"> </span></span></span></b><span dir="LTR"></span><b><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Latar
Belakang Masalah</span></b></div>
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mulai terlihat marak di tanah air lebih kurang dekade terakhir. Perkembangan
ini tidak terlepas dari alasan pokok keberadaan sistem ekonomi syariah, yaitu
keinginan masyarakat muslim menjalankan Islam secara kaffah. Islam adalah agama
yang komprehensif (universal), yang memberikan tuntunan hampir seluruh aspek
kehidupan manusia, termasuk tuntunan dalam transaksi dan kegiatan ekonomi yang
menjadi bagian penting dari kehidupan manusia. Indonesia sebenarnya mengenal
ekonomi syariah lebih dulu bahkan jauh sebelum sistem kapitalis. Perkembangan
ekonomi syariah saat ini sangat diwarnai oleh perkembangan perbankan syariah.</span></div>
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terhadap keberadaan sistem perbankan yang sesuai dengan prinsip syariah
mendapat respon dari pemerintah, yang antara lain melalui dikeluarkannya
Undang-Undang No. 7 tahun 1992 tentang perbankan, yang menetapkan bahwa sistem
perbankan di Indonesia menganut Dual Banking System, yaitu perbankan
konvensional dan perbankan syariah. Kemudian Undang-Undang tersebut
disempurnakan dengan Undang-Undang No.10 tahun 1998, guna memberikan landasan
hukum yang lebih jelas bagi operasional perbankan syariah.</span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-weight: bold; mso-bidi-language: AR-SA; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-US;"> Akad Musyarakah adalah
akad kerjasama yang didasarkan atas bagi hasil. Berbeda dengan akad mudharabah
di manapemilik dana menyerahkan modal sebesar 100% dana pengelola dana
berkontribusi dalam kerja. Dalam akad musyarakah ,para mitra berkontribusi
dalam modal maupun kerja. Keuntungan dari usaha syariah akan di bagikan kepada
para mitra sesuai dengan nisbah yang disepakati para mitra ketika akad,
sedangkan kerugian akan di tanggung para mitra sesuai dengan </span></div>
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<div class="MsoListParagraphCxSpFirst" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: justify; text-indent: 36.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";">proporsi modal. Para mitra melakukan akad musyarakah
dilandasi dengan keinginan kuat untuk meningkatkan harta kekayaan yang
dimilikinya melalui kerjasama diantara mereka.</span></div>
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<br /></div>
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<b><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;"> A.<span style="font: 7.0pt "Times New Roman";"> </span></span></span></b><span dir="LTR"></span><b><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Rumusan
Masalah</span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">a.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";">Pengertian Musyarakah</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">b.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";">Pengertian Nasabah Ideal</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">c.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";">Landasan Fiqih dan Fatwa DSN tentang Musyarakah</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">d.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";">Musyarakah dalam Sistem Perbankan Islam</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">e.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";">Flowchart Pembiayaan Musyarakah oleh Nasabah Ideal</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">f.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";">Penjelasan Flowchart</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;">
<br /></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<b><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;"> B.<span style="font: 7.0pt "Times New Roman";"> </span></span></span></b><span dir="LTR"></span><b><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Tujuan</span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo3; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">a.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";">Mengetahui Pengertian Musyarakah</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo3; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">b.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";">Mengetahui Pengertian Nasabah Ideal</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">g.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";">Mengetahui Landasan Fiqih dan Fatwa DSN tentang
Musyarakah</span></div>
<div class="MsoListParagraphCxSpLast" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo3; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">c.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";">Mengetahui Musyarakah dalam Sistem Perbankan Islam</span></div>
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<div align="center" class="MsoListParagraphCxSpFirst" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">BAB II</span></b></div>
<div align="center" class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">ISI</span></b></div>
<div align="center" class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: center;">
<br /></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo1; text-align: justify; text-indent: -36.0pt;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">A.<span style="font: 7.0pt "Times New Roman";">
</span></span></span></b><span dir="LTR"></span><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Pengertian
Musyarakah</span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Musyarakah adalah kerjasama antara
dua pihak atau lebih untuk suatu usaha tertentu di mana masing-masing pihak
memberikan kontribusi dana dengan keuntungan dan risiko akan di tanggung
bersama sesuai dengan kesepakatan. Musyarakah ada dua jenis yaitu musyarakah
kepemilikan dan musyarakah akad (kontrak). Musyarakah kepemilikan tercipta
karena warisan wasiat atau kondisi lainnya yang berakibat pemilikan satu asset
oleh dua orang atau lebih sedangkan musyarakah akad tercipta dengan kesepakatan
di mana dua orang atau lebih setuju bahwa tiap orang dari mereka memberikan
modal musyarakah dan berbagai keuntungan dan kerugian.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Dimana karena musyarakah merupakan
akad kerja sama di antara pemilik modal yang mencampurkan modal mereka dengan
tujuan mencari keuntungan. Agar tidak terjadi perselisihan di kemudian hari
maka kontrak perjanjian atau akad sebaiknya buat secara tertulis dan yang lebih
baiknya ada para saksi yang hadir dan Dalam musyarakah sama-sama menyediakan
modal untuk membiayai suatu usaha tertentu baik yang sudah berjalan maupun yang
masih baru akan di jalankan. Selanjutnya mitra dapat mengembalikan modal
tersebut dengan bagi hasil yang telah di sepakati bersama pada waktu akad baik
secara bertahap ataupun tunai.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Setiap pemilik modal berhak turut
serta dalam menentukan kebijakan usaha yang di jalankan oleh pelaksanaan proyek
dan pemilik modal tidak boleh melakukan tindakan-tindakan seperti mengabungkan
dana proyeknya dengan harta pribadinya, menjalankan proyek musyarakah dengan
pihalk lain tanpa izin pemilik modal lainnya, setiap pemilik modal dapat dapat
mengalihkan penyertaannya oleh pihak lain, setiap pemilik modal di anggap
mengakhiri kerja sama apabila menarik diri dari perserikatan, meninggal dunia
dan menjadi tidak cakap hokum, biaya yang timbul dalam pelaksanaan proyek dan
jangka waktu proyek harus diketahui bersama, proyek yang akan di jalankan harus
di sebutkan dalam akad setelah proyek selesai nasabah mengembalikan dana
tersebut dengan bagi hasil sesuai dengan porsi kontribusi modal tersebut.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Dalam transaksi musyarakah yang di
lakukan di sektor perbankan syariah adalah sebagai berikut:</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Bentuk umum dari usaha bagi hasil
musyarakah ini di landasi adanya keinginan para pihak yang bekerja sama untuk
meningkatkan nilai asset yang mereka milikisecara bersama-sama.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Termasuk dalam golongan musyarakah
adalah bentuk usaha yang melibatkan dua pihak atau lebih di mana mereka secara
bersama-sama memadukan seluruh bentuk sumber baik yang berwujud maupun tidak
berwujud.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Secara spesifikasi bentuk kontribusi
dari pihak yang bekerja sama dapat berupa dana, barang perdagangan (trading
asset), kewiraswastaan (entrepreneurship), atau intangible asset, seperti hak
paten atau kepercayaan reputasi dan barang-barang lainnya yang dapat di nilai
dengan uang.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">4.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Dengan merangkum seluruh kombinasi
dan bentuk kontribusi masing-masing pihak dengan atau tanpa batasan waktu menjadikan
produk ini menjadi fleksibel.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;">
<br /></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo1; text-align: justify; text-indent: -36.0pt;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">B.<span style="font: 7.0pt "Times New Roman";">
</span></span></span></b><span dir="LTR"></span><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Pengertian
Nasabah Ideal</span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Nasabah Ideal adalah nasabah yang
laporan keuangannya atau neraca laba ruginya dibuatkan oleh seorang
akuntan.<span style="mso-spacerun: yes;"> </span>Laporan<span style="mso-spacerun: yes;"> </span>keuangan<span style="mso-spacerun: yes;">
</span>adalah<span style="mso-spacerun: yes;"> </span>sekumpulan<span style="mso-spacerun: yes;"> </span>informasi<span style="mso-spacerun: yes;">
</span>keuangan<span style="mso-spacerun: yes;"> </span>perusahaan<span style="mso-spacerun: yes;"> </span>dalam suatu<span style="mso-spacerun: yes;">
</span>periode<span style="mso-spacerun: yes;"> </span>tertentu<span style="mso-spacerun: yes;"> </span>yang<span style="mso-spacerun: yes;">
</span>disajikan<span style="mso-spacerun: yes;"> </span>dalam<span style="mso-spacerun: yes;"> </span>bentuk<span style="mso-spacerun: yes;">
</span>laporan<span style="mso-spacerun: yes;"> </span>sistematis<span style="mso-spacerun: yes;"> </span>yang<span style="mso-spacerun: yes;">
</span>mudah dibaca dan dipahami oleh semua pihak yang membutuhkan. Unsur utama
Laporan Keuangan terdiri dari :</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l5 level1 lfo6; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Laporan Laba Rugi ( Income Statement
)</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Laporan<span style="mso-spacerun: yes;"> </span>Perubahan<span style="mso-spacerun: yes;">
</span>Ekuitas<span style="mso-spacerun: yes;"> </span>(untuk<span style="mso-spacerun: yes;"> </span>perusahaan<span style="mso-spacerun: yes;">
</span>perseorangan)<span style="mso-spacerun: yes;"> </span>(Capital<span style="mso-spacerun: yes;"> </span>Statement) atau Laporan Saldo Laba (untuk
perseroan terbatas) (Retained Earning Statement)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l5 level1 lfo6; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Neraca ( Balance Sheet )</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l5 level1 lfo6; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">4.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Laporan Arus Kas ( Cash Flow
Statement )</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">5.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Catatan Atas Laporan Keuangan</span></div>
<div class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Nasabah
yang memiliki laporan keuangan dari seorang akuntan biasanya lebih mudah
disetujui dalam pengajuan pembiayaan apalagi jika reputasi catatan keuangannya
baik artinya nasabah tersebut tidk bermasalah keuangannya.</span></div>
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<br /></div>
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<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">C.<span style="font: 7.0pt "Times New Roman";">
</span></span></span></b><span dir="LTR"></span><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Landasan
Fiqih dan Fatwa DSN tentang Musyarakah</span></b></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Secarah umum, landasan syariah
musyarakah lebih mencerminkan anjuran untuk melakukan usaha. Hal ini tampak
dalam ayat-ayat dan hadis berikut ini:</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Landasan al-Qur’an dan al-Hadits</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">a.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Al-Qur’an</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">‘……maka mereka berserikat pada
sepertiga” (An Nisaa:12)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Dan, sesungguhnya kebanyakan dari
orang- orang yang berserikat itu sebagian mereka berbuat salim kepada sebagian
yang lain kecuali orang yang beriman dan mengerjakan amal saleh’’(Sahaad:24)</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">b.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Al-Hadits</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Dari abu hurairah Rasulullah saw
bersabda, sesungguhnya Allah azza wa jallah berfirman “aku pihak ketiga dari
dua orang yang berserikat selama salah satu tidak ada yang menghianati
lainnya.” (HR Abu Dawud).</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Yang berkontrak harus cakap hukum
dan memperhatikan hal-hal sebagai berikut, seperti dalam Fatwa DSN tentang
transaksi musyarakah. Beberapa ketentuan yang di atur dalam fatwa ini, antara
lain sebagai berikut:</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">a.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Ijab qabul yang harus di nyatakan
dalam menunjukkan kehendak mereka dalam mengadakan kontrak(akad) dengan
memperhatikan penawaran dan penerimaan yang di lakukan pada saat akad.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo5; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">b.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Pihak- pihak kompeten dalam
memberikan atau di berikan kekuasaan perwakilan, setiap mitra harus menyediakan
dana dan pekerjaan dan setiap mitra melaksanakan kerja sebagai wakil, setiap
mitra memiliki hak untuk mengatur asset musyarakah dalam proses bisnis normal,
memberi wewenang kepada mitra yang lain untuk mengelola asset dan masing
–masing di anggap telah di beri wewenang untuk melakukan aktifitas musyarakah
dengan memperhatikan kepentingan mitranya tanpa melakukan kelalaian dan kesalahan
yang di sengaja serta tidak di izinkan untuk mencairkan dana untuk
kepentingannya sendiri.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo5; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">c.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Objek akad (modal, kerja, keuntungan
dan kerugian)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo5; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">d.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Biaya operasional di persengketakan
yang meliputi biaya operasional di bebankan pada modal bersama, dan jika salah
satu pihak tidak menunaikan kewajibannya atau jika terjadi perselisihan di
antara para pihak, maka penyelasaiannya di lakukan dengan melalui badan
arbitrase syariah setelah tercapai kesepakatan melalui musyawarah. Dalam hal
ini perbankan islam, walaupun musyarakah di gunakan dalam berbagai bentuk namun
bentuk perdagangan yang menjadi bentuk pilihan utama yang cenderung banyak di
gunakan. Musyarakah dalam perdagangan memperkenankan pihak bank untuk mengambil
kembali modal beserta hasil usaha yang di perolehnya. Sepertinya dalam bank
islam pathner kelihatannya sebagai seorang agen bank yang fungsinya hanyalah
sebagai penjual barang dagangan yang harganya di tentukan oleh bank dengan
tujuan memperoleh keuntungan.</span></div>
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<br /></div>
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<br /></div>
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<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">D.<span style="font: 7.0pt "Times New Roman";">
</span></span></span></b><span dir="LTR"></span><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Musyarakah
dalam Sistem Perbankan Islam</span></b></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">International Islamic Bank for
Invetsment and Developmen (IIBID) menjelaskan bahwa musyarakah merupakan salah
satu cara pembiayaan yang terbaik yang di miliki bank-bank islam. Prinsip ini
di jalankan berdasarkan partisipasi antara pihak bank dengan pencari biaya(
partner yang potensial) untuk di berikan dalam bentuk proyek usaha dan
pertisipasi ini di jalankan berdasarkan system bagi hasil, baik dari keuntungan
maupun kerugian dibagi bersama. Karena Syarat- syarat yang ada dalam kontrak
musyarakah di dasarkan pada kesepakatan yang di bicarakan antara kedua belah
pihak (bank dan partner). </span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Umumnya pihak bank yang menyerahkan
modal usaha dan manajemen usaha tersebut kepada partner. Musyarakah yang di
pahami dalam bank islam merupakan sebuah mekanisme kerja yang memberi manfaat
kepada masyarakat luas dalam memproduksi barang maupun pelayanan terhadap
kebutuhan masyarakat. Kontrak musyarakah dapat di gunakan dalam berbagai macam
lapangan usaha yang indikasinya bermuara untuk menghasilkan keuntungan. Berdasarkan
ini, musyarakah dapat digunakan untuk tujuan investasi dalam jangka waktu
pendek atau juga dalam jangka waktu panjang. Adapun bentuk pembiayaan
musyarakah yang di gunakan bank islam meliputi: musyarakah untuk perdagangan,
keikutsertaan untuk sementara, dan keikutsertaan untuk selamanya.</span></div>
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<![endif]--><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">F.<span style="font: 7.0pt "Times New Roman";">
</span></span></span></b><span dir="LTR"></span><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Penjelasan
Flowchart</span></b>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Dalam</span><span lang="EN-US"> </span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Surat
Permohonan Musyarakah ( SPM ) <span style="mso-spacerun: yes;"> </span>nasabah
menjelaskan kebutuhan dana sebagai modal kerja untuk suatu proyek tertentu.
Nasabah menjelaskan proyek yang akan dikerjakan, pihak-pihak yang terlibat, dan
tujuan proyek. Pengalaman nasabah dalam proyek sejenis dan sumber dana untuk
mengembalikan modal tersebut kepada bank, selain SPM, nasabah juga menyertakan
data-data perusahaan dan spesifikasi proyek, dan membawa laporan keuangan yang
telah dibuatkan oeh seorang akuntan sebagai data pendukung.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Account Officer/ Marketing akan
menganalisa kelayakan bisnis nasabah, historis usaha nasabah baik dari segi
kualitatif dan kuantitatif serta kelayakan proyek/usaha yang akan dikerjakan
oleh nasabah. Selain itu marketing juga akan menganalisa laporan keuangan
nasabah yang telah dibuatkan oleh akuntan sebagai salah satu bahan
pertimbangan.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Bagian administrasi pembiayaaan akan
menganalisa nasabah dari segi yuridis maupun kelengkapan/perizinan dan
keabsahan proyek, juga kelengkapan dokumentasi perusahaan dalam bidang hukum,
dan bank checking atas nasabah. Hasil pemeriksaan (checking) bagian
administrasi pembiayaan disampaikan kepada account Officer/ marketing bersamaan
dengan analisa kualitatif dan kuantitatif.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">4.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Komite pembiayaan bertugas
menentukan apakah pengajuan pembiayaan dianggap layak atau tidak. Bila proyek
nasabah dianggap tidak layak, dan tidak memenuhi kriteria untuk di biayai, maka
selutruh dokumen harus dikembalikan kepada nasabah, dan acount officer
menyampaikan penolakan proyek tersebut kepada nasabah. Bila permintaan nasabah
dianggap layak dan memenuhi kriteria, komite akan memberikan persetujuan yang
khususnya menyangkut 5 aspek yaitu :</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo3; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">a.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Jumlah modal nasabah</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo3; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">b.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Jumlah modal bank</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo3; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">c.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Jangka waktu kerjasama musyarakah</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo3; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">d.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Nisbah bagi hasil dari keuntungan
atau pendapatan proyek</span></div>
<div class="MsoListParagraphCxSpLast" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo3; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">e.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Persyaratan-persyaratan yang harus dipenuhi
nasabah</span></div>
<div class="MsoNormal" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Bila
perlu bank juga dapat meminta bantuan pihak ketiga atau menempatkan pegawai
bank dalam proyek untuk mengawasi perkembangan proyek. Dalam pembiayaan
musyarakah, masalah jaminan tidak menjadi prioritas utama, namun feasbility dan
pengelolaan proyek yang menjadi tolak ukur keberhasilan proyek.</span></div>
<div class="MsoListParagraphCxSpFirst" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">5.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Berdasarkan persetujuan komite, account
officer akan mengirimkan Surat Persetujuan Musyarakah (SPM) kepada nasabah.
Selain itu bank meminta kelengkapan dokumen lainnya bila masih dibituhkan, isi
surat persetujuan musyarakah adalah menyetujui memberi fasilitas musyarakah
kepada nasabah dengan syarat-syarat yang telah ditetapkan oleh komite. Setelah
menerima SPM dari bank, nasabah dapat menyetujui atau tidak menyetujui
persyaratan ataupun nisbah bagi hasil yang diajukan oleh bank</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">6.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Bila nasabah setuju maka nasabah
akan mempersiapkan kelengkapan dokumen untuk akad musyarakah.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">7.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Setelah dokumen lengkap antara
nasabah dan pihak bank membicarakan tentang perjanjian bagi hasil antara
nasabah dengan bank dengan memperhatikan kelengkapan dokumen dan
rincian/spesifikasi proyek yang akan dibuat, jaminan, serta segala ketentuan syarat-syarat
and kondisi-kondisi yang telah disepakati antara nasabah dan bank.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">8.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Setelah akad musyarakah
ditandatangani nasabah diminta untuk mengeluarkan Surat Permohonan Realisasi
Musyarakah ( SPRM ). Isi SPRM adalah meminta pencarian dana untuk dimulainya
pelaksanaan proyek.</span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://www.blogger.com/blogger.g?blogID=5592078811843811591" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"></a></div>
<div class="MsoListParagraphCxSpMiddle" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">9.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Bagian Administrasi Pembiayaan
memberikan informasi bahwa akad musyarakah telah terlaksana, dan account
officer dapat menyetujui dilaksanakannya pencairan dana kepada nasabah.</span></div>
<div class="MsoListParagraphCxSpLast" style="background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">10.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">Setelah menerima dana dari bank,
nasabah akan menyerahkan Tanda Terima Uang Oleh Nasabah (TTUON) kepada bank. Selama
proyek berjalan account officer diwajibkan untuk turut terlibat, monitoring
perkembangan proyek dan pendapatn serta biaya yang dikeluarkan. Setelah proyek
berjalan nasabah akan melakukan</span><span lang="EN-US"> </span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";">pembayaran bagi hasil kepada bank
sesuai nisbah yang telah disepakati bersama.<span style="mso-spacerun: yes;">
</span>Pembayaran pokok/ pengembalian pokok dilakukan di akhir periode
selesainya jangka waktu musyarakah. </span></div>
<br />
<br />
Anonymoushttp://www.blogger.com/profile/03001151896324100839noreply@blogger.com0tag:blogger.com,1999:blog-5592078811843811591.post-6886443431491391382016-03-10T21:00:00.001-08:002016-03-10T21:02:54.121-08:00Sistem Operasional Tabungan untuk Pegawai Bank dan Nasabah dengan Akad Wadiah<!--[if !mso]>
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<b><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 18.0pt;">SISTEM OPERASIONAL BANK SYARIAH</span></b></div>
<div align="center" class="MsoNormal" style="background: white; line-height: 18.5pt; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<b><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 18.0pt;">Sistem Operasional Tabungan untuk Pegawai Bank dan Nasabah dengan Akad
Wadiah</span></b></div>
<div align="center" class="MsoNormal" style="background: white; line-height: 18.5pt; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<br /></div>
<div align="center" class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt;">Disusun Untuk Memenuhi Tugas Mata Kuliah Sistem Operasional Bank
Syariah</span><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;"></span></div>
<div align="center" class="MsoNormal" style="background: white; line-height: 18.5pt; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt;">Dosen Pengampu: Gita Danupranata, S.E., M. Si</span><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;"></span></div>
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<br /></div>
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<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">
</span><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;"></span>
</div>
<br />
<div align="center" class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt;"><span style="mso-spacerun: yes;"> </span> </span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 16.0pt;"> </span><span lang="EN-US" style="color: black; font-family: "arial" , "sans-serif"; font-size: 16.0pt;"> </span><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;"></span></div>
<div align="center" class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 16.0pt;">KELOMPOK 5</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt;">:</span></b><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;"></span></div>
<div align="center" class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<br /></div>
<div align="center" class="MsoNormalCxSpMiddle" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: center; text-indent: -18.0pt;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt;">1.</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 7.0pt;"> </span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt;">Dwi Friski Amelia<span style="mso-tab-count: 1;"> </span>(20140730003)</span></b><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;"></span><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt;"> </span></b></div>
<div align="center" class="MsoNormalCxSpMiddle" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: center; text-indent: -18.0pt;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt;"> 2.</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 7.0pt;"> </span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt;">Nistrianisa Latifa<span style="mso-tab-count: 1;"> </span><span style="mso-tab-count: 1;">(20140730025) </span></span></b><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;"></span><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt;"> </span></b></div>
<div align="center" class="MsoNormalCxSpMiddle" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: center; text-indent: -18.0pt;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt;"> 3.</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 7.0pt;"> </span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt;">Yuniar Dwi Astuti<span style="mso-tab-count: 1;"> (20140730026)</span></span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt;"> </span></b></div>
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt;"> 4.</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 7.0pt;"> </span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt;">Neneng Marlina <span style="mso-tab-count: 2;"> (20140730031) </span></span></b><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;"></span>
<br />
<div align="center" class="MsoNormalCxSpMiddle" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: center; text-indent: -18.0pt;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt;">5.</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 7.0pt;"> </span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt;">Ririn
Windiananti<span style="mso-tab-count: 1;"> </span>(20140730035)</span></b><span style="font-family: "times new roman" , "serif"; font-size: 12.0pt;"></span></div>
<div align="center" class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<br /></div>
<div align="center" class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<br /></div>
<div align="center" class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<br /></div>
<div align="center" class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<b><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 16.0pt;">Jurusan Ekonomi Dan Perbankan Islam, Fakultas Agama Islam</span></b><span style="font-family: "times new roman" , "serif"; font-size: 16.0pt;"></span></div>
<div align="center" class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;">
<b><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 16.0pt;">Universitas Muhammadiyah Yogyakarta</span></b><span style="font-family: "times new roman" , "serif"; font-size: 16.0pt;"></span></div>
<div style="text-align: center;">
<b><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 16.0pt; line-height: 115%;">Tahun Ajaran 2015/2016</span></b></div>
<div style="text-align: center;">
</div>
<div style="text-align: center;">
</div>
<div style="text-align: left;">
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<br />
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-indent: 36.0pt;">
<b><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 16.0pt; line-height: 150%;">SISTEM OPERASIONAL TABUNGAN AKAD WADIAH</span></b></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm;">
<b><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Deskripsi Akad Wadiah</span></b></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-indent: 36.0pt;">
<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Tabungan wadiah merupakan tabungan yang dijalankan berdasarkan akad
wadiah, yakni titipan murni yang harus dijaga dan dikembalikan setiap saat
sesuai dengan kehendaki pemiliknya. Terkait dengan produk tabungan wadiah, Bank
Syariah menggunakan akad wadiah yad adh-dhamanah.</span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"></span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm;">
<span style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-spacerun: yes;"> </span>Dalam hal ini,
nasabah bertindak sebagai penitip yang memberikan hak kepada Bank Syariah untuk
menggunakan atau memanfaatkan uang atau barang titipannya, sedangkan Bank
Syariah bertindak sebagai pihak yang dititipi dana atau barang yang disertai
hak untuk menggunakan atau memanfaatkan dana atau barang tersebut. Sebagai
konsekuensinya, bank bertanggung jawab terhadap keutuhan harta titipan tersebut
serta mengembalikannya kapan saja pemiliknya (nasabah) menghendaki. Di sisi
lain, bank juga berhak sepenuhnya atas keuntungan dari hasil pemanfaatan harta
titipan tersebut.</span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"></span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm;">
<b><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Perbedaan antara produk penghimpunan dana
tabungan wadiah dengan tabungan mudharabah</span></b></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-indent: 18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Dari Penjelasan singkat diatas, dapat
ditarik beberapa Perbedaan antara Produk Penghimpunan Dana Tabungan Wadiah dengan
Tabungan Mudharabah, yaitu:</span></div>
<div class="MsoListParagraphCxSpFirst" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Akad kedua Produk Penghimpun dana tidak sama. Pada Tabungan Wadiah
menggunakan akad Wadiah, lebih tepatnya akad wadiah Yad Adh-dhamanah, Sedangkan
pada Tabungan Mudharabah menggunakan akad Mudharabah.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Karena akadnya adalah wadiah yg merupakan akad sukarela/sosial atau
tabarru' maka tidak ada keuntungan bagi hasil bagi nasabah. Sedangkan Pada
mudharabah Keuntungan di bagi melalu bagi hasil.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Pada Tabungan Wadiah bank syariah dapat memberikan bonus yang langsung
ditempatkan ke rekening milik nasabah, Bonus wadiah memiliki 2 syarat yaitu:
Tidak diperjanjikan di awal, dan tidak ditentukan besarnya di awal karena
sifatnya adalah bonus dan sukarela. Sedangkan Tabungan Mudharabah adalah
tabungan yang sifatnya mengikat adanya kerjasama antara bank dan nasabah.</span></div>
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">4.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Pada tabungan mudharabah, nasabah penabung berperan sebagai shahibul mal
(pemilik dana) dan bank syariah sbg mudharib (pengelola dana). Sedangkan Pada
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">5.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Perbedaan tabungan wadiah dan tabungan mudharabah terletak tiga aspek
yaitu sifat dana, insentif dan pengembalian dana. Sifat dana pada tabungan
wadiah bersifat titipan sedang sifat dana pada tabungan mudharabah bersifat
investasi. Insentif pada tabungan wadiah berupa bonus yang tidak disyaratkan
dimuka dan bersifat sukarela jika bank hendak memberikannya. Adapun insentif
pada tabungan mudharabah adalah berupa bagi hasil yang wajib diberikan oleh
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(biasanya 1 bulan) kepada penabung sesuai dengan nisbah yang disepakati. Dalam
hal pengembalian dana, tabungan wadiah dijamin akan dikembalikan semua oleh
Bank, akan tetapi pada tabungan mudharabah tidak dijamin dikembalikan semua.
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mudharabah yang menyatakan bahwa kerugian usaha ditanggung semuanya oleh
shahibul maal sepanjang kerugian tidak disebabkan oleh kelalaian mudharib.
Beberapa ahli perbankan syariah menambahkan perbedaan tabungan wadiah dengan
tabungan mudharabah pada waktu penarikan. Tabungan wadiah dapat dilakukan
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<b><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Persamaan antara produk penghimpunan dana
tabungan wadiah dengan tabungan mudharabah</span></b></div>
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Adapun persamaan dari kedua produk adalah:</span></div>
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<div class="MsoListParagraphCxSpFirst" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo1; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Merupakan Produk funding bank syariah dalam bentuk tabungan dengan
wadiah dan mudharabah.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo1; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Kedua produk sama-sama mendapatkan tambahan,pada Tabungan Wadiah
tambahannya berupa bonus, sedangkan pada Mudharabah adalah bagi hasil.</span></div>
<div class="MsoListParagraphCxSpLast" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo1; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Dana tabungan kedua Produk dapat digunakan atau dikelolah oleh bank.</span></div>
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<br /></div>
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<b><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Keuntungan tabungan wadiah bagi nasabah:</span></b></div>
<div class="MsoListParagraphCxSpFirst" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level1 lfo2; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Nasabah dapat menarik titipan barang atau dana tersebut setiap waktu,
tanpa ada waktu yang ditetapkan.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level1 lfo2; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Pada insentif tabungan wadiah, nasabah memperoleh bonus(jika ada),
meskipun bonus tersebut tidak diperjanjikan sebelumnya.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level1 lfo2; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Barang atau dana yang dititipkan oleh nasabah dijamin dikembalikan 100%
oleh bank yang bersangkutan.</span></div>
<div class="MsoListParagraphCxSpLast" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level1 lfo2; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">4.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Nasabah dalam hal ini tidak menanggung risiko kerugian dan uangnya dapat
diambil sewaktu-waktu secara utuh setelah dikurangi biaya administrasi yang
telah ditentukan oleh bank. Dengan demikian dalam produk bank berupa tabungan
wadiah ini didasarkan pada akad wadiah yad dhamanah, sehingga bank selaku pihak
yang menerima titipan dana diperbolehkan memproduktifkannya</span></div>
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<br /></div>
<div class="MsoListParagraphCxSpFirst" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto;">
<b><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt; line-height: 150%;">Prosedur Operasional Tabungan</span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto;">
<b><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">1.<span style="mso-spacerun: yes;"> </span>Pembukaan Tabungan</span></b><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"></span></div>
<div class="MsoListParagraphCxSpLast" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-indent: 36.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Setiap pemohon yang akan membuka tekening tabungan
wajib mengisi formulir pembukaan tabungan yang terdiri dari 3 rangkap dan di
dalamnya terdapat isian mengenai data pribadi pemohon. Data nasabah yang harus
diketahui adalah sebagai berikut : </span></div>
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">a. nama lengkap</span></div>
<div class="MsoListParagraphCxSpFirst" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">b.<span style="mso-spacerun: yes;"> </span>tempat / tgl. lahir</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">c.<span style="mso-spacerun: yes;"> </span>alamat tempat tinggal</span></div>
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">d.<span style="mso-spacerun: yes;"> </span>KTP/ SIM/ Pasport</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">e.<span style="mso-spacerun: yes;"> </span>telepon</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">f.<span style="mso-spacerun: yes;"> </span>data pekerjaan</span></div>
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">g.<span style="mso-spacerun: yes;"> </span>dan sebagainya</span></div>
<div class="MsoListParagraphCxSpLast" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-indent: 36.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Selain mengisi formulir pembukaan tabungan, pemohon
diharuskan memberikan fotocopy kartu pengenal / identitas diri dan memberikan
contoh tanda tangan (specimen) yang diserahkan kepada bagian yang bersangkutan
yaitu teller dan seksi tabungan.</span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; text-indent: 36.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Langkah berikutnya adalah pengisian slip
setoran awal yang telah dilengkapi dengan nomor tabungan dan nama penabung.
Setoran awal dilakukan di teller. setoran dapat berupa; tunai, transfer
(pengiriman uang), ataupun pemindahbukuan. Untuk setoran transfer dilakukan
melalui kliring (kliring adalah pemindahbukuan antar bank melalui warkat
kliring dan merupakan sarana perhitungan antar cabang guna memperluas dan
memperlancar lalu lintas pembayaran giral), dan dananya sementara dibukukan
alam rekening antara sampai dana tersebut dinyatakan efektif (yang dimaksud
dengan efektif adalah dana dengan nilai nominal tertentu yang benar-benar ada
pada bank yang bersangkutan) untuk kemudian diproses lebih lanjut.</span></div>
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<br /></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-indent: 36.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Pada saat yang sama officer yang berwenang akan
memeriksa kelengkapan datadata calon penabung untuk disetujui dan
ditandatangani. Setelah proses penyetoran awal selesai dan permohonan pembukaan
rekening tabungan telah disetujui, pemohon akan mendapatkan slip penarikan
tabungan yang setiap lembarnya telah diberi nomor.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-indent: 36.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Formulir permohonan pembukaan tabungan yang telah
disetujui, lembar pertama disimpan sebagai file tabungan. Lembar kedua
dikirimkan pada seksi tabungan untuk diproses dengan komputer, sedangkan lembar
ketiga diserahkan kepada pemohon.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-indent: 36.0pt;">
<br /></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto;">
<b><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">2.<span style="mso-spacerun: yes;"> </span>Penyetoran Tabungan</span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-indent: 36.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Seorang nasabah jika ingin menambah rekening
tabungannya maka ia akan melakukan Penyetoran Tabungan. Penyetoran tabungan
dapat dilaksanakan dengan cara : setoran tunai, setoran kliring, dan
pemindahbukuan. Setiap jenis penyetoran tersebut harus dilengkapi dengan slip
setoran atau Ticket. </span></div>
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<br /></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">a. Penyetoran tunai</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-indent: 36.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Penabung dapat langsung mengisi slip setoran dan
menyerahkan uang tunai kepada teller. Jika slip tersebut telah lengkap dan
benar penulisannya akan dilakukan validasi (Validasi adalah mencocokkan apakah
yang diinput oleh telleh sudah benar). Oleh teller sebagai tanda bahwa bank
telah menerima uang setoran sesuai dengan jumlah yang tertera dalam slip.
Proses berikutnya terjadi pada seksi tabungan yang akan memproses slip setoran
asli dengan menggunakan komputer.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto;">
<br /></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">b. Penyetoran dengan kliring</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-indent: 36.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Penabung datang dengan membawa cek / bilyet giro yang akan
dikliring dan mengisi slip setoran tabungan. Setelah kedua hal diatas diperiksa
kelengkapan dan kebenarannya, teller akan memvalidasi slip setoran tersebut
untuk kemudian diteruskan ke bagian kliring.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-indent: 36.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Bagian kliring akan memberikan nota ke seksi tabungan
untuk mengingatkan bahwa besok hari akan ada setoran kliring. Bila dana setoran
kliring tersebut tidak ditolak/ telah efektif, seksi tabungan akan menukar
dengan reversing entry pada bagian pembukuan.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto;">
<br /></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">c. Penyetoran dengan pemindahbukuan</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-indent: 36.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Setoran pemindahbukuan dapat terjadi dari seksi giro
ataupun seksi deposito. Dalam hal ini seksi tabungan akan menerima tiket kredit
dari kedua seksi diatas, dan bagian tabungan selanjutnya akan menginput ke
komputer.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-indent: 36.0pt;">
<br /></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto;">
<b><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">3.<span style="mso-spacerun: yes;"> </span>Penarikan Tabungan</span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-indent: 36.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-spacerun: yes;"> </span>Penarikan
tabungan dilaksanakan dengan bantuan proses earmarking</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">(pengkonfirmasian transaksi antar cabang) dimana petugas yang
bersangkutan langsung mengetahui posisi saldo rekening penabung melalui bantuan
input komputer. Dengan cara ini petugas yang bersangkutan langsung dapat mengetahui
ada tidaknya dana yang akan ditarik di rekening penabung. Proses ini berlaku
untuk semua jenis penarikan, baik penarikan tunai, transfer, maupun
pemindahbukuan. Proses penarikan tabungan ini juga harus dilengkapi dengan slip
atau tiket penarikannya dengan mencantumkan jenis atau cara penarikannya.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto;">
<br /></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">a. Penarikan tunai</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-indent: 36.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Penabung langsung datang ke teller (petugas yang
menangani transaksi) untuk mengisi slip penarikan. Melalui earmarking, teller
akan memeriksa apakah dana pada rekening tabungan tersedia sesuai jumlah uang
yang akan ditarik. Setelah slip penarikan diperiksa dan dana tersedia, maka
teller akan melakukan pembayaran kepada penabung. Slip akan diteruskan ke seksi
tabungan untuk diproses lebih lanjut.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto;">
<br /></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">b. Penarikan pemindahbukuan</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-indent: 36.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Jika anda memindahbukukan simpana uang (dana ) yang
ada di bank, itu berarti dana anda di bank menjadi berkurang karenanya.
Berkurangnya dana ini, bukanlah disebabkan oleh adanya penarikan uang tunai
dari bank, tetapi disebabkan oleh permintaan pemindahbukuan ke rekening lain
oleh nasabah yang bersangkutan.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Proses penarikan pemindahbukuan mempunyai langkah awal yang sama dengan
proses penarikan tunai, hanya saja penabung diharuskan mengisi baik slip
penarikan maupun slip penyetoran. Setelah diketahui dengan pasti dana tersedia,
teller akan meneruskan slip penyetoran tersebut ke seksi deposito atau seksi
giro (sesuai permintaan dalam slip penarikan yang dibuat oleh penabung),
sedangkan slip penarikan diterima oleh seksi tabungan.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto;">
<br /></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">c. Penarikan untuk transfer</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-indent: 36.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Apabila telah diketahui bahwa dana yang tersedia pada
rekening tabungan tersedia dan slip penarikan telah diisi dengan benar, teller
akan meneruskan aplikasi transfer tersebut ke bagian sundries (bagian yang
mempunyai tugas dan fungsi pokok untuk melaksanakan dan melayani kegiatan
dibidang operasional) untuk diproses lebih lanjut.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-indent: 36.0pt;">
<br /></div>
<div class="MsoListParagraphCxSpLast" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-indent: 36.0pt;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm;">
<b><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt; line-height: 150%;">Submenu Operasional Tabungan</span></b></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm;">
<b><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">1.<span style="mso-spacerun: yes;">
</span>Menu cash officer ( T01 )</span></b></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; text-indent: 36.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Menu cash officer dipergunakan oleh user
(staff bank) yang berjabatan cash officer atau yang sederajat. Dalam fungsinya
sebagai cash officer (atau pejabat bank yang sederajat), dalam hal ini dia
bertindak sebagai pihak yang menyutujui / approval terhadap suatu transaksi
yang dimungkinkan karena batasan wewenang yang dimilikinya paling tinggi
dibandingkan dengan pejabat lain yang akan diterangkan berikut ini. </span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Adapun menu cash officer ini mencakup :</span></div>
<div class="MsoListParagraphCxSpFirst" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo3; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">a.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Mengganti password</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo3; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">b.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Pemeliharaan Batasan Wewenang</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo3; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">c.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Blokir/ Aktif/ Tutup Rekening</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo3; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">d.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Pemeliharaan file cabang</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo3; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">e.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Update Persen Bunga</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo3; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">f.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Cek saldo</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo3; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">g.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Penyesuaian Saldo</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo3; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">h.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Membuat transaksi GL</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo3; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">i.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Cetak Transaksi GL per No. R/K</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo3; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">j.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Cetak Transaksi GL per Nota</span></div>
<div class="MsoListParagraphCxSpLast" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo3; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">k.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Posting Transaksi Otomatis ke GL</span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm;">
<b><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">2.<span style="mso-spacerun: yes;">
</span>Menu Head Teller ( T02 )</span></b></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; text-indent: 36.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Menu head teller dipergunakan oleh user
(staff bank) yang berjabatan sebagai Head Teller. Dalam hal ini dia bertindak
sebagai pemeriksa/ checker terhadap segala transaksi yang dilakukan oleh para
teller. Adapun menu head teller ini mencakup :</span></div>
<div class="MsoListParagraphCxSpFirst" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo4; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">a.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Mengganti Password</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo4; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">b.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Informasi Nama & Alamat Nasabah</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo4; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">c.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Pemeliharaan File Nasabah</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo4; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">d.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Pemeliharaan Nomor Rekening</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo4; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">e.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Pemeliharan Tabel Kode Transaksi</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo4; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">f.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Pemeliharaan Fil % Tambahan Bunga</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo4; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">g.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Daftar Rekening Yang di Hold</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo4; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">h.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Menghapus Transaksi</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo4; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">i.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Mencetak Saldo Mundur</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo4; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">j.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Reset Kliring</span></div>
<div class="MsoListParagraphCxSpLast" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm;">
<b><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">3.<span style="mso-spacerun: yes;">
</span>Menu Teller (T03, T04, T05 dan T06)</span></b></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; text-indent: 36.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Menu Teller dipergunakan oleh user (staff
bank) yang berjabatan Teller. Dalam hal ini dia bertindak sebagai pihak pembuat/
maker terhadap suatu transaksi.</span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Adapun menu teller ini mencakup :</span></div>
<div class="MsoListParagraphCxSpFirst" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo5; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">a.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Mengganti Password</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo5; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">b.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Pembukaan Rekening</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo5; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">c.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Transaksi</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo5; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">d.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Informasi File Nasabah</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo5; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">e.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Informasi No. Rekening Terakhir</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo5; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">f.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Informasi Lengkap No. Rekening</span></div>
<div class="MsoListParagraphCxSpLast" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo5; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">g.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Informasi Transaksi No. Rekening</span></div>
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<br /></div>
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<b><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">4.<span style="mso-spacerun: yes;">
</span>Menu Rekening Khusus </span></b></div>
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Dalam menjalankan fungsinya sebagai bank,
kadangkala bank memberikan suatu pelayanan khusus terhadap nasabah tertentu.
Misalnya pelayanan untuk gagi karyawan dari suatu perusahaan. Untuk pelayanan
khususini terdapat pada menu rekening khusus. Untuk praktikan dasar menu
rekening khusus tidak diberikan karena menu tersebut akan diberikan kepada
praktikan tingkat lanjut.</span></div>
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<b><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">5.<span style="mso-spacerun: yes;">
</span>Menu Akhir Hari (T07)</span></b></div>
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-spacerun: yes;"> </span>Dalam sistem aplikasi khususnya dilingkungan
Bank, proses akhir hari merupakan salah satu proses yang mutlak harus
dijalankan dengan baik dan benar. Tujuan dari proses akhir hari adalah untuk
proses perhitungan saldo yang disebabkan karena terjadinya transaksi pada hari
yang bersangkutan. Setelah proses akhir hari, saldo hari ini harus sama dengan
saldo hari sebelumnya ditambah transaksi hari ini atau transaksitransaksi yang
efektif pada hari ini, misalnya transaksi back value (transaksi yang terjadi
pada hari sebelum tanggal valuta). Pada menu akhir hari ini dapat dilakukan
berbagai macam pencetakan seperti: daftar pembukaan dan penutupan rekening,
daftar mutasi harian/ teller, daftar posisi saldo rekening daftar setoran/
tolakan kliring, rekapitulasi kode transaksi, daftar mutasi back value dan
langkah terakhir pada menu akhir hari akalah proses akhir hari.<b><span style="font-size: large;"> </span></b></span></div>
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><b><span style="font-size: large;">FLOWCHART</span></b></span></div>
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UnhideWhenUsed="false" QFormat="true" Name="Intense Reference"/>
<w:LsdException Locked="false" Priority="33" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Book Title"/>
<w:LsdException Locked="false" Priority="37" Name="Bibliography"/>
<w:LsdException Locked="false" Priority="39" QFormat="true" Name="TOC Heading"/>
</w:LatentStyles>
</xml><![endif]--><!--[if gte mso 10]>
<style>
/* Style Definitions */
table.MsoNormalTable
{mso-style-name:"Table Normal";
mso-tstyle-rowband-size:0;
mso-tstyle-colband-size:0;
mso-style-noshow:yes;
mso-style-priority:99;
mso-style-parent:"";
mso-padding-alt:0cm 5.4pt 0cm 5.4pt;
mso-para-margin-top:0cm;
mso-para-margin-right:0cm;
mso-para-margin-bottom:10.0pt;
mso-para-margin-left:0cm;
line-height:115%;
mso-pagination:widow-orphan;
font-size:11.0pt;
font-family:"Calibri","sans-serif";
mso-ascii-font-family:Calibri;
mso-ascii-theme-font:minor-latin;
mso-hansi-font-family:Calibri;
mso-hansi-theme-font:minor-latin;
mso-fareast-language:EN-US;}
</style>
<![endif]-->
</div>
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" width="640" /> </span></div>
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<b><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">CONTOH KASUS
PEMBUKAAN REKENING MENURUT STAFF :</span></b></div>
<br />
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";"></span></span></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"> 1. Tahap pembukaan sistem ini bisa di lakukan hanya staff yang memiliki
staff id dan password masing masing.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo2; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;"> <span style="font: 7.0pt "Times New Roman";"> <span style="font-size: small;">2. </span></span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Cek tanggal mesin jika tanggal mesin tidak sama maka teller harus
melaporkan hal tersebut kepada cash officer,dan oleh cash officer tanggal mesin
akan diubah. Karena untuk mengubah tanggal mesin adalah wewenang dari cash
officer.</span></div>
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">1)<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Membuka terminal dengan User-id T03 (Customer Service) atau T04 (Teller).
Dalam membuka terminal pada menu utama dengan menggunakan staffid dan password</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level2 lfo1; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">2)<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Masuk ke Sub Menu , pilih no.3 (Menu Teller)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level2 lfo1; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">3)<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Dari Menu Teller pilih no.2 (Pembukaan Rekening)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level2 lfo1; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">4)<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Masuk ke Menu Input File Nasabah ketikan nama akhir nasabah tersebut
untuk membuat rekening barubaru pilih Yes (Y)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level2 lfo1; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">5)<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Dari<span style="mso-spacerun: yes;"> </span>Menu<span style="mso-spacerun: yes;"> </span>Input<span style="mso-spacerun: yes;">
</span>File<span style="mso-spacerun: yes;"> </span>Nasabah<span style="mso-spacerun: yes;"> </span>masukkan<span style="mso-spacerun: yes;">
</span>data-data<span style="mso-spacerun: yes;"> </span>yang<span style="mso-spacerun: yes;"> </span>berhubungan<span style="mso-spacerun: yes;">
</span>dengan nasabah tersebut dan disimpan (S)</span></div>
<div class="MsoListParagraphCxSpLast" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level2 lfo1; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">6)<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Kemudian isikan mengenai suku bunga/tahun, biaya administrasi, dan kode
jenis bunga dll kemudian disimpan kembali</span></div>
<br />
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; text-indent: 36.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; text-indent: 36.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><img alt="" height="367" 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OwpPt0PotMzP4eZZpVA6T3eKDwJOFR80gHvSRZvVgYUld6KbVSffqK66rdtFy2bDOk+Vq02fOp6FEvLCt2ZkiU82W3zzej9BBxlmlUCpfd4o/Ak4FDxSQe8J018Whlo7kidR7kk1H7VlzwWufuxOpVv7NjxurlblvapF1Lxm/pHaB6k9elxXnjP45OsEii9xxuFJwGHik864D1pwspAv8j2ZCRiJlglkHuPTwpPwg4Vn0TAe9KElYFeUewaRspMsEog9x4UnpgKFZ9EwHvShJWBPmm5yZwsZIJVArn3oPDEVKj4JALekyCsDPSLT5th+RzbqwRy70HhialQ8UkEvCdBWBnoFcU+pqQe26sEEu9B4YnZUPFJAbwnQVgZIDZie5VA4j0oPDEbKj4pgPckCCsDxEZsrxJIvAeFJ2ZDxScF8J7UYGWA2IvVVQKJ96DwxGyo+KQA3pMarAwQe7G6SlD3HhSe2AgVn+jBe1KDlQFiL1ZXCereg8ITG6HiEz14T2qwMkDsxeoqQd17UHhiI1R8ogfvSQpWBojt2FslqHsPCk9shIpP9OA9ScHKALEde6sEFe9B4Ym9UPGJG7wnKVgZILZjb5Wg4j0oPLEXKj5xg/ckRWwrA+UOEp1PUi732Ip2r4kePw2LsbdKUPEeFJ7YCxWfuMF70sGnlYEbTlvc8WrUPueeeI+wgZdLr/LDex63tkpQ8Z7YFJ74FCo+cYP3pIMnKwPCdlej1ccP76l/Ild7tnvjPZZWCUrv8UnhSZyh4hMxeE86eLEycON+hfQMulp74T3lkR1vX+qN91haJSi9xxOFJxGHik/E4D3p4MPKwDX75dOda/YHO+8p3sOr+09zWyHyxnssrRKU3uOFwpOoQ8UnYvCeRPBjZUAYjey/oceLF3PajdXXtFzpxcHSqzvua/ee5hSq++0tpFjkOnrnRcKCV8Xhyq9Xl8DKr1dPV9ih8FbH/TQmj41VgtJ7fFB4Eneo+EQM3pMIfqwMiBfv1mtzy3KYqAiKK70wVSpPd7Tce5oNa7VYtH2iVy+4uFJwrnxv+XFEHxJ/GuLXy7e0cJBxPw0nsbFKsOA9fig8iT9UfGIF70kET1YGNCvA6u5z9aIuvdK3VYi6hyjVdC29lYtc+QdRDbQaKlP9ouJDLZx91E/DUWysEix4jx8KT+IPFZ9YwXsSwZuVAel8paEXN+6vj0ykoxTZlV4c9iy+snLS0ntEQxI0RTxCe1NHXOSqfUU52ilOVPUzyREKKRzx03AVG6sEC97jicKT6EPFJ1bwnhTwbGVAMWXpqNTICjqSK333xKX49tJv6mMn4SBtN6UXx5QOXSqm0rSZ+hRn8d3Kyj2DfxouY3yVYMF7vFF4Enmo+MQK3pMCXq4MSOyndqVXre+0XumlK0qny0ShremsaihXUgxsKm6kEK/6W118WXkXWH4imUsN/2m4jPFVgpnMO4UnkYeKT5TgPSng88pAtYO8KBnVJyD3uNKrmsUSy1EZ0umP63mPrD1di3yp6+idFxVnP3rnRcVxTruxWRga99NwGuOrBDOZpwpPog0VnyjBe1LA85UBQTKqs5DO8cyoeY9k5UvylpTrXG03gs3I3kPpSftvKGZFp91Yzo0qd8KXs6IxPw2XMb5KMJP5rfAkvlDxiRK8J3oCWBmo3eYtv3739p6ufk9LiUfjOUNdd41Jvl34mBcs+E11bevVHReIsx/lZ9T/aTiO2VWCmcx7hSeRhYpPlOA90ePRykB+Ya5JhriIk/+RbK1Kfo9Vx/1cMhmS33tVGfnI7girpzK8afxpY4IleRuCbzWrTsIC2bifhtuYXSWYCUDhSXSh4hMfeE/0eLQy0NpTmVHcdt5Mx5W+x/N7utaqNBa55GIkfFKVUakMrHHecT8NpzG7SjDjkcKTZELFJz7wnujxaGVAs5/b8aS+7iu99HnNF+zc3zxRqyRp3MmlfI0gK4LE1D5X6UyKZ/kY+Wk4jNlVgplC4QmZPlR8oqHwnpHBe/zEv5UB2fRC2qGpStLROy8S+7+dV/qKK+THb377Ypqe1L5DRfsiV+OY8kUr1d4UcmsZ99NwGIOrBDNbz/6084sfSTY3LfmIkX+UwTlLVt2A90QMKwPEbQyuEpTrXIRMnz3XXG3kH2VwzpYH94+XnrO/svnd9953/VFAgkflHpJkDFZ8Zoz8XwIAACLGo3IPSTIGKz54DwAAtOFfuYekGFMVH7wHAADaoNxDfIipig/eAwAAbVDuIT7EVMUH7wEAgDYo9xAfYqrig/cAAIASyj3Enxip+OA9AACghHIP8SdGKj54DwAAKKHcQ/yJkYoP3gMAAEoo9xB/YqTig/cAAIAcyj3Et4yv+OA9AAAgh3IP8S3jKz54DwAAyKHcQ3zL+IoP3iNnftdTVo//0JPPWz0+AMB4KPcQ3zK+4oP3yDl2xbX21OehJ58/dsW1lg4OAGAEyj3Ez4ys+OA9co5dca0l9cmlB++Jkt+++fpN9553yTUfJcRINmz665d+9XNXv8+Ue4ifGVnxwXvk5GpiXH0K6cF7omTr99c5v1KSyHLlHX/h6veZcg/xMyMrPniPnMJODKqPKD14T5R8+aZZ55dJEl9+++brTn6fKfcQPzOy4oP3yBEFxYj61KQH74mPV3/9b/lV6vMbTpzf8ylCRuYrG5flv1H//LMfTP/7TLmH+JwxFR+8R07NUUaqT1N68J74ePyZHflV6oo7T3Z+ySQR5Kqtp+W/Uf+w++vT/z5T7iE+Z0zFB++RU9jJknPvGKk+ovSIRzP+nsEt39x1WX6Vuvq+M5xfMkkEuWnX/85/o5xUfCj3EJ8zpuKD98gp7GT52j1j1KcmPcvX7sF7YqUo99z6/T9zfskkEeSuf/zLv73uBFcVH8o9xOeMqfjgPXJK71m3d7D6NKVn+bq9eE+UUO4hNuKq4kO5h/ifwRUfvEdOxXsGqY9UevCeWKHcQ2zEVcWHcg/xP4MrPniPnLr39FQflfTgPbFCuYfYiKuKT1HuIcT/9K344D1yJN6jrT4t0oP3xArlHmIjrio+W8/+tPOLGSGauWnJR3r9euM9cuTeo6E+7dKD90QJ5R5iL04qPsU6FyH+Z881V/f69cZ75Ci9p1V9OqUH74kSyj3EXtw+xQcgPvAeOW3eo1AfHenBe6KEcg+xF7dP8QGID7xHTof3NNTn0pu+oyM9eE+UUO4h9uL2KT4A8YH3yOn2nob66EgP3hMflHuI7bjdqAsgMvAeOVre01CfTunBe+KDcg+xHSo+AAbBe+Toeo+gPjrSg/fEB+UeYjtUfAAMgvfI6eE96/YuX7tn6Zp7daQH74kPyj3Edqj4ABgE75HTz3v6BO+JCco9ZJpQ8QEwBd4jB+8BHSj3kGlCxQfAFHiPHLwHdKDcQ6YJFR8AU+A9cvAe0IFyD5kmVHwATIH3yMF7oBPKPWTKUPEBMALeIwfvgU4SKPesODizOptZnc3MHdhi+7sijpkfCBUf39jy4P5333vf6ikeevJ5q8dPE7xHDt4DncRf7lm/Klu4YK8+dN5Zdr8rjmxZeaipOIZ+IFR8fOP8q7ZdfN0Oe+pz5V27z79qm6WDpwzeIwfvgU66yj1nHThqdXHB67jmldfL1dnM6uyolTudX8KrF+yD6819V+3DVhL4iKjLe3r8GBuh4uMb51+17dgV11pSnyvv2n3simvxHhvgPXLwHmhHo9xTrG50XtTrhuTN5d/OOleb94wyA/eReo+5hT8qPl6Re48N9cmlB++xBN4jB++BdjTKPU3vUYx8JB7giffYloM05j3mQsXHKwrvMas+hfTgPZbAe+TgPdCORrmn9J5DR821LGDtPG/hTw/NrrJ61fQlgveEPd1p+2hW/gap+HiF6D2m1EeUHrzHEniPHLwH2tF4ck/pPQfPa7kcCosg69uumoUeqRSqeEEuE3tnO+ZM9QM2hy7qq7h48PrxO6/9vbxHKMcsZHaF8oCzK8RFw4WDLx4hf5OVd17+DCtLjbV3Vf6gKj/z8lvKjy/97O1flL5nRaj4eEXNe8arT0168B5L4D1y8B5oQe/JPYL3rJddI2vX9aNW7lQag2TJrHmZLL3nPNlCUkUXlAesHLbjKq5QH2Pe0/YmK99YOsRKib6U3rNScsCjVu5sqlX1r8my98jeszpUfPyh8J4TP3vPePURpWfJuXfgPfbAe+TgPdCC3pN7RO8Rhyur9qqunXJjaLaexZRHU89v6scUXjl3YEtTZdrmPbVJjzXvaf/U1R+jQsVq3tMzsh+sDe9p8TlZqPj4Q+E9p37peyd9bvsY9RGlZ+mae0/90vfwHnvgPXLwHmhB78k9Fe9p/M/axW/VXtUFUvr0F+GqWXyx6j2LR5B8e3HBlt1zJF7aJe9HemvSioNDvUdpG6KsCJMq+eJd9YB1dah6T2OUVTmv+DMsjjOB9+j3nKj4+IPoPcvX7R2sPjXpWb5uL95jlSS8p7loqh973tM3Vh+QBb3Q25arLjrlNXvxQl5eUPOvtM9Xqr2W5sW4PsVRXp7HeI8whlE9ZMiE95Sfun4W2RuQWaDMeyrvR1AocQIn0VPb3tPrYYZUfPyh5j3D1KcpPXiPbZLwnmyE+njiPUiPP2hvy9W4gtYvwI0XtHpGWzGo5+VZuOQ31rlEu5JdsJurafVZxRjvWXjn6k+9R7Zi2H7G8scu+o1KKCUVY8ve0/vOLyo+ntD0nr7qI5UevMc2qXhPNlR9fPAepMcrtLflak4OhDvbzztLcj1uW1dSp7/3qA9bMQPVtVlWJJK2bQb3e2RrgnjPYqj4eILUe/TVRyU9eI9tEvKerPX3zKssXXMv0uMt2ttySS7e4vLNgVmdq2ZnvVe2atZ1eZY3oFvuD+91X71R72mb92ieMTrvoeLjCSrv0VGf9osR3mOVtLwnC0F9kB7P0Sv3yL1Hdm9R+7WwbcWnWwjkR5BVeaTRuTY32zMGvKelRST8UeErk3lPy714E3oPFR9PaPGedvXpvAzhPVZJznsyv9UH6fEc7XKPwnua85uOHrH8DiPxj3qPJZT1muoil/z9rDhYF4XGHV4m7mMXP7UofOL9XLLb4qx4j+yeuMpC4cTeM0/Fxw/avUelPjoXILzHKil6T+ar+iA9/qNd7lF5T315SONJx3rPGBww7+m0n159I5PrXN2futMXTXpP60aqTryHio8PdHpPU300Lz14j1US9Z7MP/VBeoJAu9yj9J7qRVSrR6y5kWePGkr7o/zaDEbjydGmntfc9ib1fm6mvEf+tMa5A+dVdsCY0nuo+PiAjvfU1EfzooP3WCVd78l8Uh+kJxS0yz2fUjzi71PyhorGtVBy6e16ok/tGxv3sVc8QPs+qYb61Co4Rvfnan5qybfY95752qAu/8jrnXkPFR8f0PSepvp0Xm7wHqsk7T2ZH+qD9IRCn3KPx2lerU1cicnEoeLjHH3vEdVH50KD91glde/JXKsP0hMQfco9/kbxnGKxcN0oOBP/QsXHOb28J1cfzUsM3mMVvCfL3KkP0hMWfco9/qZr+9J+2yYQV6Hi45y+3qMfvMcqeM8C06sP0hMcfco9Pqf1Vqnm0wuJl6Hi4xy8J1DwnpIp1QfpCY5Iyj2L6dhrgoQQKj5uwXsCBe+pMI36ID0hEke5h8QUKj5uwXsCBe+pY1t9kJ5AiaPcQ2IKFR+34D2BgvdIsKc+SE+4xFLuIfGEio9b8J5AwXvk2FAfpCdcIiv3kGhCxccheE+g4D1KzKoP0hM0lHuIn6Hi4xC8J1DwnjZMqQ/SEzqUe4ifoeLjELwnUPCeDsarD9ITAZR7iJ+h4uMQvCdQ8J5uxqgP0hMBlHuIz6Hi4wq8J1DwHi2GqQ/SEweUe4jPoeLjCrwnUPAeXfqqD9ITDZR7+qTc35R9vqYJFR9X4D2Bgvf0QF99kJ6YoNzTJ3jP1KHi4wq8J1Dwnn7oqA/SExOUe3oG73EQKj5OwHsCBe/pTbv6ID2RQbmnZ/AeB6Hi4wS8J1gnscEAACAASURBVFDwniGo1AfpiQ/KPT2D9zgIFR8n4D2BgvcMpKk+SE+UUO7pyPpVueVkM6uzo1buVHpP+fUiB9dXDrXzvDnx63tny1eiUO2h4uMEvCdQ8J7hiOqzZPXtSE98UO5pj6gmi5k71PQe0Y1qmV1RHK30nvNWHmp9JWmGis/04D2BgveMQlQfpCc+KPe0pcVmqt5TCI0scwe2fErjZZVXkmao+EwP3hMoeM9YRPVBeiKDck9LxGHP4orVioMy78kNqbKqtaWc6BRfr3rPouUIdsVqV0uo+Ixk2yPPzO96qlc+ccmdtr3nE5fc2fddbXlwP5ehdvAeA+Tqg/TEB+UedYS+TmUFqlSfVk2R1IAE7xFHOxSltULFZyQvvvTrZefeXJvfa8ae9/TNklU3/Pinv3T9s/QdvMcM2x55BumJDMo9rSn9plpPVmqKahlL4j1HrdypcUBSCxWfkQxWH0+8B+nRBO8BkEO5py2yhar5PZ+Sa8oWWU8Z7zEdKj7jqanPiZ+9Z+maeztz2uW7zXrPaZfv1jnv0gu3ID0DwHsA5FDuaY3+vKdyB3vzi3iPqVDxMYKoPsedc7NxpzGVM6549Pi525CeAeA9AHIo97RGqDC393vKYU9HawfvGRkqPqbwX32QnjHgPQASKPd0RrifqxAa2f1cshUx6TMJ8Z7xoeJjCp/VB+kZCd4DIIFyT3d0n99TkSH6PVZDxccgfqoP0jMevAdAAuUenUif13zgvFXqG9TxHruh4mMW39QH6TEC3gMggXKPZipOkxd91te9Z35P/ZauQ+ed1XyZwntKu8J7OkPFxzj+qA/SYwq8B6AO5R4Sbqj4GMcH9UF6DIL3ANSh3EPCDRUfG7hVH6THLHgPQB3KPSTcUPGxhCv1QXqMg/cA1KHcQ8INFR97TK8+SI8N8B6ACpR7SOih4mOPKdUH6bEE3gNQgXIPCT1UfKwyjfogPfbAewAqUO4hoYeKj21sqw/SYxW8B6AC5R4Seqj4TIA99UF6bGPde/7rt7966pq/3H3h/yCh56lr/vI/X3ja9i+MWyj3kDhCxWcCbKgP0jMB1r0H6Ykpey/7+P95713bvzMOodxD4ggVn2kwqz5IzzTY9Z7/76ePOb9UE7M5+MNvWf2dcQvlHhJHqPhMhin1QXomw673FMOen11x3OGNJ5Fw829f+0j+Vxn3yIdyD4kjVHymZLz6ID1TYtF7imHPI2v+x+9v+bjzKzcZk7dvO+mfLjkm7pEP5R4SU6j4TMkY9UF6Jsai9zDsiSzRj3wo95DJs+Lgwh71cwe2GD44FZ+JGaY+SM/02PIehj3xJfqRD+UeCznrwFH5dX31ofPOcv1m/Mv6VdmMrZ8PFZ/p6as+SI8TbHkPw54oE/fIx0K5p7zqd1/btqw8JLwyO2rlTudXZaM/AbxHEsF7Dq43fHAqPk7QVx+kxxVWvIdhT6yJeORjp9xTrGIUUS1n1A3JxsKHi4zxnvJ7jTuBN7G4zjVPxccROuqD9DjEivcw7Ik4sY587JR7mt6juPzXhj14T/V74/Ueu6Hi44p29UF63GLeexj2xJ1YRz52yj2l9xw6aq5lAWvneQt/emh21SG8p/G9eM+wUPFxiEp9kB7nmPcehj3RJ8qRj50n95Tec/C8lWqhERY71re8rNQjlUIVL8hFYe9s+5ypubhWN4yeB6wUVrKjVu5Uek/HqcUTKV5j/s3Xf7zy2ZvR825p++seHyo+bmmqD9LjA4a9h2FPColv5GPtyT2C96xXTz4KVzhq5U7lhVCyZNa86JZX3POaC2ers9kVckFRv6zHAeWyMneo+ak1Tq3ynoWDmH/zyh9v5Yds/LyWvWeeio9rauqD9PiAYe9h2JNIIhv5WHtyj+g94jhh1d7yNVUfkl8IJTMGIeXR1BOL+jFbX6n5suqbbHGCqvfonLp93mP8zQuvnDuwpVm3Wnil+R+afe+h4uMcUX2QHh8w6T0Me9JJZCMfa0/uqXhP43/Wrnyr9qouhNKnvAjXZoVSLB5B+u3rV2W1BRrhgMXX9Q8omsrit1eGKH1P3dbvMfzmixOJ8rH45sXFRNM/tAm8h4qPD4jqg/Q4x6T3MOxJKjGNfKxty1UXnVIOFhc7ymtk/hXZhbD5XfXvXbw21+cWDYFoLRdLXqZ9QGEipVg/6nvqnr1mI2++y3sMn3cK76Hi4wm5+iA9PmDMexj2pJZoRj42t+VqDHjK/+jPr3ONF0guhHrFIIUJtR9BtSIjuYR3HFA2yhp36k7vMffmxWFVY52r6ppmzzuB98xT8fGGF1/6NdLjA8a8h2FPgolj5GNzW66mDVTnH6UGLXZ0JBfCjsrtQO+RPDFoxCVcvlA16tRt3mP2zbf9kMUmloXzTuI9VHwARMx4D8OeNBPHyMfmtlySKUg5Wjhq5YFZnQthe6m5MpPQvuJWjtn8os15j+6p1d5j/M0rRjj1SY/5807jPVR8AETMeA/DnmQTwcjHWrlHYQOS+57ab/Dp8ei//uOZjgLKAO/p6Pdon1rpPfbefHuVx/x5J/IeKj4AIga8h2FPygl95GOz3KPwnub8Rrw6yi6E4jRC+og8yZ1E/ZelpI/XG16RqclQ/1Mru9LG37xy9Uq5yGXqhzaN98xT8QEQMOA9DHsST9AjH5vlHpX31FdVKlMc+YVQ76l6w8Yzsgy5hOs+v0f31POyp/gcOu8sC2++/YCF/Vj4oU3lPVR8AArGeg/DHhL0yMdmuUfpPdUBg2qoUL0QtjVqZZOhYY2WMZdwxfOaD5y3atippS6V/6n5N98ubZLHBATmPVR8AArGeg/DHnI45JGPzXKP6D21q5rqaTcdF0KJWHQ90af2jYrZ0uIfrVc7is4Ba2aQv7fGMTVPLTMSaRHKwJtf/ErFQeXP1zb7Q5vKe6j4ABSM8h6GPSRPoCMfy+UeEkhUyjWVlEwTKj4AOaO8h2EPKRLiyMdyuYeEEWGKJt83rb4WGWao+ADkDPcehj1ETIgjH8vlHhJGurYR7X58QBCh4gOQM9x7GPaQWoIb+Vgu95BQ0nqjVmOfikBDxQcgZ6D3MOwhzYQ18qHcQ8TIpj4xLG+JoeIDkA32HoY9RJqARj6Ue0hqoeIDkA3zHoY9RJWARj6Ue0hqoeIDkA3zHoY9pCWhjHwo95DUQsUHIBvgPQx7SHuCGPlQ7iFphooPQG/vYdhDOuP/yIdyD0kzVHwA+nkPwx6iE/9HPpR7SJpxXvH5r9/+at/1Z+f/OBAizVPX/OWhgz+z90vYz3sY9hDNeD7yodxD0ozzis+BzV9yflkl/ueHV8za+yXs4T0Me4h+fB75UO4hKcdtxWfPF5c4v6aSIPJfv/2VpV/CHt7DsIf0ircjH8o9JOU4rPj8/pX/N/834dE1/9P5P1DEz/z4Sx/Mf0le2f89S7+Hut7DsIf0jbcjn6LcQ0jKmb7ic/CH38r/QfiXLx/r/B8o4mde+PuF/2D+2beusPR7qOs9DHvIgPg58tmw6a+dX3IIcZ4vXL9s4v/rPTf/t/k/CP/2tY84/9eJ+JnXrzsh/yWxV/HR8h6GPWRY/Bz5FOtchKScHf94/cT/1yvKPb+54WPO/3Uifubt2056ZI3dio+W9zDsIYPj58gHACaGcg/RjO2KT7f3MOwhY+LnyAcAJoZyD9GM7YpPt/cw7CEjw8gHACj3EM3Yrvh0eA/DHjI+jHwAgHIP0Yztik+H9zDsIUbCyAcgZSj3kF6xWvFp8x6GPcRUGPkApAzlHtIrVis+bd7DsIcYDCMfgGSh3EN6xWrFR+k9DHuI2TDyAUgWyj2kV6xWfJTew7CHGA8jH4AEodxDBsRexUfuPQx7iI0w8kmKF1/6teu3AF5AuYcMiL2Kj9x7GPYQS2HkkwgPPfn8sSuund/1lOs3Au6h3EMGxF7FR+I9DHuIvTDySYFcevKgPkC5hwyIvYqPxHsY9ljPF6+8+E82X/wnmy/+kyufdf5mJg8jn7gRpQf1Aco9ZHAsVXzq3pPMsGf1pgXzqOfq1X9u/expew8jn4gRpefDf3U96gOUe8jgWKr41L0nlWHPVV+4WuE9U+hI2t5zmJFPpIjSs+TcO8644tEl596B+iQO5R4yOJYqPhXvSWbY0+k9my/+5GqLZ0/eexj5xEdNepav3bN83d7la/egPolDuYcMjqWKT8V7Uhn2bBS955bdVzW/aNlIkveew4x84kIuPXlQn4Sh3ENGxkbFp/SehIY9GxXes/Gk/1h9i8JI/nz30vpMaNMXK8csvjf/+rOfVHeGpN5TfrHylmINI59oaJMe1CdtKPeQkbFR8Sm9J6Fhz0YN71n6hf8oXlwaSdtyWOk9q2WLaOLCWdN7xFGTeOqow8gnArqlB/VJGMo9ZGRsVHwWvCetYc/G7nUucUIjDIGaKb+99WXVE9W9RxgmJSM9hxn5hI+u9KA+qUK5h4yMjYrPgvc8s/GzCQ17Nnb0mqXLUpVVLeHbi69XvWfRcoRZUXnYqvcIK2LJ1X2Kkc+TX/uEkV9omIx+0oP6pAflHmIkxis+C97zz7f8TVrTyI77uTobNuWEprAZwXvEb5e8suI9idV6annlmo9aehI5WGWI9KA+iUG5hxiJ8YrPTO0X9J8uOebt29x/TuvpvI9dXVtWDYfk3aAO71GeLpE8+YU/zX/xXvj2BiO/0DABw6UH9UkJyj3ESIxXfBa85/+89+7eyz6e0O+ootdcMZJCX/QWxQZ5zy1Xl7eJJbfIVQx7HvnbD77z+zeM/EKDbcZKD+qTDJR7iJEYr/iU93OlNfJReY/kVvbKHeyL7tK6ztXDe658VpQqqw9L9C8Me4LDjPSgPglAuYcYjNmKT+k9aY189L1H/kpz3lNdQUtntYthT3CYlB7UJ3Yo9xCDMVvxqTyvOaGRj/46l+zWLekzCQd7T3WklMpqF8OesDAvPahP1FDuIQZjtuJT8Z6ERj49es3KndvNeU/VtxJY7WLYExa2pAf1iRfKPcRgzFZ86vuxpzLy6fIe7ecWGvKeygwp/hvaGfYEhF3pQX1ihHIPMR6DFZ+69yQz8lFPcaTjlqonXb36zwt36fKeUmjavafylqIe+TDsCYgppAf1iQ7KPcR4DFZ86t6TpTPyIY7CsCcUppMe1CcuKPcQ4zFY8ZF4TzIjH+IgDHtCYWrpQX0ignIPMR6DFR+J92SMfIi1MOwJAjfSg/pEAeUeYimmKj5y72HkQ2yEYU8QuJQe1Cd8KPcQSzFV8ZF7T8bIh1gIwx7/cS89qE/gRF3ukd2fm3Lk9+jYiqmKj9J7GPkQs2HY4z++SA/qEzJ9yj2VXYA6ZKL28JHqbbNTJVzvUd7CPOqDTOs9pio+Su/JGPkQo2HY4zl+SQ/qEyY9yz3Ni7Hq6WV1Q3L0nDOvvKd8M90bHHU8sm6otUzrPYcNVXzavIeRDzEVhj2e46P0oD4B0rPcIxlCyH1CctnGewx6z9CHxk3uPUYqPm3ekzHyIYbCsMdn/JUe1Cc0epZ7Su+5eqn8ua95iqfCXv3JK1VbSk+SCLxH+LlVZGiQuEzuPUYqPh3ew8iHjA/DHp/xXXpQn6Do+eSe0ns2rVbsFV152S27v9jyssaeQg2FKl6Qi4J0h+lK6jtVq7ynuQxXd5GWU8tmLR0HrHy7+qRlFFtxCz+xUlxG7rkkfHHhXD0O2BUjFZ8O78kY+ZDRYdjjLaL06Me41gx4D6iPh/R/co/gPV9UXwWL6+jSL/yH4vrd0tsVVaCUj9WydZ+qf8jc4par2679bQcUvEf2VkUh0DigynuUAtHpPcIbGOU94gxp8dsNes9hExWfbu9h5EPGhGGPtwyTHk+8B/XxkP5P7hG9Rz57qF8d5ddvyXREiGySIY9wzBb5qF6qW49ZHrDr1P0OaGbeIziKfCvu3t4j/EUMEymNjK/4dHtPxsiHjAjDHj8ZLD3+eA/q4xv9n9xT8Z7G/zzp8Ebx2nzlsxsV12/BUcorqOyiXlWKxSPIvl0Ui8U3U5nT1K79FeEQTl18vXrqtumI5gEN9ppr2jHYe4QfWqXuY9Z7xld8tLyHkQ8ZFoY9MTGB97j+iDCK/tty1UWnvHAuLuiUl8z8KzLvaX5X/XubCy6KcdHiBViYW1SOKRSx2y7Vkiu6YpqldIXOAxq9n6t78avbexq1niEH1Mj4io+W92SMfMigMOyJCbwHWhi0LVdjwFO/djZeIPEevWLQxpMO97gAyyZPredSLU5JvKfWtlboQucBDd/HLh1N9fAeyXEkn8WE9xweXfHR9R5GPqRvGPZEBt4DLQzalqupF9WBSltttrAEZaO5TF/vka8ryV65UXcJqYf36K5Jjb6PfWPzhrU+P6Xqm7+6rFjVB1fGvWdkxUfXezJGPqRnGPZEBt4DLQzalksyVinXfZZ+YfcnG9fF1nmPMs1VM2PznsrZm1/s7z26BzTjPbIFuIHrXKKudS04qj+UVkZWfHp4DyMfoh+GPfGB90AL/cs9J8n1QrJ0Ir0FSWOdq5EB3tPR7+m6v6x3v0f7gFN4T8uNdfW/rCufra7NSR8f0H1AvYys+PTwnoyRD9EOw574wHtAxaByz0mKsUpjfiM6iuz6rbrcFn80oLki6Ih8Qa1lRUz6OET5/Vyi5NWL2x0HVJevZemzziW7wa3tXjbhE4l/d9InGXYdUDtjKj79vIeRD9EJw54owXtAxaByz0mq5aRapbdyUZRfvzsqPqYau7J31XFqvafyiG9S94CHZU/x0XhuYfdPqfPFbc8tbJpcrwNqZ0zFp5/3ZIx8iEYY9kQJ3gMqBpV7TlLWaFr2jVLNLdqurLLJkEbRRPq85t2rr+wlNLJ+zy3tj4rWPODhjRI5G+w9tW/U/OzSfSpkozLtA2pnTMWnt/cw8iHtYdgTK3gPqBhU7jmpsvFWpXSiXsFR91QOSy+uWgXb8hvb7k7PD/VF2aW6ahXinWiqXrPsuYjSj6k84EIq6tOyV6t6jKRYI6t89vzH1XwP8n1J5e0orQNqZ0zFp7f3ZIx8SGsY9sQK3gNShpZ70oryfi4yNIMrPkO8h5EPUYVhT8TgPSBlaLknreA9xjO44jPEezJGPkQRhj0Rg/eAlKHlnrSC9xjP4IrPQO9h5EOaYdgTN3gPSBla7kkreI/xDK74DPSejJEPaYRhT9zgPdCEco9uGpuFkfEZVvEZ7j2MfIgYhj3Rg/dAE8o9xGGGVXyGe0/GyIcIYdgTPXgPNKHcQxxmWMVnlPcw8iF5GPakAN4DTSj3EIcZVvEZ5T0ZIx+y8aTDDHvSAO+BGpR7iPMMqPiM9R5GPoRhTyLgPVCDcg9xngEVn7HekzHyST4MexIB74EalHuI8wyo+BjwHkY+KYdhTzrgPVCDcg9xngEVHwPekzHySTgMe9IB7wERyj3Ek/St+JjxHkY+aYZhT1L09Z7ZLz+I90QM5R7iSfpWfMx4T8bIJ8kw7EmKXt5z0ue2H7vi2qVr7sV7YiX6cg87S4SSvhUfY97DyCe1MOxJDX3vyaUnj4764D0h4mW5Z/Wm3FQ6cuWzGkfDe0JJ34qPMe/JGPkkFoY9qaHpPaL0aKoP3hMcvpZ78J5E06viY9J7GPmkE4Y9CaLjPaL0LDv3Zk31wXuCw9dyD96TaHpVfEx6T8bIJ5kw7EmQTu8Rpefi63a89fY7F1+3Q0d98J7gCKPcU2yB/iebN32x97fjPQGlV8XHsPcw8kkhDHvSpN17atLz7nvvZ1n27nvv66gP3hMcXpZ7Gmnznj/fvbQ+B6q9puY9z35SePEnV0tfmR9BfOXVq/+85ZjNN1O8Xv+Y9SPXc8vuq4Z8as3zepJeFR/D3pMx8kkgDHvSpMV7pNKTo6M+eE9Y+FruaUTlPcLX6xGERnCUW65uvlIQl9IVVn9B8kr5MbW9p+uYnat7C5+956fWOK9f0a/4mPceRj5xh2FPsqi8p0V6cjrVB+8JC1/LPY0ovEc9GqlMR1pfJneUHsfU9p4+7/OW3VeddPiqmq8svNLQpxanR35Fv+Jj3nsyRj5Rh2FPski9p1N6ctrVB+8JizDKPRs75j2VrwiuUHy9agCLVWjRKhbdpfrKRTMQzi6xmX7e03LM4ntFI1mcAIlnGfKp2z6Lb9Gv+FjxHkY+sYZhT8o0vUdTenJa1AfvCYswyj0be/Wa282jcv+XUHlZ+Hp94qJzzB7e035Mbe/p/ak7Potv0a/4WPGejJFPpGHYkzI17+klPTkq9cF7AiKYcs/GDu9RLeh0OYp42MYSkr7NmHul4GGNda5GHWfopw7Aew5rV3xseQ8jn/jCsCdxRO8ZID05UvXBewIimHLPRrX31BswYXuPutdcfUzRqE8dhvdoVnxseU/GyCe6MOxJnMJOBktPTlN98J6ACKbcs1HlPZV7uRurReF5j3yEU5/0jPzUYXiPZsXHovcw8okpDHugtvvEMOnJqakP3hMQwZR7Niq8pxx7aHdx9Ps9PRxFPOYY/9Cr8gz41AF6j2bFx6L3ZMLIh0QThj3JYkp6cqTqY/Ddgg1CKvds7PSe8ovSp/PJ7+cSn4KzOFPp4QqSG6Mqq1S9/UO5eqVc5NL91AF6z2G9io9d7xFHPiSCMOxJGYPSk9NUHyPvE+wRUrlno2qdq+Mpf9pP0JHd+93pCq0lm1Hzng776f+pw/QenYqPXe/Jsuy1Zx9xfrUmpvLvj37T9i8MeItZ6cmpqY+RY4I9Qir3KL2nQ2gGPDG5lytU9rso1p5WXzncP1oexPwnqocMRes9OhUf694DAHFgXHpyRPUxeFiwQUjlno2qUkvtjxav5V9UmsemL55U6wW37+RVfL1QHOUuXcW3qM/eeczFr1QWtuRFoj6fWvOz+Badig/eAwBa2JCenEJ9jB8ZDBJYuSeRNMRlIS3OF3s6Kz54DwBoYUl6cnL1sXRwMEJg5Z400ry57PDGk6rTqWrBOYF0VnzwHgDQwp70THN8GElg5Z40or95ajrprPjgPQAA0E1g5Z5U0nqjVmOfihTSWfHBewAAoAPKPT5HNvVJbnlLTHvFB+8BAIAOKPeQgNJe8cF7AACgA8o9JKC0V3zwHgAA6IByDwko7RUfvKeDLQ/ut32byUNPPm/1+AAAY6DcQ4JLS8UH7+ng/Ku2WX1syZV37T7/qm2WDg4AMB7KPSS4tFR88J4Ozr9qm73H1F551+5jV1yL9wCAz1DuIcGlpeKD93SQe48N9cmlB+8BAM+h3EOCS0vFB+/poPAes+pTSA/eAwA+Q7mHBBpVxQfv6UD0HlPqI0oP3gMAPkO5hwQaVcUH7+mg5j3j1acmPXgPAPgM5R4SaFQVH7yng8J7lpx7x3j1EaWnOCDeAwDeQrmHBBpVxQfv6aDwnlO/9L2la+4doz6i9Cxdc++pX/oe3gMAPkO5hwQdacUH7+lA9J7l6/YOVp+a9CxftxfvAQDPodxDgo604oP3dFDznmHq05QevCc+nn36Xy85++ufPvmLhHTmkrO//v1tj7n+ne2Gcg8JOtKKD97TQdN7+qqPVHrwnsh483d/OOf0Lzu/mpKw8tK/13cO8g3KPSToSCs+eE8HUu/RVx+V9OA9kfGtO77v/CJKgsuN67a4/s1tg3IPiSDNig/e04HKe3TUp0V68J6YEIc9XzjrtrVzWwlpyd+dfVehPj6PfCj3kAjSrPjgPR20eE+7+rRLD94TE8Ww569P/6rzayoJIuee+TX/Rz6Ue0gEaVZ88J4O2r1HpT6d0oP3RAPDHjIgQYx8KPeQCNKs+OA9HXR6T1N9dKQH74kGhj1kWDwf+VDuIdGkVvHBezrQ8Z6a+uhID94TB0kOezYdk905k905k82fspa3MTyej3wo95BoUqv44D0daHpPU33apQfviYMUhz3zd88sCMedRzy8Of/iRQ/PL3zx9Xsucvc2govPIx/KPSSa1Co+eE8H+t4jqk+n9OA9ERDFsKeYmjRz96e7hOOY+YUvuvWe4m0EF59HPpR7SDSpVXzwng56eU+uPjrSg/dEQAzDnrX3HKH0HtUqkmSByYH3hL/OlcfPkQ/lHhJZxIoP3tNBX+/RD94TNFEMe3S8R0ssXHhPJPFz5EO5h0QWseKD93SA94CUGIY9cxXvqa4WVde/umwG7xkTD0c+RbmHkMjywytm8Z4O8B5oEsmwZ67Fe7aundv66QOl+pR/Wn6Lcp1L/MaZA5ukpy6/RSVMxYkObFo7t/mU16vvRPY2Ao2HI5+nrvlL59cnQmzkkb/9IN7TAd4DTSIZ9sx1eE9l6lPoS4f3zEsWzupOoyxTV95D6T33FNITpfes9W/kU6xzERJZ/vWB9XhPB3gP1Ihn2DPX6T3i5Gbx9q5271FEuNV8sygxbTeRKbpHUXqPhyMfgFjBezrAe6BGPMOeuW7vEYRG33uarxRGPtLn7givlH5R8vbi8p61/o18AGIF7+kA7wGRqIY9cza8p/LUn+a4qPxKtfcjaUZLZUjyziPxHkY+ANOA93SA94BIVMOeOQveU6vylNOd/MXlIlddZYpXSrxHZjbRec9aRj4Ak4D3dID3QEFsw565Pv2eVh3R9p6Wx0NrnUj2zuPxHkY+ABOA93SA90BBbMOeORv3c+nOe5RpPZHsncfjPWsZ+QDYB+/pAO+BnAiHPXMWnt/T0e9Rr3O1vbeEvIeRD4Bt8J4O8B7IiXDYMzfoec3693MJt24VUxzxlTXTyv+oXbBk7zwq71nLyAfAMnhPB3gPZLEOe+YG7c816Pk9guJ0VHzwHkY+AFbBezrAeyCLddgzp+M9lXWr6rdIvOeYh2UHrG1V0XZSQWJS9Z61jHwAbIL3dID3QLTDnrmtbdMX1Q6j7d4zv7VWXpbeJra2todXhx4l5z2MfADsgfd0gPdAtMMe4nEY+YTO/K6nJjjLQ08+P8FZIgPv6QDvSZyohz3E3zDyCZ1jV1xryKsOOgAAIABJREFUW30eevL5Y1dca/UUUYL3dID3JA7DHuIqjHyCJv/n3Z765NKD9wwA7+kA70kZhj3EYRj5BE3+z7sl9SmkB+8ZAN7TAd6TMgx7iNsw8gmXwkuMq48oPXjPAPCeDvCeZGHYQ5yHkU+4iGpiUH1q0oP3DADv6QDvSRaGPcSHMPIJlJqdGFGfpvTgPQNIy3u2PfLM/K6neuUTl9xp23s+ccmdfd/Vlgf3v/ve+65/nDHDsId4EkY+gVJ4yYmfvceI+ojSs+TcO/CewaTlPS++9Otl597c9GWd2POevlmy6oYf//SXrn+WkcOwh/gTRj4hUvyLvXzd3vHqU5Oe5Wv34D2DSct7shHq44n3ID0TwLCHeBVGPiEies9I9WlKz/J1e/GewSTnPVlDfU787D1L19zbmdMu323We067fLfOeZdeuAXpmRiGPcS3MPIJjpr3DFYfqfTgPWNI0Xuyqvocd87Nxp3GVM644tHj525DeqaEYQ/xMIx8gqPpPQPURyU9eM8YEvWeLAT1QXqcwLCH+BlGPmEh9Z5e6tMiPXjPGNL1nsxv9UF6nMCwpyvFXusR7oLueRj5hIXKezTVp1168J4xJO09ma/qg/S4gmFPR9bec0SWe8+dRzy8ecS3o01DwsgnIFq8p1N9OqUH7xlD6t6T+ac+SI8rAhn2bDpm0TyqmcQk8B6nYeQTEO3e06I+OtKD94wB78kyn9QH6XFIGMMewTwkef2ei+y+gcK6BokL3jM6jHxCodN7pOqjKT14zxjwngV8UB+kxyGBDHu6vCe7c+bAJvdvsvvN4z0Dw8gnFHS8p6Y+l970HU3pwXvGgPeUuFUfpMctYQx75irec8y85Isz2d2fdv4mu9883jM8jHyCQNN7auqjKT14zxjwngqu1AfpcUsww545hffMbb3o4XlV0Uf4I/laWPGC/ICfPlC+uFHiKdtF4tk1T6T2nuI2sTLN49fem+ztdR+nz4f1NIx8gkDfe2rqoyM9eM8Y8J4606sP0uOcYIY9c0rvWTt/t8x7VCVouTMd87BsEa2ycKbyHq0Tyb2nfOetp1Ys8JWyonecPh/W3zDy8Z9e3lOoj6b04D1jwHskTKk+SI9zQhr2zPWa90iGH0LK5bD6nKYeuUgJZ9c9kdR7Ws9evqw26Wl6j+Zx+nxYf8PIx3/6es/ydXuXXXK/pvTgPWPAe+RMoz5Ijw+ENOxReY846ihWl4QvlkMR2Y3oVRVYvPBLv13qPdonapn3KMZCxdel95FtOqYx7+k6Tq8P63UY+XjOAO/pFbxnMHiPEtvqg/T4QGDDnrnu+7mKC3w5IKmu3ZQX/kVDUnSDyilOu/fon0i719w8tTBS6nGvvuQj9PmwXoeRj+fgPd6C97RhT32QHk8IbNgz1+E9wjVbfSEvZhtN76kohab39DhRi/eolp9alrGkxecex+n+sL6HkY/P4D3egvd0YEN9kB5PCG/YM6f2nvoURFk0bn7LOO/pcSK59+ianNRppOWhVLyHkY/P4D3egvd0Y1Z9kB5/CG/YM6e+n6ue9q5xZVnK1Lyn80Qy76l8e3NVq2khirvldY8Tk/esZeTjMXiPt+A9WphSH6THH4Ic9swN8Z7OC7mtda62N7/oPfKVL41j1u7b1z5OZN7DyMdb8B5vwXt0Ga8+SI9XBDnsmdP3nspcRPrsPsktTkO8p8eJWr1HVpQuT73pmEz1JKGa97QfJzbvWcvIx1fwHm/Be3owRn2QHq8IddijEAVFOpo3prxH/0SyqUzH91a8R5qF96x5nAi9h5GPn+A93oL39GOY+iA9vhHqsGeul/e0V31lj/Ib6D26J+r/3MJu71E8mCch71nLyMdL8B5vwXt601d9kB7fCHjYM9fTe+a2rpU+6bjzQTvVb+z2Hr0TKe9jr2rTEQ9vLuo70lNL363mcfp82GDCyMdD8B5vwXuGoK8+SI+HBDzscZ827yEOw8jHN/Aeb8F7BqKjPkiPh4Q97HEe+e6nxH0Y+fgG3uMteM9w2tUH6fEThj0DU9/tXHhgIPEjjHy8Au/xFrxnFCr1QXr8hGHP4NRawyGWYKIPIx+vwHu8Be8ZS1N9kB5vYdgzPAHuWJ5gGPn4A97jLXiPAWrqg/T4CcMeEn0Y+fgD3uMteI8ZRPVBevyEYQ9JIYx8PAHv8Ra8xxii+iA9HrL+C3fm14PPfepm5xcnQizl0hW357/nl5z9ddf/n0savMdb8B6T5OqD9PjJbV+/L78enHvm15xfnAixlAv+7Jr893ztmttc/38uafAeb8F7DPPiS79GevzkpX//VVF9+Luz73J+fSLEeC5f9c0Vp1ya/5I/+/S/uv7/XNLgPd6C90BC3LhuCyMfEnGKYc9l59/k+v9tqYP3eAveAwnByIdEHIY9XoH3eAveA2nByIfEGoY9XoH3eAveA2nByIdEGYY99rjyrt3iM0r6xrb3DMjF1+149733Xf9cnYH3QHIw8ok25UOl7W0ftvmU1318bjXDHquMUR/fvCdx6cnwHkgQn0Y+m46pbPapCpuAbl279p4jOjcIS9V7GPZMwGD18cp7kJ4M74E08Wbk49B7yuv3MfPur9ydqW2MOvP6PRc1X5aq9zDsmQZRfZauudeS0JjNSZ/bjvTUwHsgRbwZ+eA9vd/tYuZPWdt4WZLew7BnSsJSH6RHCt4DieLNyEd62Z7ARYLynmKR6/W7j2nRjiS9h2HPxISiPkiPCrwHEsWbkY/0si13kc61nuIF+bd/+oC8ECN+XYxw0uZ8pf6WNM+lfPPtkxvF9x7x8GbhOA25kXpP+UXxRN0fsPmXMvP6PRd55j0Me5zgv/ogPS3gPZAu3o182rxHuSImvrJ0kYcrLeCFHNi0ttV7Fi7k4pVecQT9c7W/eb2BU6Ea86esrRSc69/Y9B6xDV1oot4HVPyg5o/wyXsY9rjCZ/VBetrBeyBdvBv5KL1HMpwQUs421DOVysCjfd7TepByZKJ5ruor6+JSe6U85SJXLi7CT6OqKQ3vEV4pzMY0P2CbHvnhPQx73OKn+iA9neA9kDR+jXxU3iN8vbzWCvZQfLF6RV+8hEu/vaXfM393/YuyEYv2uarTmoVjLk6ApLdlVSMucjVOXV3qqnqPoHeSl3V+QNEOF79YGVw59x6GPc7xTX2QHh3wHkgav0Y+Cu8pL8DV8UZ5+V+0h/pkpaE4Wt4jieQI2uca6T2FagjfrlrqEr1HXuvR/4CqqVKpPm69h2GPJ/ijPkiPJngPpI5HIx+596iLtMXrm95T8Ykh3qNaDJJ4T9e5hMFJY52rtlDV8jNRnKVyBNnKlMrquj5g6TeqNUe33sOwxx98UB+kR5+JvOe1Q78/564H/vTym0n0OWvj/c+//Po0v1dG8GjkI/cejWf8mPWeev9mrPeoP0L33eaqKpL8IMKM54jX1WfR+YDK9rQX3sOwxzfcqg/S04uJvOey7T9wfj0mk+WM6zdN83tlCl9GPl3zHmUWZx4mvKdyuuaizwDvkU9WOic9c1s1n+tYvn9xnUs5VdL8gF7Pexj2eIgr9UF6+jKR93xs/R3OL8Zkyrx26PfT/GoZwZeRT991rkYMeE+pCx0NIe1z9agwt/xAdLSv1msWfav8jLofUFAuz/o9DHu8ZXr1QXoGMIX3/OK1/8yvhR9ce9vszn0k4hx3zab87/rBn/x8gl8tg3gx8lH0muXXb+GPJPdY9fGeynW9686m3t6jXFTqs8glGw5JitUt97HLnujT/gHrtaSaDLnzHoY9PjOl+iA9w5jCe+7f95P8WviRDVudX5iJ1ZzwjZ353/W6XXsm+NUyiBcjH+Xze3Sf+9fHeyTVmSMe3tx5ruHznt72o1ppWkzzTv7mcwvFidGCPOl+QD+f38Owx3+mUR+kZzBTeM/n738ovxaeePsu5xdmYjXLNj+S/10HV/HJfBj5tDyvua2KK3tCoIb3NK/r+Z+2P5BwSK+5XSBU61/dm20JBpMfRPYtzbGN5gdcq3he8ykP3+3Qexj2BIFt9UF6xjCF9xTlnpPv/SfnF2ZiNzue/tOv3hJixSfzYeQjr56UkVyGu57oU/tG5Z3wtZNWNeuIhzcXr+zyHsm5Fr9S0Ze2bbZqH1bdgK4/mVCuSrKmjsYHbLzPxW9XvHKCMOwJCHvqg/SMxLr3UO5JLeFWfDIfRj7xRWUJXZJHmmHYExY21AfpGY9176Hck1rCrfhkPox8ootiswhZ45i0hmFPiJhVH6THCNa9h3JPagm64pMx8jGdru1L3e9yFUoY9gSKKfVBekxh3Xso9ySXkCs+GSMf82m9f0rr6YWEYU/YjFcfpMcgdr2Hck+aCbrikzHysRDZ1IflrR5h2BM6Y9QH6TGLXe+h3JNmgq74ZIx8iGdh2BMHw9QH6TGOXe+h3JNmQq/4ZIx8iE9h2BMNfdUH6bGBXe+h3JNoAq/4ZIx8iDdh2BMZ+uqD9FjCovdQ7kk5oVd8MkY+xI8w7IkPHfVBeuxh0Xso96Sc0Cs+GSMf4kEY9sRKu/ogPVax6D2Ue1JOBBWfjJEPcR2GPRGjUh+kxzYWvYdyT9IJv+KTMfIhTsOwJ3qa6oP0TIAt76HcQyKo+GSMfIi7MOxJAVF9TvjMXUjPBNjyHso9fuf6/TMz2cxMNvOB7bfaOksEFZ+MkY/dFI9yZmvSehj2pIOoPkjPBNjyHso90+fCcz6Q5TZz5JoL21982ZkLr5yZeeWc7QtfvHXNK0ZlKI6KT8bIx0zKjUjLDbkWt2ofsEtX+QDo1++5yP2nMx+GPUkhqg/SYxtb3mOu3LN9+5EzxUW6cp1uprxy613+48ow79l/WfOnZ2gIFEXFJwt/5CPsESHZGkLYL705dJHJysB0eM8x80M/VIzew7AnQXL1QXomwIr3GC33FCsyRVRX5bohWV3E8TA9vEe6zmXce2Kp+GShj3za9KLUEdmflluK9vWSRqQKNXydK27vYdiTJtseeQbpmQAr3mO03NP0HsXIpzbswXv6xoL3xFHxyUIf+ay95wjVcpLwR5Ld0UthGr+HqMHR0da1UXsPwx4Aq1jxHqPlntJ7Xjmy7bpeXPVfWXam8et3EPHQe6Kp+GRhj3yEoU7NEoRRUPNPjboF3qMbhj0AVrHiPUaf3FN6z/5zWi7MwsLNZW3X71IOFIpQvCAvvmxY1jFnqh9QPm1qrsEJxZo8i52b/CzieYU3WTlO7Qg176kcYdn13YpjwXuiqfhkgY98VBUfodwjWW8q/lQwlcq6WNsSmGhUr99zkdR7ymlTbZ2r+yw17xE/iBGvchWGPQC2Me89pp/cI3jPZeVVv64gRVH3yDUXKq/fkiWzpkCU3nNOc+GsJhDKA1YOK5SI245Wes8ayWGPXHOh7Djiz0Hwng9I3rloeJN5T0QVnyzokU9pIaJhFHoxf8TrTb1olG9qwyH1AllDpyqn6PAevbMI3jN/RNf7CSgMewBsY957TD+5R/Qecbhy5obyNVUfkl+/JRMXIeXR1POb+jGFV35g+63NgtHCK1sPKLzDFj1qi/4777pl3Y73RFPxycIe+ZQNZYl2vH7PKc3RTiklCyMiYWgk0RotcdHwHs2ztL6sOUAKIwx7ACbAvPeYfnJPxXsa/7N2wT5zg+r63fHEmvKLVXtYPILk2wuREi1h8e2Jw5XLzsxqa1LCecuvV71n4et1l1qwHPFNFkeovvNFHxKPULyrCb0npopPFvDIR1g5KmYhi4JyxMObS1kp6jLFV6qvr6w3CbXo4uvisGfxi6V1ac57Os9S9R7JRCrE1S6GPQATYN57TG/LVRedsrayuEhUXu/zr8iu383vqn/vohPUpzgLr2wusWl7jySyBbvSeyraIdR0xBGXxP8UwzDZESb0npgqPlnII59mxacQlGPm26Y7rQLRbO3IBGtua8fAqWM8I+kGCR9HunIXnvcw7AGYBsPeY2FbrsYFvu4HjRdIrt96xSCFCamOIPhEY52r1iNWL0LJvEdhLZVjlu9H4j0162oa1ZTeE1fFJwt35FOXjLLcU/2f+Uyl9qdlVAtMi56heuRPr15z51lU93MF7D0MewCmwbD3WNiWqznYEO5sP2e7RBck1++OAvIw71EftiIusgcLpeU9MVV8soBHPjUjWfyfi95QvXureLFw/1ftYT9SI5GtSSmNROo9OmeJznsY9gBMhmHvsbAtl2RBp1SBI9dsX9YQiNZ5jzLNVbMu75GPcOqTnsqpG2tkSXhPZBWfLNiRT9m8ObBJVd9ZMIlCPsq1qsq95c1VLUPzHs2zxOY9DHsAJsOw95gu98i9R3brU/v1W73O1Yi29+hVebpuLrPiPV71e3bGVvHJwh35CGbz6UVvKO1EqPic0iz3yNek2rxnSL9H9yxReQ/DHsjZ/OQzn/nmt2/Y/eQfDr/j+r3EjEnvsVDuUXhPc37T9XAa6Q1Q4h91TU0apqJcvVIucknmVba8RziI6IjFESb2nugqPlmgIx/JEpJcLyR/2nXrVuEZso1Ote/n0j5LTN7DsAcO/uZ359z1QP6P5J9efvMp18zve/El128qWkx6j4Vyj8p76mtMlSmO/Pqt94zBAfOeDvvpOK8172n7jNN7T2QVnyzUkU/DbKqbPNSfN1j504q7tDRvxj2/R/cs0XgPw57Eeff9/77t0acL4xGzbtceBj82MOk9Fso9Su+pjltUI5bq9butXyybDHX2mtufNCi5MX4i7+l+0vTk3hNfxScLc+RTNxvlRqSSP21/VKDoGdLnNZ/y8N31V/Z+bmGE3sOwJ2Wef/n1T968VXSd46+/94NrbxMHP//4s1+4fpuxYdJ7LJR79lU23qpcjIWlLp3Np5oaIRUCdTt4Q6NAvfiViqbISzZV5RJvQ7PiPZfta9/Ja3rvia/ikwU68qmaTX1rrepCmGTjreoLxAce1jyjoi+5PzVfqbqPXeMsqn1JZXuK+RuGPcnSHPN86Gt3nrxlz+zOfadue+K46zaLf3TR1u++8dbbrt9yPBjzHjvlHo/TFJcJ7CHkxFfxycIc+RB/wrAnTfa9+NIp18yXZvPVW07c+O3ZHU+L/2Auvet74uDnY+vviOlfTrcY8x475R5/o3iMsjhlqa6+JZ/4Kj5ZoCMf4kcY9iTIHw6/s27XnsqY5+q7T77vMem/mdLBTzTzcocY8x475R5/02MTULJz32ykFZ+MkQ8ZGoY9qSEf83T+y/nNH3xw3cbiu45bd9vmJ59x/VHCxpj32Cn3+JzWG7Ua+1SQKCs+GSMfMigMe5LijbfeLkYDC/py3WbVmKeZUx/40fE33i9++zl3PXDwN79z/bFCxYz3JFfuWYxs6sPyljJRVnwyRj6kfxj2pMODP/l5MRfIr5JL7/regH8/GfyYwoz3pFbuIcMSZcUnY+RDeoZhTyK88dbbF239bm3Mc+q2J4b/K7rj6Y/eul084Cdv3vr8y6+7/qCBYcZ7Uiv3kGGJteKTCSMfQvTDsCdi7t/3k8qYZ93GYWOeZk7esudDX7tTtJ/bHn363ff/2/UnDgYz3pNeuYcMSqQVn6w68iFEMwx7oqS26cSfXn7z8Tfef+oDPzL7bymDn8EY8J5kyz1kQGKt+GRZtumWXc6voySgXHvZPa5/Z8E8m5985rh1t4ljnmXf/IGlf05PvvefPnT13Wxt0RcD3kO5h+gn1ooPACTO8y+/XhvzLLnpHwyPeWQ5ceO3izn6n7KnqQYGvIdyD9FPxBUfAEiTlk0npsnJ9z3G4EcfA95DuYf0SLwVHwBIkObeoh+9dXtt04lpcuLtu2p7msZXJzDCWO+h3EP6JuKKDwCkwx8Ov+N2zNMMe5rqMNZ7KPdMG9Xu9CGFig8AhM6wTSemCXuatjPWeyj3TJrFTeCD3v+Lig8AhEuvvUVd5dRtTxx//b21wQ9bW+SM9Z4Jyz3iVufSDbBszkJuXfOKD3uOCt6z/zIXb8BIqPgAQJj4POZphq0tpIzynmnLPfV9QBsXfoveU9+H68g1F446YOlwPfUlhnWuWSo+ifHiS792/RYAxiLfdOL+Hzr/57Q97GnaZJT3TFvuaex/Xh/52HOC6qjJwCkGe08koeKTDg89+fyxK66d3/WU6zcCMBxTe4u6yrJv/uCDV94hDn7uemx/sltbjPKeacs9i1pz5Jn7j5TKhzXvKRa5ylOPXOpK3Xuo+CRCLj15UB8IEfN7i7oKW1ssMsp7pn1yT6E1Z24vVp0qI59W7xGaMeqGkDzFItcr52wXFrzO3KB4Wa4yG5bJ+0Di1yXLdoVjLbteokdlzaj2GZsTqbpRab69yf4fSMUnekTpQX0gRJqbTnz8noen/tfSaNjTNBvjPZM/uaf0ng1yxVF5T2OBrK0k1EyhFB/Yfmul4KwUi3MqJeiaZqm8Z0E+Su9ZI6pMm/c0lU7mdppvb7JQ8YkbUXo+/FfXoz4QFlPsLeoqssHPs798xfWPfDqGe8/kT+4RvUcoGpcXbKn3SAYh1dTHNvWUi1x5l1k4YNUV6t3nehbele68p+NPy8/Yel7NlzVl0Xqo+ESMKD1Lzr3jjCseXXLuHagPhMKUe4u6SspbWwz3nsmf3FPxHpnlyLxHnIUImqK/yiMuctW+UnOmqlgsvgf5E3fU/Z6q96j/tP4ZK6+UDaX6vL0pQsUnVmrSs3ztnuXr9i5fuwf1Af95/uXXz9pYufvpo7c8EMmYR5Y09zQd7j2Tb8tV857myEfiPaXf1O88F8Y2bTely1xKsdQliIV84NTXeyQiouz31CI5aZ+3N0mo+MSIXHryoD7gMc73FnWVBAc/A73HxbZcde+pN28kjtJ2UW9pKJcpxiEVN5IvdZUHVLy4p/fIzEb9p6plLIn3dL+9iULFJzLapAf1AY/xZ29RV0lqa4uB3uNiW66m9whesuz61pUvSX9Zx3tUXRwh5fc68x5FJch/76HiExPd0oP6gH/84fA7N+x+sjLmuWo+hTFPM+nsaTrQe1xsyyXznvKyLb3Jq/SetnmPcp2r7UawZgXHkfdUituLp2hd5/LGe6j4RIOu9KA+4BNhbToxTVIY/Az0nsnLPfsU3lOOfF455/rt9ecZtpR4lLdlNY/ckcVvd+M98teH4T1UfOKgn/SgPuABQewt6iqnbnsi7q0thniPi3LPPqX3CC2fVxrPcRZbL6qHB6oe4VO+RiZGzZrwMO+pH3y495QfRHq3mo/eQ8UnfIZID+oDTvnHn/1CHPN8cO1tjHmaiXhP0yHe46Lcs0/tPc3BjPRhhopoLHLJxahx41UvsWg2h+rPLdRd5+r4gJ57DxWfoBkuPagPuCCeTScmSax7mg7xHhflnn1t3lN/OGHVGNqWqzTu5FK+RhCOI9dc2FcsGu9qqPd0PJDQc++h4hMuY6UH9YFpCX1vUVdZ9s0fiFtbHLfuttC3thjiPS7KPftavad6T5NshNOcr7TvUNG+yNU4ZvUR0tU3ULysLhYV9Wnv6zQ/ZvVPq7d0vXLOdqH21O496rc3Taj4hIkZ6UF9YBJeO/R7xjwj/6GOaU/T3t7jqNxDog0Vn+AwKT2oD1gmhU0npkk0e5r29h5H5R4Sbaj4hIV56UF9wA4x7y3qKjuePuEbO8WtLT5589bgtrbo7T2Oyj0k2lDxCQhb0oP6gGkY89hL6Ftb9PYeR+UeEm+o+ASCXelBfcAQ0k0nGPMYT7h7mvbzHso9xEao+PjPFNKD+sA4kt1b1FVOvu+x4l/vPJdt/4H/W1v08x7KPcRGqPh4znTSg/rAUNhb1FWC29qin/dQ7iE2QsXHZ6aWHtQHeiLfdIImxoQJa0/Tft5DuYdYCRUfX3EjPagPaMPeov6kOfj59r/8zPUviIQe3kO5h9gLFR8PcSk9qA90wd6iHiaIrS16eA/lHmIvVHx8w730oD6g5sGf/Ly+tyjtC2/i+Z6mPbyHcg+xFyo+XuGL9KA+0IC9RYOIz4OfHt5DuYdYDBUfb/BLelAfEGBv0bDi59YWut5DuYfYDhUfH/BRelAfyLKDv/ldbczzkQ1bGfMEEP/2NNX1Hso9xHao+DjHX+lBfdKGTSdCj1eDH13vodwzKpedmc3MZDMz2cyZG5y/GV9DxcctvksP6pMk7C0aT3Y87cnWFrreQ7lnVEx5z61rXlk4TpEPbL+19rLr99dfE4hsUfFxRxjSg/qkxLvv//ddj+2vjHmuvIMxT+jxYU9TLe9Ju9yzffuRCwKx/7KhBzHgPU2bKfPKOdvzl114zgcUrwlDfaj4OCEk6UF90oBNJ+KO28GPlvekXe7xwXvapKf0nvIszTTHQj6Gis/0hCc9qE/UsLdoIjn5vsdqW1t8/v6HptnaQst70i73uPeeDcvUk5tb17yy6D3Cyyqv2bAsmHkPFZ+JEaWnV5auudeS0Cxdc++wt4T6RMCzv3yFMU9ScbKnqZb3hFLuKVd5jlxzYfn1Ulya60G5yohiUbxmti4cZfLv0j+d3HvKL7YOY8ROT+VEtZTnzZZd7/zvYmCo+EzIYOnx03tQn6Bh04lkM/2ept3eE1C5Z4j3nNNsCpfeoPKe/DijvEfXZirvoXXgJHhPIKta0lDxmYYx0uOt96A+gcLeomTp3Q+JW1t8bP0d9+/7iaXft27vCajcM8B72tsw1uY9gqO0Sk/VZjrWquofquPInoaKj8/M73pqMu/BYFKAMQ8pMtnWFt3eE1C5Z6j3LE5HhF6wsNql7PcM9h5VEUcWodHc7THS+nMYzZ4iVHx8Bu8BgzQ3nfjYnd91/k8QcZsJ9jTt9p5Qyj2zA71HXBKSKYtx79Gs9Sykl/fsq86HJCt3AYSKj8fgPWAE9hYlLTn1gR8tuekfaoMfg1tbdHhPQOWe2WHe06kshr1Hs6xTpK/31N+DbILle6j4eAveA+Nhb1GiE3tbW3R4T0DlntkwvOcDr2j3dWpHG7Bi1XYDvMcFFZFPAAAaYklEQVSh4uMteA+MQb7pBGMeooqdPU07vCegcs9sGN5z5gbxTi6N5SfBXYbcpaVY0fM6VHy8Be+BwbC3KBkW6eBnzNYWHd4TULlntnKNF2cb9r2n63S1XrPYqu5e7RLXyAbcohXilqhUfHwF74EBsLcoGR+DW1u0eU9Y5Z7ZndIbsiq3OI30nvp4Rvt0bfex97qlq/n64nnN+RipJkbaTwnyLVR8/ATvgV7km06IY54Pfe1OxjxkWEztadrmPWGVe2Z3Srcrl3d7+3iP5Ck+C3+qfTrJ0EWc4nSudrVtvLV4hK43M3yTDReh4uMneA/ow96ixEbGD37avCesck8e2ZMGP7D9nDPHeE9TO4o/1TyddLGpX3GnVX3KeU+ngQUSKj5+gveADuwtSqxm5NYWbd4TVrmnSOWZhLnWXKbpPaWL1EWhoh0VTdE5naJkIyxg6T1fR/aYafHNyJ5bGNCTe8RQ8fESvAc62ffiS5Uxz1dvYcxDbGTwnqZK7wmv3EPiChUfD8F7oIW4Np1o/mdkrYspfT5+9b+Bd+rsP613HN13JaS6CCCf+guvCasLkWfY4EfpPeGVe0hcoeLjIXgPqIhpb1H1Bo6CZHRUKptVToX3aB5H8121fArprS2Be0+ej9/zcK+tLZTeE2K5h8QUKj4egvdAkzfeevuy7T+obDpxzaZgxzztZUrBXdp9RX/e0/s4re+qTPOp/bKXReE9sz33NFV6T6DlHhJPqPj4B94DNeLbdEK1b/SGZcp5T5sx9PGeluPovqvmYY88c7/0fp1enyKQaO5pKvceyj3Eh1Dx8Y0B3nPGFY+e8Jm7Trt8N94TGZHuLap+YFstk3qP9rtaTLHI9co52xWP2O3zKcLJqQ/86KO3VB6SedbG+2tbW8i9h3IP8SFUfHyjr/ecccWjx8/dduyKa48752ZN9cF7guDb//KzyMY8ixGXh1qfMOLKe7R2HCpe/4Htt7aeIjrvydO+p6nceyj3EB9Cxcc3enlPIT15NNUH7/Gc6Ded0KoD72zv5QhjlVH9HnWpuf35++UiV/4y9bgoUu+Z3dm2p6nceyj3EC9Cxccz9L2nJj366oP3+MyDP/l5AnuLSm8sb1shmsB7dN/Vzn2z1UWu2lekOx3F6T07983mg5/q1hYP/uTnEu+h3EP8CRUfr9D0HlF6lqy6YX7XU0tW3aCpPniPz5xx/Sbx2TwxjXmqad4M1RiWTO09eu9q5z7BkOR3n1X8JnbvybPkpn8Q97WQeA/lHuJPqPh4hY731KTnxz/9ZZZlP/7pLzXVB+/xma9//7GIV7gakXhGeUvUtPdz6b4r8YyKXZhU9han9zRWuz5//0MS7ynKPYT4Eyo+PtDpPVLpydFUH7zHczY/+Uyl0bxu49K7H3J/ebOZ6j6MizMYZ97T+q7ku0aqx0hRe4+q3SzxnrM23m/wckWIkRy37rbp/4mHGu3e0yI9OTrqg/f4T6R3sLdF6Mcs6otr75G/q/ZdL5onitV71KXmTNprLta5CPEnX//+Y9P+2w4SWrynU3pyOtUH7wmF+J5Y2Jbm3tIeeI/kXbU91llWCYrRe6RPLyxuYs/a92MHABBReY+m9OS0qw/eExDywc/9P3R+5Rue3ANqd4mL1ePij6b0Hu13VS5yyR5vOHxqFUg0d6vAewBAF6n39JKenBb1wXuCI6YdSbt2CZWvELV1aNoGMGdu0DyO7rsqF7nkEiMcZ6EKHZH3aG5SkeE9AKBP03sGSE+OSn3wnhD5w+F31u3aI/539oeuvjvIrUlbDaNy25QB76k/THmY95TvqrnsVY/Q/slHRFF4z6nbnvjIhq3ir99FW7+r2pQ0w3sAQJ+a9wyWnhyp+uA94RLL4EdWDZYsG7U3iCU1IMVr9I6j8a7aF7nqr2kYVaDes/Su731wbfkszY+tv6PzYW94DwDoInrPSOnJaaoP3hM0777/37c9+nRl8PO1O0/essf51ZHEl1O3PXHcdZtrY5433nq787cU7wEAXUrvuXDLeOnJqanPiZ+9B+8Jnedffv2TN1fWHT566/bZHU87v1KSaHLi7bvEMc8p18zrP9Mf7wEAXQrvKTJSenJE9SmC9wQNg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<b><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">CONTOH KASUS
PEMBUKAAN REKENING MENURUT NASABAH :</span></b></div>
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Service</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -18.0pt;">
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antriannya</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Nasabah mendatangi konter CS, dan akan ditanyai apa keperluannya. Setelah
nasabah memberitahu kepada CS bahwa nasabah ingin membuka rekening tabungan.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">4.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Lalu CS akan bertanya kepada nasabah ingin membuka rekening dengan akad
wadiah atau mudharabah</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">5.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Setelah nasabah meilih akad wadiah, CS akan menjelaskan bagaimana akad
wadiah tersebut</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">6.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Nasabah menyerahkan syarat-syarat kepada CS</span></div>
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 115%;">Kemudian menyetor saldo awal dan mendapatkan buku tabungan</span><br />
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Anonymoushttp://www.blogger.com/profile/03001151896324100839noreply@blogger.com0tag:blogger.com,1999:blog-5592078811843811591.post-66613819062567033932016-02-20T05:35:00.000-08:002016-03-03T07:10:18.552-08:00TUGAS SISTEM OPERASIONAL BANK SYARIAH 1<!--[if !mso]>
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<b><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 18.0pt;">Sistem Operasional Pembukaan Rekening Baru oleh Customer
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt;">Disusun Untuk Memenuhi Tugas Mata Kuliah Sistem
Operasional Bank Syariah</span></div>
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt;">Dosen Pengampu: Gita Danupranata, S.E., M. Si</span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt;"></span></div>
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt;"><span style="mso-spacerun: yes;"> </span>
</span></div>
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt;"> </span><span lang="EN-US" style="color: black; font-family: "arial" , "sans-serif"; font-size: 12.5pt;"> </span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt;"></span></div>
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<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt;"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";">
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<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt;"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";">
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<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt;"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";">
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<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt;"><span style="mso-list: Ignore;">4.<span style="font: 7.0pt "Times New Roman";">
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<div align="center" class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; text-align: center;">
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<br /></div>
<div class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
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<b><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt;">Jurusan Ekonomi Dan Perbankan Islam, Fakultas Agama
Islam</span></b><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt;"></span></div>
<div align="center" class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: center;">
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<div align="center" class="MsoNormal" style="background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: center;">
<b><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt;">Tahun Ajaran 2015/2016</span></b><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt;"></span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
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<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt; line-height: 150%;"> A. Pendahuluan</span></b></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-indent: .5in;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Asal dari kata
bank adalah dari bahasa Italia yaitu banca yang berarti tempat penukaran uang.
Secara umum pengertian bank adalah sebuah lembaga intermediasi keuangan yang
umumnya didirikan dengan kewenangan untuk menerima simpanan uang, meminjamkan
uang, dan menerbitkan promes atau yang dikenal sebagai banknote. Sedangkan
pengertian bank menurut Undang-undang Negara Republik Indonesia Nomor 10 Tahun
1998 Tanggal 10 November 1998 tentang perbankan, yang dimaksud dengan bank
adalah badan usaha yang menghimpun dana dari masyarakat dalam bentuk simpanan
dan menyalurkannya kepada masyarakat dalam bentuk kredit dan atau bentuk-bentuk
lainnya dalam rangka meningkatkan taraf hidup rakyat banyak. Dari pengertian
bank menurut Undang-undang Negara Republik Indonesia Nomor 10 Tahun 1998 dapat
disimpulkan bahwa usaha perbankan meliputi tiga kegiatan, yaitu menghimpun
dana, menyalurkan dana, dan memberikan jasa bank lainnya. Kegiatan menghimpun
dana, berupa mengumpulkan dana dari masyarakat dalam bentuk simpanan giro,
tabungan, dan deposito. Biasanya sambil diberikan balas jasa yang menarik
seperti, bunga dan hadiah sebagai rangsangan bagi masyarakat agar lebih senang
menabung.</span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify; text-indent: .5in;">
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manfaat yang nyata untuk masa depan, kegiatan menabung di Bank adalah untuk
memenuhi kebutuhan biaya tak terduga yang sudah umum dialami oleh semua orang.
Salah satu keuntungan menabung di Bank adalah kemudahan akses dan transaksi
yang dilakukan. Maka tak heran banyak orang yang sekarang ini lebih giat
menabungkan uangnya di Bank daripada di Celengan.</span><br />
<br />
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<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt; line-height: 150%;">B. Fungsi Customer Service.</span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; mso-add-space: auto; text-align: justify;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Berdasarkan
fungsi tersebut diatas fungsi seorang customer service dapat dijabarkan lebih
lanjut dalam kesehariaannya sebagai karyawan Bank, yang mana fungsi-fungsi
tersebut adalah sebagai berikut:</span></div>
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<br /></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; mso-add-space: auto; text-align: justify;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">•
Front Line Officer</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; mso-add-space: auto; text-align: justify;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Keberadaan
bagian customer service berada di bagian depan suatu bank, maka customer
service menjadi cerminan penilaian pelayanan suatu bank.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; mso-add-space: auto; text-align: justify;">
<br /></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; mso-add-space: auto; text-align: justify;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">•
Liasson Officer</span></div>
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Customer
Service adalah satu aparat yang menjadi perantara antara bank dengan nasabah.
Orang pertama yang dihubungi oleh nasabah sewaktu datang ke bank adalah aparat
customer service, baik untuk meminta informasi maupun untuk melak¬sanakan
transaksi.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; mso-add-space: auto; text-align: justify;">
<br /></div>
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">•
Information Centre</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; mso-add-space: auto; text-align: justify;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Customer
Service adalah satu-satunya personil yang dengan mudah dihubungi oleh nasabah
pada kesempatan pertama maka aparat customer service menjadi pusat dan nara
sumber informasi-informasi mengenai produk dan jasa bank. Oleh karenanya
dituntut personil yang mempunyai pengetahuan dan wawasan yang cukup baik
mengenai industri perban¬kan.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; mso-add-space: auto; text-align: justify;">
<br /></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; mso-add-space: auto; text-align: justify;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">•
Salesman (penjual)</span></div>
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Berfungsi
sebagai penjual produk, dengan menjual berbagai produk yang ada pada bank,
seperti berbagai jenis tabungan, deposito, kredit serta mengetahui keluhan dan
keberatan nasabah.</span></div>
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<br /></div>
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">•
Servicing (pelayanan)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; mso-add-space: auto; text-align: justify;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Sesuai
dengan fungsinya customer service, atas nama bank penerima dan menyambut baik
kedatangan nasabah selanjutnya akan mengerjakan kebutuhan nasabah sampai
seluruh transaksinya dapat diram¬pungkan.</span></div>
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<br /></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; mso-add-space: auto; text-align: justify;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">•
Advisor/Konsultan</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; mso-add-space: auto; text-align: justify;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Dalam
melayani nasabah tidak jarang pula aparat customer service dengan bekal
pengetahuan dan wawasan yang bijak sehubungan dengan perencanaan pengelolaan
keuangan nasabah.</span></div>
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">•
Maintenance Customer (Pembinaan Nasabah)</span></div>
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Permasalahan
pembinaan nasabah baru (solisitasi). Aparat customer service adalah account
assistant atau pembina bagi setiap account atau rekening nasabah non kredit.
Hal ini merupakan perpanjan¬gan dan pengembangan fungsi kedua yaitu Liasson
Officer.</span></div>
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">•
Handling Complaint</span></div>
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Unit
customer service apabila dalam operasionaln¬ya, nasabah tidak puas, karena
terdapat ketidakcocokkan atau kesepakatan, komplain dan lain-lain</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; mso-add-space: auto; text-align: justify;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">sebagainya,
maka adalah tepat apabila orang pertama yang dihubungi adalah aparat customer
service. Dalam hal ini dituntut tidak saja dapat menangani keluhan akan tetapi
juga diharapkan dapat meme¬cahkan masalah dengan baik sebagai “trouble suiter”.</span></div>
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<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt; line-height: 150%;">C. Tugas Customer
Service.</span></b></div>
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Selain memiliki fungsi, seorang customer service
yang berada digaris depan bank (front office) juga memiliki tugas. Tugas ini
pada hakekatnya adalah penerapan dari fungsi-fungsi yang telah disebutkan
diatas dan tugas ini nantinya yang dapat dilihat oleh nasabah dalam kegiatan
sehari-hari nantinya</span></div>
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</div>
<div class="MsoListParagraphCxSpFirst" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -.25in;">
<span lang="EN-US" style="font-family: "symbol"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Memberikan pelayanan
kepada nasabah yang berkai¬tan dengan pembukaan rekening tabungan, giro,
pembukaan deposito, permohonan nasabah yang lainnya. Di samping itu memberikan
informasi sejelas mungkin mengenai berbagai produk dan jasa yang ingin
diketahui dan diminati kepada nasabah atau calon nasabah.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -.25in;">
<span lang="EN-US" style="font-family: "symbol"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Menerima, melayani dan
mengatasi permasalahan yang disampaikan oleh nasabah sehubungan dengan
ketidakpuasan nasabah atas pelayanan yang diberi¬kan oleh pihak nasabah.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -.25in;">
<span lang="EN-US" style="font-family: "symbol"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Mengadministrasikan
daftar hitam Bank Indonesia dan daftar rehabilitasi nasabah serta file
nasa¬bah.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -.25in;">
<span lang="EN-US" style="font-family: "symbol"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Mengadministrasikan
resi permintaan dan pengemba¬lian buku cek dan bilyet giro serta surat kuasa.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -.25in;">
<span lang="EN-US" style="font-family: "symbol"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Memberikan informasi
tentang saldo dan mutasi nasabah.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -.25in;">
<span lang="EN-US" style="font-family: "symbol"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Mengadministrasikan
buku cek, bilyet giro, dan buku tabungan.</span></div>
<div class="MsoListParagraphCxSpLast" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -.25in;">
<span lang="EN-US" style="font-family: "symbol"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Memperkenalkan dan
menawarkan produk dan jasa yang ada dan yang baru sesuai dengan keinginan dan
kebutuhan nasabah.</span></div>
<br />
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; mso-add-space: auto; text-align: justify;">
<br /></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; mso-add-space: auto; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt; line-height: 150%;">D. Wewenang Customer
Service.</span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; mso-add-space: auto; text-align: justify; text-indent: .5in;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Sehubungan dengan tugas dan fungsi dari customer
service, maka seorang customer servicepun memiliki wewenang. Wewenang inilah
yang merupakan wujud konkrit tugas secara lebih khusus terhadap pekerjaan yang diembannya
yaitu menyelesaikan setiap pekerjaan dan tugas sampai tuntas dengan baik (tidak
ada yang tergantung atau pending, tidak ada masalah yang timbul dari
pekerjaannya, kecuali memang hal itu terjadi diluar jangkauannya).</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; mso-add-space: auto; text-align: justify;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Adapun
wewenang tersebut antara lain :</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l1 level1 lfo2; text-align: justify; text-indent: -.25in;">
<span lang="EN-US" style="font-family: "symbol"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Menyaksikan nasabah
mengisi dan menandatangani formulir, aplikasi, perjanjian-perjanjian.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l1 level1 lfo2; text-align: justify; text-indent: -.25in;">
<span lang="EN-US" style="font-family: "symbol"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Melakukan penolakan
permintaan pembukaan rekening bilamana tidak memenuhi persyaratan atau prosedur
yang telah ditetapkan oleh Bank.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l1 level1 lfo2; text-align: justify; text-indent: -.25in;">
<span lang="EN-US" style="font-family: "symbol"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Melakukan verifikasi
tanda tangan customer.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l1 level1 lfo2; text-align: justify; text-indent: -.25in;">
<span lang="EN-US" style="font-family: "symbol"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Melakukan penolakan
permintaan buku bilyet giro dan cek apabila tidak memenuhi persyaratan.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l1 level1 lfo2; text-align: justify; text-indent: -.25in;">
<span lang="EN-US" style="font-family: "symbol"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Melakukan penutupan
rekening baik atas permintaan nasabah maupun karena sebab lainnya berdasarkan
prosedur intern bank.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; mso-add-space: auto; text-align: justify;">
<br /></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; mso-add-space: auto; text-align: justify; text-indent: .25in;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Sehubungan dengan wewenang Customer Service yaitu
perihal penolakan permintaan pembukaan rekening bilamana tidak memenuhi
persyaratan atau prosedur yang telah ditetapkan oleh Bank, maka dalam hal ini
telah dikeluarkan peraturan dari Bank Indonesia, yaitu Peraturan Bank Indonesia
No. 3/10/PBI/2001 tanggal 18 Juni 2001 tentang penerapan prinsip mengenal
nasabah (Know Your Customer Principles). Dimana peraturan yang dikeluarkan oleh
Bank Indonesia dimaksudkan untuk memperkecil risiko yang dihadapi Bank terutama
dari sisi keuangan bank yaitu sisi aktiva maupun passiva.</span></div>
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<br /></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; mso-add-space: auto; text-align: justify;">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt; line-height: 150%;">E. Produk dan Jasa Bank
Yang akan Ditawarkan.</span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; mso-add-space: auto; text-align: justify; text-indent: .5in;">
<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Dalam kaitan ini seorang customer service harus
mengetahui jenis, manfaat dan ciri masing-masing produk dan jasa karena ini
akan sering ditanyakan oleh nasabah yang datang kepadanya karena hal ini akan
sangat mendukung pelayanan prima dan profesi yang disandangnya sehingga
menjadikan seorang customer service tersebut profesional dalam bidangnya.</span></div>
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Untuk dapat mengetahui jenis, manfaat dan ciri
masing-masing produk seorang customer service harus memahami terlebih dahulu
akan produk dan jasa tersebut yaitu :</span></div>
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">a.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Rekening
Koran</span></div>
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">b.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Tabungan</span></div>
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">c.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Deposito
Berjangka</span></div>
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;"><span style="mso-list: Ignore;">d.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 150%;">Jasa-jasa
Bank lainya.</span></div>
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<span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 12.0pt; line-height: 115%;"></span><br /></div>
<div style="text-align: center;">
<b><span style="font-family: "times new roman" , "serif";">FLOWCHAR<span style="font-family: "times new roman" , "serif";">T MENURUT NASABAH </span></span></b><br />
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<b><span style="font-family: "times new roman" , "serif";"><span style="font-family: "times new roman" , "serif";"><img alt="" height="296" 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<b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="font-family: "times new roman" , "serif"; font-size: 14.0pt; line-height: 150%;">Keterangan Bagan :</span></b><br />
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<br />
<div class="MsoListParagraphCxSpFirst" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%;">Calon
nasabah datang ke Bank dibukakan pintu oleh satpam (disambut dengan sapaan
ramah oleh satpam)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%;">Calon
nasabah diberi pengarahan oleh satpam (Jika mau membuka rekening baru diarahkan
untuk mengambil nomor antrian ke CS)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%;">Calon
nasabah mengambil nomor antrian untuk ke bagian CS</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">4.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%;">Setelah
nomor antrian dipanggil, calon nasabah datang ke meja CS</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">5.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%;">Calon
nasabah diberi penjelasan mengenai tabungan apa yang akan dibuka, fasilitasnya
apa saja (misalnya ATM, SMS Banking, E-Banking, dll), dan apa saja
ketentuan-ketentuannya.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">6.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%;">Calon
nasabah mengisi formulir pembukaan rekening baru dan menyerahkan FC KTP ke CS</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">7.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%;">Setelah
formulir diisi, formulir diserahkan kembali ke CS</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">8.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%;">Calon
nasabah diberikan buku tabungan baru oleh CS</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">9.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%;">Calon
nasabah mengisi slip penyetoran pertama untuk setoran pertama</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">10.<span style="font: 7.0pt "Times New Roman";">
</span></span></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%;">Calon nasabah diarahkan
oleh CS untuk datang ke teller</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">11.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%;">Calon nasabah
menyerahkan slip penyetoran, buku tabungan, beserta uang yang akan
ditabungkanke Teller</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">12.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%;">Setelah transaksi
selesai buku tabungan akan diserahkan kembali kepada nasabah. (Sebelum
meninggalkan Teller cek dulu apakah yang tertera di buku tabungan sudah sesuai
atau belum, missal jumlah uang yang ditabungkan sudah sesuai atau belum)</span></div>
<div class="MsoListParagraphCxSpLast" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">13.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%;">Nasabah keluar bank
dengan dibukakan pintu oleh satpam.</span></div>
</div>
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<div style="text-align: center;">
<br /></div>
<div style="text-align: center;">
<b>FLOWCHART MENURUT CUSTOMER SERVICE</b></div>
<div style="text-align: center;">
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<b> <img alt="" height="282" 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" width="400" /></b></div>
<div style="text-align: center;">
<br /></div>
<div style="text-align: left;">
<b>Keterangan Bagan: </b></div>
<div style="text-align: left;">
<b> </b><br /><!--[if gte mso 9]><xml>
<o:OfficeDocumentSettings>
<o:AllowPNG/>
</o:OfficeDocumentSettings>
</xml><![endif]--></div>
<div style="text-align: left;">
<!--[if gte mso 9]><xml>
<w:WordDocument>
<w:View>Normal</w:View>
<w:Zoom>0</w:Zoom>
<w:TrackMoves/>
<w:TrackFormatting/>
<w:PunctuationKerning/>
<w:ValidateAgainstSchemas/>
<w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid>
<w:IgnoreMixedContent>false</w:IgnoreMixedContent>
<w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText>
<w:DoNotPromoteQF/>
<w:LidThemeOther>EN-US</w:LidThemeOther>
<w:LidThemeAsian>X-NONE</w:LidThemeAsian>
<w:LidThemeComplexScript>X-NONE</w:LidThemeComplexScript>
<w:Compatibility>
<w:BreakWrappedTables/>
<w:SnapToGridInCell/>
<w:WrapTextWithPunct/>
<w:UseAsianBreakRules/>
<w:DontGrowAutofit/>
<w:SplitPgBreakAndParaMark/>
<w:EnableOpenTypeKerning/>
<w:DontFlipMirrorIndents/>
<w:OverrideTableStyleHps/>
</w:Compatibility>
<m:mathPr>
<m:mathFont m:val="Cambria Math"/>
<m:brkBin m:val="before"/>
<m:brkBinSub m:val="--"/>
<m:smallFrac m:val="off"/>
<m:dispDef/>
<m:lMargin m:val="0"/>
<m:rMargin m:val="0"/>
<m:defJc m:val="centerGroup"/>
<m:wrapIndent m:val="1440"/>
<m:intLim m:val="subSup"/>
<m:naryLim m:val="undOvr"/>
</m:mathPr></w:WordDocument>
</xml><![endif]--><!--[if gte mso 9]><xml>
<w:LatentStyles DefLockedState="false" DefUnhideWhenUsed="true"
DefSemiHidden="true" DefQFormat="false" DefPriority="99"
LatentStyleCount="267">
<w:LsdException Locked="false" Priority="0" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Normal"/>
<w:LsdException Locked="false" Priority="9" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="heading 1"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 2"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 3"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 4"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 5"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 6"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 7"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 8"/>
<w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 9"/>
<w:LsdException Locked="false" Priority="39" Name="toc 1"/>
<w:LsdException Locked="false" Priority="39" Name="toc 2"/>
<w:LsdException Locked="false" Priority="39" Name="toc 3"/>
<w:LsdException Locked="false" Priority="39" Name="toc 4"/>
<w:LsdException Locked="false" Priority="39" Name="toc 5"/>
<w:LsdException Locked="false" Priority="39" Name="toc 6"/>
<w:LsdException Locked="false" Priority="39" Name="toc 7"/>
<w:LsdException Locked="false" Priority="39" Name="toc 8"/>
<w:LsdException Locked="false" Priority="39" Name="toc 9"/>
<w:LsdException Locked="false" Priority="35" QFormat="true" Name="caption"/>
<w:LsdException Locked="false" Priority="10" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Title"/>
<w:LsdException Locked="false" Priority="1" Name="Default Paragraph Font"/>
<w:LsdException Locked="false" Priority="11" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Subtitle"/>
<w:LsdException Locked="false" Priority="22" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Strong"/>
<w:LsdException Locked="false" Priority="20" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="Emphasis"/>
<w:LsdException Locked="false" Priority="59" SemiHidden="false"
UnhideWhenUsed="false" Name="Table Grid"/>
<w:LsdException Locked="false" UnhideWhenUsed="false" Name="Placeholder Text"/>
<w:LsdException Locked="false" Priority="1" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="No Spacing"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1"/>
<w:LsdException Locked="false" Priority="66" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 2"/>
<w:LsdException Locked="false" Priority="67" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 1"/>
<w:LsdException Locked="false" Priority="68" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 2"/>
<w:LsdException Locked="false" Priority="69" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Grid 3"/>
<w:LsdException Locked="false" Priority="70" SemiHidden="false"
UnhideWhenUsed="false" Name="Dark List"/>
<w:LsdException Locked="false" Priority="71" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Shading"/>
<w:LsdException Locked="false" Priority="72" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful List"/>
<w:LsdException Locked="false" Priority="73" SemiHidden="false"
UnhideWhenUsed="false" Name="Colorful Grid"/>
<w:LsdException Locked="false" Priority="60" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Shading Accent 1"/>
<w:LsdException Locked="false" Priority="61" SemiHidden="false"
UnhideWhenUsed="false" Name="Light List Accent 1"/>
<w:LsdException Locked="false" Priority="62" SemiHidden="false"
UnhideWhenUsed="false" Name="Light Grid Accent 1"/>
<w:LsdException Locked="false" Priority="63" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 1 Accent 1"/>
<w:LsdException Locked="false" Priority="64" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium Shading 2 Accent 1"/>
<w:LsdException Locked="false" Priority="65" SemiHidden="false"
UnhideWhenUsed="false" Name="Medium List 1 Accent 1"/>
<w:LsdException Locked="false" UnhideWhenUsed="false" Name="Revision"/>
<w:LsdException Locked="false" Priority="34" SemiHidden="false"
UnhideWhenUsed="false" QFormat="true" Name="List Paragraph"/>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%;">CS
menerima kedatangan nasabah dengan ramah</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%;">CS
menanyakan keperluan nasabah (<span style="color: red;">Ada yang bias saya bantu?</span>)</span></div>
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<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%;">Setelah
mengetahui bahwa keperluan nasabah adalah untuk membuka rekening baru, maka CS
memberikan penjelasan mengenai tata cara pembukaannya bagaimana,
syarat-syaratnya apa, dan apa saja fasilitasnya, dll.</span></div>
<div class="MsoListParagraphCxSpLast" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">4.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 150%;">Setelah
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nasabah dan mengarahkan bagaimana cara pengisiannya.</span></div>
<span lang="EN-US" style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin;">5. Setelah diisi, CS
mengecek kelengkapan formulir dan kelengkapaan lain</span><br />
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<b></b></div>
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<b></b></div>
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<![endif]-->Anonymoushttp://www.blogger.com/profile/03001151896324100839noreply@blogger.com0tag:blogger.com,1999:blog-5592078811843811591.post-1343221919324148932015-04-20T05:54:00.000-07:002015-04-20T05:54:06.034-07:00Tugas Manajemen Perbankan Syariah 2<div class="MsoListParagraphCxSpFirst" style="margin-left: 35.45pt; mso-add-space: auto; mso-list: l5 level1 lfo11; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><b><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 16.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">1.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><b><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 16.0pt; line-height: 115%;">Nama-nama Jabatan pada Pegawai bagian Operasional Bank Syariah :<o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 35.45pt; mso-add-space: auto; text-align: justify;">
<br /></div>
<div class="MsoListParagraphCxSpLast" style="margin-left: 54.0pt; mso-add-space: auto; mso-list: l8 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><b><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">1.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><b><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Fronliner
/ Customer Service<o:p></o:p></span></b></div>
<div class="MsoNormal" style="margin-left: 54.0pt; text-align: justify;">
<span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Customer
service merupakan orang yang memiliki job desk untuk memberi informasi serta
pelayanan bagi nasabah yang ingin membuka rekening, menanggapi komplain nasabah
serta menginput data-data nasabah.<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-left: 54.0pt; text-align: justify;">
<span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoListParagraph" style="margin-left: 54.0pt; mso-add-space: auto; mso-list: l8 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><b><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">2.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Teller</span></b><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal" style="margin-left: 54.0pt; text-align: justify;">
<span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Teller
memiliki job desk melayani setoran/penarikan transaksi nasabah di Bank. Sebagai
Teller harus memiliki ketelitian yang tinggi karena ini menyangkut dana orang
banyak, sehingga jangan sampai ada selisih di penghitungan akhir hari.
Jikalaupun ada selisih penghitungan, hal itu akan dibebankan pada Teller.</span><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Salary jenis pekerjaan
ini berkisar antara 2-5 Juta rupiah (tergantung di Bank mana) dengan pendidikan
minimal D3</span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US;">.<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-left: 54.0pt; text-align: justify;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US;"><br /></span></div>
<div class="MsoListParagraph" style="margin-left: 54.0pt; mso-add-space: auto; mso-list: l8 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><b><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">3.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Back
Office</span></b><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; margin-left: 54.0pt; text-align: justify;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">D</span><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">i Posisi ini ada
Petugas Devisa yaitu bagian yang bertugas untuk mengurus dokumen yang
berhubungan dengan transaksi nasabah, posisi ini juga mengerjakan pembuatan
Cek/Giro dan pekerjaan yang memang membutuhkan tenggang waktu dan dokumen
ekstra untuk transaksi nasabah</span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">. </span><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Salary
jenis pekerjaan ini berkisar antara 2-5 Juta rupiah (tergantung di Bank mana)
dengan pendidikan minimal D3</span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;">.<o:p></o:p></span></div>
<div class="MsoNormal" style="line-height: 150%; margin-left: 54.0pt; text-align: justify;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-US;"><br /></span></div>
<div class="MsoListParagraph" style="margin-left: 54.0pt; mso-add-space: auto; mso-list: l8 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><b><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">4.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Marketing</span></b><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal" style="margin-left: 54.0pt; text-align: justify;">
<span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Banyak
yang memandang pekerjaan marketing dengan sebelah mata, karena selalu dikaitkan
dengan sales penjualan yang gajinya kecil. Akan tetapi, justru pekerjaan
seorang marketing ini paling diperhatikan oleh Bank karena menyangkut kinerja
bank. Ada dua jenis marketing, yaitu Landing (kredit) dan Funding (simpanan).<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-left: 54.0pt; text-align: justify;">
<span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Untuk
marketing kredit biasanya disebut Account Officer (AO) yang bertugas untuk
menganalisa, serta memiliki intuisi yang bagus dalam operasional kegiatan usaha
serta penilaian agunan (appraisal) karena posisi ini adalah paling riskan
karena berkaitan dengan kredit yang mana bila kredit itu macet maka harus
menerima konsekuensi dari pihak bank seperti pemecatan.</span><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US;"> </span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US;">Salary bisa
antara 3-8juta pendidikan minimal S1.<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-left: 54.0pt; text-align: justify;">
<span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Untuk
marketing simpanan biasanya disebut Funding Officer (FO) yang mana posisi ini
adalah perpanjangan tangan dari Customer Service. Apabila Customer Service
bertugas di kantor maka Funding Officer bertugas di lapangan. Tugas FO ini
adalah mengakuisisi calon nasabah yang hendak menabung, membuka deposito atau
giro. Tugas FO ini nantinya harus me-maintenance transaksi nasabah, membuat
konsep, serta menjadi event organizer untuk pembuatan program yang mampu
menarik para calon nasabah. Salary 3-8juta pendidikan minimal D3</span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US;">.<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-left: 54.0pt; text-align: justify;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US;"><br /></span></div>
<div class="MsoListParagraph" style="margin-left: 54.0pt; mso-add-space: auto; mso-list: l8 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><b><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">5.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Collector</span></b><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal" style="margin-left: 54.0pt; text-align: justify;">
<span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Tugas
dari posisi ini adalah untuk menagih hutang para nasabah yang memiliki kredit
dan menunggak pembayaran. <o:p></o:p></span></div>
<div class="MsoNormal" style="margin-left: 54.0pt; text-align: justify;">
<span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoListParagraph" style="margin-left: 54.0pt; mso-add-space: auto; mso-list: l8 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><b><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">6.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">General
Affair</span></b></div>
<div class="MsoNormal" style="margin-left: 54.0pt; text-align: justify;">
<span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Untuk
posisi general affair ini tuganya mengurusi fisik atm, kartu nama,
brosur, fisik bangunan, absensi karyawan, serta vendor outsourcing.<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-left: 54.0pt; text-align: justify;">
<span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoListParagraph" style="margin-left: 54.0pt; mso-add-space: auto; mso-list: l8 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><b><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">7.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Ekspedisi
/ Messenger</span></b><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
<div class="MsoNormal" style="margin-left: 54.0pt; text-align: justify;">
<span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Tugas
dari posisi ekspedisi ini adalah menjadi kurir surat dan fotocopy, mengurusi
kliring. Untuk bekerja pada bagian ekspedisi / messenger ini biasanya dicari
dari lulusan SMA.<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-left: 54.0pt; text-align: justify;">
<span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoListParagraph" style="margin-left: 54.0pt; mso-add-space: auto; mso-list: l8 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><b><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">8.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Human
Resource Department</span></b><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
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<span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Human
Resource Department (HRD) atau bagian personalia bisa dikatakan nyawa untuk
perusahaan dikarenakan memiliki otoritas tinggi serta dominan dalam hal
manajerial perusahaan untuk mengambil kebijakan untuk para karyawannya.<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-left: 54.0pt; text-align: justify;">
<span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoListParagraph" style="margin-left: 54.0pt; mso-add-space: auto; mso-list: l8 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><b><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">9.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Risk
Management</span></b><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;"><o:p></o:p></span></div>
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<span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Tugas
dari Risk Management ini adalah mengelola segala risiko dalam bank, baik itu
risiko operasioal, risiko pembiayaan, risiko likuiditas, risiko strategik,
risilo hukum, risiko pasar, risiko kepatuhan, dan risiko reputasi.<o:p></o:p></span></div>
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<br /></div>
<div class="MsoListParagraph" style="mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;">
<b><span lang="IN"><span style="font-size: 24px; font-stretch: normal; line-height: 27.6000003814697px;"><span style="font-family: Times New Roman, serif;"> 2. </span></span><span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; font-weight: normal; line-height: normal;"> </span></span></b><!--[endif]--><b><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 18.0pt; line-height: 115%;">Syarat
untuk melamar kerja bank syariah di posisi <o:p></o:p></span></b></div>
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<br /></div>
<div class="MsoNormal" style="margin-left: 36.0pt; text-align: justify;">
<span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;"> </span><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US;">C</span></b><b><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">ustomer
</span></b><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US;">S</span></b><b><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">ervice :<o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpFirst" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l3 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">1.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Usia
maksimum 27 tahun (mempunyai pengalaman sebagai frontliner minimal 2 tahun,
fresh graduate (25 tahun).<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l3 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">2.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Pendidikan
minimum D3 (lebih diutamakan S1).<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l3 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">3.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">IPK
minimal 2.75 (akreditasi A).<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l3 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">4.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Memiliki
penampilan yang menarik dan Lebih diutamakan yang belum menikah.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l3 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">5.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Energik,
percaya diri, mampu berkomunikasi dengan baik, memiliki motivasi yang tinggi
dan menyukai tantangan.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l3 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">6.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Mampu
mengoperasikan komputer minimal MS Office (Word, Excel, dan Power Point).<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l3 level1 lfo2; text-align: justify; text-indent: -18.0pt;">
<span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal" style="margin-left: 36.0pt; tab-stops: right 451.3pt; text-align: justify;">
<b><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Teller : <o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpFirst" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l1 level1 lfo6; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">1.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Berumur
max 25 tahun<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l1 level1 lfo6; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">2.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Lulus
S1 <o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l1 level1 lfo6; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">3.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Memiliki
IPK min 3,00<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l1 level1 lfo6; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">4.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Memiliki
etos kerja tinggi<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l1 level1 lfo6; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">5.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Jujur,
ramah<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l1 level1 lfo6; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">6.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Sehat
jasmani dan rohani<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l1 level1 lfo6; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">7.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Berpenampilan
menarik dan sopan<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l1 level1 lfo6; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">8.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Bisa
bahasa inggris <o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l1 level1 lfo6; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">9.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">komunikatif<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l1 level1 lfo6; text-align: justify; text-indent: -18.0pt;">
<span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal" style="margin-left: 36.0pt; text-align: justify;">
<b><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Back office</span></b><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">
:<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpFirst" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l9 level1 lfo3; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">1.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Berusia
maksimal 27 tahun<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l9 level1 lfo3; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">2.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Tinggi
badan Pria minimal 168 cm wanita minimal 164<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l9 level1 lfo3; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">3.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Lulusan
S1 segala jurusan, dengan IPK minimal 2,75<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l9 level1 lfo3; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">4.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Diutamakan
bagi yang sudah berpengalaman di bidang Back Office min 2 tahun<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l9 level1 lfo3; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">5.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Mampu
mengoperasikan komputer Microsoft Excel, Word, Access dan Browser<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l9 level1 lfo3; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">6.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Teliti,
Pekerja Keras, Disiplin dan Tanggung Jawab<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l9 level1 lfo3; tab-stops: 245.9pt; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">7.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Mampu
bekerja sendiri maupun dalam team <o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l9 level1 lfo3; tab-stops: 245.9pt; text-align: justify; text-indent: -18.0pt;">
<span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal" style="margin-left: 36.0pt; text-align: justify;">
<b><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Marketing :<o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpFirst" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l0 level1 lfo4; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">1.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Pria/Wanita<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l0 level1 lfo4; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">2.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Usia
maksimal 28<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l0 level1 lfo4; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">3.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Lulusan
S1, lebih diutamakan yang berasal dari Jurusan Ekonomi / Bisnis<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l0 level1 lfo4; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">4.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">IPK
minimal 3,00<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l0 level1 lfo4; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">5.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Fresh
graduated welcome<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l0 level1 lfo4; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">6.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Diutamakan
yang berpengalaman Marketing<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l0 level1 lfo4; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">7.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Lebih
diutamakan memiliki kemampuan berbahasa Inggris (lisan maupun tulisan)<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l0 level1 lfo4; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">8.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Menguasai
Ms Excel untuk mengolah data dan membuat laporan<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l0 level1 lfo4; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">9.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Memiliki
kemampuan berkomunikasi yang baik<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l0 level1 lfo4; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">10.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Memiliki
kemampuan interpersonal yang baik<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l0 level1 lfo4; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">11.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Dapat
bekerja secara individu maupun di dalam tim<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l0 level1 lfo4; text-align: justify; text-indent: -18.0pt;">
<span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal" style="margin-left: 36.0pt; text-align: justify;">
<b><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Collector:<o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpFirst" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l2 level1 lfo10; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">1.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Kelamin:
Pria.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l2 level1 lfo10; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">2.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Pendidikan
min: Diploma.<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l2 level1 lfo10; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">3.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Usia
min: 22<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l2 level1 lfo10; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">4.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Usia
maks: 28<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l2 level1 lfo10; text-align: justify; text-indent: -18.0pt;">
<span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal" style="margin-left: 36.0pt; text-align: justify;">
<b><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">General affair :<o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpFirst" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l4 level1 lfo5; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">1.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Pria/wanita,
maksimal 30 tahun<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l4 level1 lfo5; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">2.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Pendidikan
minimal D3 dengan IPK minimal 2.75<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l4 level1 lfo5; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">3.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Mampu
mengoperasikan computer (minimal Ms Office)<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l4 level1 lfo5; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">4.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Mampu
mengendarai sepeda motor dan memiliki SIM - C<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l4 level1 lfo5; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">5.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Menyukai
pekerjaan lapangan<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l4 level1 lfo5; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">6.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Memiliki
semangat kerja tinggi<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l4 level1 lfo5; text-align: justify; text-indent: -18.0pt;">
<span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal" style="margin-left: 36.0pt; text-align: justify;">
<b><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Exspedisi :<o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpFirst" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l7 level1 lfo7; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">1.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Pendidikan
Minimal SMU/SMK <o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l7 level1 lfo7; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">2.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Memiliki
Kendaraan Sendir<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l7 level1 lfo7; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">3.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Diutamakan
Laki Laki<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l7 level1 lfo7; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">4.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Umur
Maksimal 25 tahun<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l7 level1 lfo7; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">5.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Mau
Bekerja Keras dan bekerja sama dalam tim<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l7 level1 lfo7; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">6.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Sopan,
rajin<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="margin-left: 72.0pt; mso-add-space: auto; mso-list: l7 level1 lfo7; text-align: justify; text-indent: -18.0pt;">
<span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal" style="margin-left: 36.0pt; text-align: justify;">
<b><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Human Resources &
Development (HRD) :<o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpFirst" style="margin-left: 71.45pt; mso-add-space: auto; mso-list: l10 level1 lfo8; text-align: justify; text-indent: -14.15pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">1.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Pria<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 71.45pt; mso-add-space: auto; mso-list: l10 level1 lfo8; text-align: justify; text-indent: -14.15pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">2.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Pendidikan
S1/S2 Hukum/Psikologi<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 71.45pt; mso-add-space: auto; mso-list: l10 level1 lfo8; text-align: justify; text-indent: -14.15pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">3.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Pengalaman
min. 2 tahun<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 71.45pt; mso-add-space: auto; mso-list: l10 level1 lfo8; text-align: justify; text-indent: -14.15pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">4.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Anggota
PERADI menjadi nilai tambah<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="margin-left: 71.45pt; mso-add-space: auto; mso-list: l10 level1 lfo8; text-align: justify; text-indent: -14.15pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">5.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Menguasai
perundangan, hubungan industrial & perjanjian kerja bersama (PKB)<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpLast" style="margin-left: 71.45pt; mso-add-space: auto; mso-list: l10 level1 lfo8; text-align: justify; text-indent: -14.15pt;">
<span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
<div class="MsoNormal" style="margin-left: 36.0pt; text-align: justify;">
<b><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Risk Management</span></b><b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-ansi-language: EN-US;">:<o:p></o:p></span></b></div>
<div class="MsoListParagraphCxSpFirst" style="margin-left: 93.3pt; mso-add-space: auto; mso-list: l6 level1 lfo9; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">1.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Pendidikan
min. S1 Teknik Informatika / Teknik Industri<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 93.3pt; mso-add-space: auto; mso-list: l6 level1 lfo9; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">2.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Memiliki
pengalaman kerja min. 2 tahun <o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 93.3pt; mso-add-space: auto; mso-list: l6 level1 lfo9; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">3.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Memiliki
pengalaman dalam mengembangkan web-based application<o:p></o:p></span></div>
<div class="MsoListParagraphCxSpMiddle" style="margin-left: 93.3pt; mso-add-space: auto; mso-list: l6 level1 lfo9; text-align: justify; text-indent: -18.0pt;">
<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">4.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Menguasai
bahasa pemograman PHP, MySQL, MySQL server<o:p></o:p></span></div>
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<!--[if !supportLists]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%; mso-fareast-font-family: "Times New Roman";">5.<span style="font-family: 'Times New Roman'; font-size: 7pt; font-stretch: normal; line-height: normal;"> </span></span><!--[endif]--><span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">Menguasai
web-based application berbasis CMS, Java<o:p></o:p></span></div>
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bahasa inggris<o:p></o:p></span></div>
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<span lang="IN" style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;"><br /></span></div>
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syariah</span></b><a href="https://www.blogger.com/null" name="_GoBack"></a><b><span style="font-family: "Times New Roman","serif"; font-size: 14.0pt; line-height: 115%; mso-ansi-language: EN-US;"><o:p></o:p></span></b></div>
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<img height="441" src="http://yudhisti.files.wordpress.com/2008/09/banking2.png" width="640" /></div>
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<br /></div>
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<br /></div>
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<br /></div>
Anonymoushttp://www.blogger.com/profile/03001151896324100839noreply@blogger.com0tag:blogger.com,1999:blog-5592078811843811591.post-88638792453357208852015-03-09T06:24:00.000-07:002015-03-09T06:24:16.605-07:00TUGAS MANAJEMEN PERBANKAN SYARIAH<br />
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<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">A. BANK KONVENSIONAL</span></b></div>
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<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">1. Bank Pemerintah</span></b></div>
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<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
pemerintah adalah bank yang sebagian atau seluruh sahamnya dimiliki oleh
Pemerintah Indonesia. Berikut ini adalah daftar bank pemerintah, yaitu:</span></div>
<div class="MsoListParagraphCxSpFirst" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l6 level1 lfo2; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Mutiara
Bank (sebelum tanggal 16 September 2009 bernama "Bank
Century"/"Bank CIC", penyertaan saham sementara oleh Pemerintah
Indonesia melalui LPS)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l6 level1 lfo2; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Negara Indonesia</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l6 level1 lfo2; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Rakyat Indonesia</span></div>
<div class="MsoListParagraphCxSpLast" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l6 level1 lfo2; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">4.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Tabungan Negara</span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">2. Bank Swasta</span></b></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
swasta adalah bank dimana sebagian besar sahamnya dimiliki oleh swasta nasional
serta akte pendiriannya pun didirikan oleh swasta, pembagian keuntungannya juga
untuk swasta nasional. Bank swasta dibedakan menjadi 2 yaitu:</span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">3. Bank Swasta Nasional Devisa</span></b></div>
<div class="MsoListParagraphCxSpFirst" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l9 level1 lfo1; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
BRI Agroniaga, sebelumnya dikenal sebagai "Bank Agroniaga"</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l9 level1 lfo1; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Anda (Surabaya), sebelumnya dikenal sebagai "Bank Antar Daerah"</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l9 level1 lfo1; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Artha Graha Internasional, sebelum bulan Mei 2005 bernama "Bank
Interpacific"</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l9 level1 lfo1; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">4.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Bukopin</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l9 level1 lfo1; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">5.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Bumi Arta</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l9 level1 lfo1; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">6.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Capital Indonesia</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l9 level1 lfo1; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">7.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Central Asia</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l9 level1 lfo1; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">8.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
CIMB Niaga, sebelum tanggal 15 Oktober 2008 bernama "Bank Niaga" dan
"Bank Lippo</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l9 level1 lfo1; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">9.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Danamon Indonesia</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l9 level1 lfo1; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">10.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Ekonomi Raharja</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l9 level1 lfo1; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">11.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Ganesha</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l9 level1 lfo1; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">12.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Hana, sebelum tanggal 17 Maret 2008 bernama "Bank Bintang Manunggal"</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l9 level1 lfo1; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">13.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
ICBC Indonesia, sebelumnya bernama "Bank Halim Indonesia"</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l9 level1 lfo1; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">14.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Index Selindo</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l9 level1 lfo1; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">15.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Maybank Indonesia, sebelumnya bernama "Bank Internasional Indonesia"</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l9 level1 lfo1; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">16.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Maspion (Surabaya)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l9 level1 lfo1; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">17.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Mayapada</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l9 level1 lfo1; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">18.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Mega</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l9 level1 lfo1; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">19.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Mestika Dharma (Medan)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l9 level1 lfo1; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">20.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Metro Express</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l9 level1 lfo1; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">21.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
MNC Internasional, sebelum tanggal 27 Oktober 2014 bernama "Bank ICB <span style="mso-spacerun: yes;"> </span></span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l9 level1 lfo1; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">22.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Nusantara Parahyangan (Bandung)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l9 level1 lfo1; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">23.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
OCBC NISP, sebelum tanggal 7 Februari 2011 bernama "Bank NISP"</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l9 level1 lfo1; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">24.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
of India Indonesia, sebelum tanggal 17 November 2011 bernama "Bank
Swadesi"</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l9 level1 lfo1; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">25.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Panin
Bank</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l9 level1 lfo1; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">26.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
QNB Kesawan, sebelum tanggal 12 Desember 2011 bernama "Bank Kesawan"</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l9 level1 lfo1; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">27.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
SBI Indonesia, sebelum tanggal 30 April 2009 bernama "Bank Indo
Monex"</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l9 level1 lfo1; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">28.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Sinarmas, sebelumnya bernama "Bank Shinta Indonesia"</span></div>
<div class="MsoListParagraphCxSpLast" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l9 level1 lfo1; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">29.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
UOB Indonesia, sebelum tanggal 19 Mei 2011 bernama "Bank UOB
Buana"/sebelumnya bernama "Bank Buana Indonesia"</span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank Swasta Nasional Nondevisa</span></b></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<br /></div>
<div class="MsoListParagraphCxSpFirst" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l7 level1 lfo3; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Anglomas
Internasional Bank (Surabaya)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l7 level1 lfo3; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Andara, sebelum tanggal 30 Januari 2009 bernama "Bank Sri Partha"</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l7 level1 lfo3; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Artos Indonesia (Bandung)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l7 level1 lfo3; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">4.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Bisnis Internasional (Bandung)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l7 level1 lfo3; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">5.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Tabungan Pensiunan Nasional (Bandung)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l7 level1 lfo3; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">6.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Centratama
Nasional Bank (Surabaya)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l7 level1 lfo3; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">7.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Sahabat Sampoerna</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l7 level1 lfo3; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">8.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Fama Internasional (Bandung)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l7 level1 lfo3; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">9.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Harda Internasional</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l7 level1 lfo3; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">10.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Ina Perdana</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l7 level1 lfo3; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">11.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Jasa Jakarta</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l7 level1 lfo3; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">12.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Kesejahteraan Ekonomi</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l7 level1 lfo3; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">13.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Dinar Indonesia</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l7 level1 lfo3; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">14.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Mayora</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l7 level1 lfo3; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">15.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Mitraniaga</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l7 level1 lfo3; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">16.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Multi Arta Sentosa</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l7 level1 lfo3; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">17.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Nationalnobu, sebelum tanggal 12 November 2008 bernama "Bank Alfindo Sejahtera"</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l7 level1 lfo3; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">18.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Prima
Master Bank</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l7 level1 lfo3; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">19.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Pundi Indonesia, sebelum tanggal 23 September 2010 bernama "Bank Eksekutif
Internasional"</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l7 level1 lfo3; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">20.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Royal Indonesia</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l7 level1 lfo3; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">21.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Sahabat Purba Danarta (Semarang), sebelum tanggal 16 September 2009 bernama
"Bank Purba Danarta"</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l7 level1 lfo3; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">22.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Sinar Harapan Bali</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l7 level1 lfo3; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">23.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Victoria Internasional</span></div>
<div class="MsoListParagraphCxSpLast" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l7 level1 lfo3; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">24.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Yudha Bhakti</span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank Pembangunan Daerah</span></b></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
pembangunan daerah adalah bank yang sebagian atau seluruh sahamnya dimiliki
oleh Pemerintah Daerah Provinsi.</span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<br /></div>
<div class="MsoListParagraphCxSpFirst" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l5 level1 lfo4; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
BPD Aceh (Banda Aceh)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l5 level1 lfo4; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Sumut (Medan)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l5 level1 lfo4; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Nagari (Padang)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l5 level1 lfo4; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">4.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Riau Kepri (Pekanbaru), dahulu dikenal sebagai Bank Riau</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l5 level1 lfo4; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">5.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Jambi (Jambi)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l5 level1 lfo4; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">6.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Bengkulu (Kota Bengkulu)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l5 level1 lfo4; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">7.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Sumsel Babel (Palembang), dahulu dikenal sebagai Bank Sumsel</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l5 level1 lfo4; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">8.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Lampung (Bandar Lampung)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l5 level1 lfo4; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">9.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
DKI (Jakarta)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l5 level1 lfo4; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">10.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
BJB (Bandung), dahulu dikenal sebagai Bank Jabar atau Bank Jabar Banten atau
BPD Jawa Barat.</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l5 level1 lfo4; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">11.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Jateng (Semarang)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l5 level1 lfo4; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">12.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
BPD DIY (Yogyakarta)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l5 level1 lfo4; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">13.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Jatim (Surabaya)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l5 level1 lfo4; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">14.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Kalbar (Pontianak)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l5 level1 lfo4; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">15.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Kalteng (Palangka Raya)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l5 level1 lfo4; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">16.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Kalsel (Banjarmasin)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l5 level1 lfo4; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">17.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Kaltim (Samarinda)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l5 level1 lfo4; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">18.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Sulsel (Makassar)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l5 level1 lfo4; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">19.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Sultra (Kendari)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l5 level1 lfo4; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">20.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
BPD Sulteng (Palu)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l5 level1 lfo4; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">21.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Sulut (Manado)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l5 level1 lfo4; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">22.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
BPD Bali (Denpasar)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l5 level1 lfo4; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">23.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
NTB (Mataram)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l5 level1 lfo4; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">24.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
NTT (Kupang)</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l5 level1 lfo4; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">25.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Maluku (Ambon)</span></div>
<div class="MsoListParagraphCxSpLast" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l5 level1 lfo4; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">26.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Papua (Jayapura), dahulu dikenal sebagai BPD Irian Jaya</span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank Campuran</span></b></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
campuran adalah bank umum yang didirikan bersama oleh satu atau lebih bank umum
yang berkedudukan di Indonesia dan didirikan oleh WNI (dan/atau badan hukum
Indonesia yang dimiliki sepenuhnya oleh WNI), dengan satu atau lebih bank yang
berkedudukan di luar negeri.</span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<br /></div>
<div class="MsoListParagraphCxSpFirst" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l8 level1 lfo5; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
ANZ Indonesia, sebelum 12 Januari 2012 bernama "ANZ Panin Bank"</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l8 level1 lfo5; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Commonwealth</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l8 level1 lfo5; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Agris, sebelum 5 September 2008 bernama "Bank Finconesia"</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l8 level1 lfo5; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">4.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
BNP Paribas Indonesia</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l8 level1 lfo5; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">5.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Capital Indonesia</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l8 level1 lfo5; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">6.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Chinatrust Indonesia</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l8 level1 lfo5; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">7.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
DBS Indonesia</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l8 level1 lfo5; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">8.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
KEB Indonesia</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l8 level1 lfo5; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">9.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Mizuho Indonesia</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l8 level1 lfo5; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">10.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Rabobank International Indonesia</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l8 level1 lfo5; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">11.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Resona Perdania</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l8 level1 lfo5; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">12.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Sumitomo Mitsui Indonesia</span></div>
<div class="MsoListParagraphCxSpLast" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l8 level1 lfo5; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">13.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Windu Kentjana International, sebelum tanggal 7 Februari 2008 bernama
"Bank Multicor"</span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank Asing</span></b></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<br /></div>
<div class="MsoListParagraphCxSpFirst" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l0 level1 lfo6; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
of America</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l0 level1 lfo6; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bangkok
Bank</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l0 level1 lfo6; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
of China</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l0 level1 lfo6; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">4.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Citibank</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l0 level1 lfo6; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">5.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Deutsche
Bank</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l0 level1 lfo6; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">6.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">HSBC</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l0 level1 lfo6; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">7.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">JPMorgan
Chase</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l0 level1 lfo6; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">8.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Standard
Chartered</span></div>
<div class="MsoListParagraphCxSpLast" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l0 level1 lfo6; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">9.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">The
Bank of Tokyo-Mitsubishi UFJ</span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;"><b>BANK SYARIAH</b></span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;"><b> </b> </span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Umum Syariah</span></b></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<b><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
swasta nasional devisa</span></b></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<br /></div>
<div class="MsoListParagraphCxSpFirst" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l4 level1 lfo7; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
BNI Syariah</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l4 level1 lfo7; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Mega Syariah</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l4 level1 lfo7; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Muamalat Indonesia</span></div>
<div class="MsoListParagraphCxSpLast" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l4 level1 lfo7; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">4.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Syariah Mandiri</span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank Swasta Nasional Nondevisa</span></b></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<br /></div>
<div class="MsoListParagraphCxSpFirst" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l2 level1 lfo8; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">BCA
Syariah, dahulu bernama "Bank UIB"</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l2 level1 lfo8; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
BJB Syariah</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l2 level1 lfo8; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
BRI Syariah, dahulu bernama "Bank Jasa Arta"</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l2 level1 lfo8; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">4.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Panin
Bank Syariah, dahulu bernama "Bank Harfa"</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l2 level1 lfo8; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">5.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Syariah Bukopin, dahulu bernama "Bank Persyarikatan Indonesia"</span></div>
<div class="MsoListParagraphCxSpLast" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l2 level1 lfo8; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">6.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Victoria Syariah, dahulu bernama "Bank Swaguna"</span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank Campuran</span></b></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<br /></div>
<div class="MsoListParagraphCxSpFirst" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l10 level1 lfo9; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Maybank Syariah Indonesia, dahulu bernama "Bank Maybank Indocorp"</span></div>
<div class="MsoListParagraphCxSpLast" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l10 level1 lfo9; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
of Amerika (Bofa)(NYSE: BAC TYO: 8648, Bankofamerica.com kantor pusat
Charlotte, Carolina Utara"</span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Unit Usaha Syariah Bank Umum Konvensional</span></b></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Pemerintah</span></b></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<br /></div>
<div class="MsoListParagraph" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 83.25pt; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l3 level1 lfo10; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
BTN Syariah</span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank Swasta Nasional Devisa</span></b></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;"><br /></span></div>
<div class="MsoListParagraphCxSpFirst" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 83.25pt; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l3 level1 lfo10; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Danamon Syariah</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 83.25pt; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l3 level1 lfo10; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">CIMB
Niaga Syariah</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 83.25pt; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l3 level1 lfo10; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">BII
Syariah</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 83.25pt; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l3 level1 lfo10; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">4.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">OCBC
NISP Syariah</span></div>
<div class="MsoListParagraphCxSpLast" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 83.25pt; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l3 level1 lfo10; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">5.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Permata Syariah</span></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<br /></div>
<br />
<br />
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<b style="mso-bidi-font-weight: normal;"><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank Pembangunan Daerah</span></b></div>
<div class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .5in; margin-right: 0in; margin-top: 0in;">
<br /></div>
<div class="MsoListParagraphCxSpFirst" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l1 level1 lfo11; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">1.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Nagari Syariah</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l1 level1 lfo11; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">2.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
BPD Aceh Syariah</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l1 level1 lfo11; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">3.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
DKI Syariah</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l1 level1 lfo11; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">4.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Kalbar Syariah</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l1 level1 lfo11; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">5.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Kalsel Syariah</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l1 level1 lfo11; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">6.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
NTB Syariah</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l1 level1 lfo11; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">7.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Riau Kepri Syariah</span></div>
<div class="MsoListParagraphCxSpMiddle" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l1 level1 lfo11; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">8.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Sumsel Babel Syariah</span></div>
<div class="MsoListParagraphCxSpLast" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l1 level1 lfo11; text-indent: -.25in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: "Times New Roman";"><span style="mso-list: Ignore;">9.<span style="font: 7.0pt "Times New Roman";"> </span></span></span><span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Bank
Sumut Syariah</span></div>
<div class="MsoListParagraphCxSpLast" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 1.0in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l1 level1 lfo11; text-indent: -.25in;">
<br /></div>
<br />
<b>BPR KONVENSIONAL</b><br />
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<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank Perkreditan Rakyat Daya Arta,
PT.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bahan Bangunan Mangga Dua Complex
Block F-2 No. 29,Jl. Mangga Dua Raya,Jakarta Pusat</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
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<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">10730,Indonesia</span></div>
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<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">DKI Jakarta</span></div>
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<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Telp.(021) 6018030, Telp.(021)
6018031</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank Perkreditan Rakyat Grogol Joyo,
PT.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Plaza Solo Baru I Complex HB-01,Jl.
Raya Solo Baru Permai,Sukoharjo 57552 Jawa</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Tengah,Indonesia</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Jawa Tengah</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Fax.(0271) 624182,Fax.(0271) 620576</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Telp.(0271) 620576, Telp.(0271)
624181, Telp.(0271) 624183</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank Perkreditan Rakyat Grogol Joyo,
PT.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Plaza Solo Baru I Complex HB-01,Jl.
Raya Solo Baru Permai,Sukoharjo 57552 Jawa</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Tengah,Indonesia</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Jawa Tengah</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Fax.(0271) 624182,Fax.(0271) 620576</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Telp.(0271) 620576, Telp.(0271)
624181, Telp.(0271) 624183</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank Perkreditan Rakyat Indotama
Persada, PT.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Jl. Brigjen. Slamet Riyadi No. 80,
Kartasuro,Solo 57167 Jawa Tengah,Indonesia</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Jawa Tengah</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Telp.(0271) 780272, Telp.(0271)
780943</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank Perkreditan Rakyat Indotama
Persada, PT.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Jl. Brigjen. Slamet Riyadi No. 80,
Kartasuro,Solo 57167 Jawa Tengah,Indonesia</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Jawa Tengah</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Telp.(0271) 780272, Telp.(0271)
780943</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank Perkreditan Rakyat Mulya Arta,
PT.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Jl. Dewi Sartika No. 12-ABC,
Ciputat,Tangerang 15411 Banten,Indonesia</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Banten</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Fax.(021) 7430128</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Telp.(021) 7430128, Telp.(021)
7430127</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank Perkreditan Rakyat Mulya Arta,
PT.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Jl. Dewi Sartika No. 12-ABC,
Ciputat,Tangerang 15411 Banten,Indonesia</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Banten</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Fax.(021) 7430128</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Telp.(021) 7430128, Telp.(021)
7430127</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank Perkreditan Rakyat Olympindo
Primadana, PT.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Jl. Raya Jatiwaringin No. 170,
Pondok Gede,Bekasi 17411 Jawa Barat,Indonesia</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Jawa Barat</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Fax.(021) 8463856</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Telp.(021) 8463858</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank Perkreditan Rakyat Olympindo
Primadana, PT.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Jl. Raya Jatiwaringin No. 170,
Pondok Gede,Bekasi 17411 Jawa Barat,Indonesia</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Jawa Barat</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Fax.(021) 8463856</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Telp.(021) 8463858</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank Perkreditan Rakyat Restu Artha
Makmur, PT.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Jl. Majapahit No. 129-B / 2nd
Floor,Semarang 50161 Jawa Tengah,Indonesia</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Jawa Tengah</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Fax.(024) 6720030</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Telp.(024) 6721721</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank Perkreditan Rakyat Restu Artha
Makmur, PT.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Jl. Majapahit No. 129-B / 2nd
Floor,Semarang 50161 Jawa Tengah,Indonesia</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Jawa Tengah</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Fax.(024) 6720030</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Telp.(024) 6721721</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank Perkreditan Rakyat Rifi Maligi,
PT.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Jl. HOS. Cokroaminoto No. 7-B,
Larangan Utara,Tangerang 15154 Banten,Indonesia</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Banten</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Fax.(021) 7300442</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Telp.(021) 7300452, Telp.(021)
7300442, Telp.(021) 7326973</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank Perkreditan Rakyat Rifi Maligi,
PT.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Jl. HOS. Cokroaminoto No. 7-B,
Larangan Utara,Tangerang 15154 Banten,Indonesia</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Banten</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Fax.(021) 7300442</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Telp.(021) 7300452, Telp.(021)
7300442, Telp.(021) 7326973</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank Perkreditan Rakyat Setia Abadi
Karib Semarang, PT.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Jl. Menteri Supeno No. 1,Semarang
50235 Jawa Tengah,Indonesia</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Jawa Tengah</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Fax.(024) 8447981</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Telp.(024) 8312199</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank Perkreditan Rakyat Setia Abadi
Karib Semarang, PT.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Jl. Menteri Supeno No. 1,Semarang
50235 Jawa Tengah,Indonesia</span></div>
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<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Jawa Tengah</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Fax.(024) 8447981</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Telp.(024) 8312199</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank</span></div>
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<br /></div>
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<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank Perkreditan Rakyat Solo Baru
Permai, PT.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Jl. Raya Solo Baru C No. 21-22,Solo
57552 Jawa Tengah,Indonesia</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Jawa Tengah</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Fax.(0271) 621038</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Telp.(0271) 622387, Telp.(0271)
623802, Telp.(0271) 621038</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank Perkreditan Rakyat Solo Baru
Permai, PT.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Jl. Raya Solo Baru C No. 21-22,Solo
57552 Jawa Tengah,Indonesia</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Jawa Tengah</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Fax.(0271) 621038</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Telp.(0271) 622387, Telp.(0271)
623802, Telp.(0271) 621038</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank</span></div>
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<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank Perkreditan Rakyat Tri
Sejahtera Makmur, PT.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Jl. Mayor Oking Block A-1 No. 27,
Cibinong,Bogor 16917 Jawa Barat,Indonesia</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Jawa Barat</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Fax.(021) 8753679</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Telp.(021) 8753677, Telp.(021) 8753678</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Banks</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Bank Perkreditan Rakyat Tri
Sejahtera Makmur, PT.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Jl. Mayor Oking Block A-1 No. 27,
Cibinong,Bogor 16917 Jawa Barat,Indonesia</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Jawa Barat</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Fax.(021) 8753679</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Telp.(021) 8753677, Telp.(021)
8753678</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;">
<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; mso-fareast-font-family: "Times New Roman";">Banks</span></div>
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